MCQOPTIONS
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MCQOPTIONS
This section includes 252 Mcqs, each offering curated multiple-choice questions to sharpen your Civil Engineering knowledge and support exam preparation. Choose a topic below to get started.
| 1. |
If is principal amount, is the rate of interest and is the number of periods in years, then the interest factor is : |
| A. | (1 + |
| B. | ) |
| C. | ( |
| D. | - 1) |
| E. | None of these |
| Answer» B. ) | |
| 2. |
If is the future capital accumulated in years at the rate of interest per annum, then present worth is : |
| A. | (1 + |
| B. | ) |
| C. | (1 + |
| D. | ) |
| E. | None of these. |
| Answer» B. ) | |
| 3. |
The product of CAF () and PWF () is: |
| A. | 1/2 |
| B. | 1 |
| C. | 1/3 |
| D. | 1/4 |
| Answer» C. 1/3 | |
| 4. |
Renu Bala deposits Rs 1200 now, Rs 800 two years from now and Rs 1000 five years from now. If the savings bank's rate of interest in 5%, she will receive an amount of Rs 10 years from now, where is |
| A. | Rs 3415 |
| B. | Rs 4225 |
| C. | Rs 4413 |
| D. | Rs 4826 |
| Answer» D. Rs 4826 | |
| 5. |
If is principal amount, is the rate of interest per annum and is the number of periods in years, the compound amount factor (CAF) is : |
| A. | (1 + |
| B. | ) |
| C. | (1 + |
| D. | ) |
| E. | None of these |
| Answer» B. ) | |
| 6. |
Which of these gives the lowest effective rate of interest ? |
| A. | 12.35 % compounded annually |
| B. | 11.90 % compounded annually |
| C. | 12.20 % compounded annually |
| D. | 11.60 % compounded annually |
| Answer» E. | |
| 7. |
You borrow P3,500.00 for one year from a friend at an interest rate of 1.5% per month instead of taking a loan from a bank at a rate of 18% per year. How much lesser you will pay by borrowing the money from the bank ? |
| A. | P 62.44 |
| B. | P44.55 |
| C. | P54.66 |
| D. | P37.56 |
| Answer» D. P37.56 | |
| 8. |
Which of the following is an example of intangible asset ? |
| A. | Cash |
| B. | Investment in subsidiary companies |
| C. | Furnitures |
| D. | Patents |
| Answer» E. | |
| 9. |
Which is true about partnership ? |
| A. | It has a perpetual life |
| B. | It will be dissolved if one of the partners ceases to be connected with the partnership |
| C. | It can be handed down from one generation of partners to another |
| D. | Its capitalization must be equal for each partner |
| Answer» D. Its capitalization must be equal for each partner | |
| 10. |
Which is true about corporation ? |
| A. | It is worse type of business organization |
| B. | The minimum number of incorporators to start a corporation is three |
| C. | Its life is dependent on the lives of the incorporators |
| D. | The stock holders of the corporation are only liable to the extent of their investments |
| Answer» E. | |
| 11. |
Which is NOT an essential element of an ordinary annuity ? |
| A. | The amounts of all payments are equal. |
| B. | The payments are made at equal interval of time. |
| C. | The first payment is made at the beginning of the first period. |
| D. | Compound interest is paid on all amounts in the annuity. |
| Answer» D. Compound interest is paid on all amounts in the annuity. | |
| 12. |
“When one of the factors of production is fixed in quantity or is difficult to increase, increasing the other factors of production will result in a less than proportionate increase in output”. This statement is known as the______________? |
| A. | Law of diminishing return |
| B. | Law of supply |
| C. | Law of demand |
| D. | Law of supply and demand |
| Answer» B. Law of supply | |
| 13. |
What type of depreciation is due to the reduction of the physical ability of an equipment or asset to produce results ? |
| A. | Functional depreciation |
| B. | Design depreciation |
| C. | Physical depreciation |
| D. | Demand depreciation |
| Answer» D. Demand depreciation | |
| 14. |
What type of depreciation is due to the reduction in the demand for the function that the equipment or asset was designed to render ? |
| A. | Functional depreciation |
| B. | Design depreciation |
| C. | Physical depreciation |
| D. | Demand depreciation |
| Answer» B. Design depreciation | |
| 15. |
What type of bond whose guaranty is in lien on railroad equipment, such as freight and passenger cars, locomotives, etc ? |
| A. | Railroad bond |
| B. | Equipment obligation bond |
| C. | Equipment bond |
| D. | Equipment trust bond |
| Answer» C. Equipment bond | |
| 16. |
What type of bond which can be redeemed before maturity date ? |
| A. | Preferred bond |
| B. | Registered bond |
| C. | Incorporators bond |
| D. | Callable bond |
| Answer» E. | |
| 17. |
What type of bond is issued jointly by two or more corporations ? |
| A. | Mortgage bond |
| B. | Joint bond |
| C. | Tie-up bond |
| D. | Trust bond |
| Answer» C. Tie-up bond | |
| 18. |
What type of bond where the corporation’s owner name are recorded and the interest is paid periodically to the owners with their asking for it ? |
| A. | Preferred bond |
| B. | Registered bond |
| C. | Incorporators bond |
| D. | Callable bond |
| Answer» C. Incorporators bond | |
| 19. |
What stock represents ownership and enjoys certain preferences than ordinary stock ? |
| A. | Authorized stock |
| B. | Preferred stock |
| C. | Incorporator’s stock |
| D. | Presidential stock |
| Answer» C. Incorporator’s stock | |
| 20. |
What represents the ownership of stockholders who have a residual claim on the assets of the corporation after all other claims have been settled ? |
| A. | Authorized capital stock |
| B. | Preferred stock |
| C. | Incorporator stock |
| D. | Common stock |
| Answer» E. | |
| 21. |
What refers to the value of an intangible item which arises from the exclusive right of a company to provide a specified product and service in a certain region of the country ? |
| A. | Company value |
| B. | Going value |
| C. | Goodwill value |
| D. | Franchise value |
| Answer» E. | |
| 22. |
What refers to the value of an asset which a disinterested third party, different from the buyer and seller, will determine in order to establish a price acceptable to both parties ? |
| A. | Book value |
| B. | Market value |
| C. | Fair value |
| D. | Franchise value |
| Answer» D. Franchise value | |
| 23. |
What refers to the saving which takes place because goods are not available for consumption rather than consumer really want to save ? |
| A. | Compulsory saving |
| B. | Consumer saving |
| C. | Forced saving |
| D. | All of the above |
| Answer» D. All of the above | |
| 24. |
What refers to the residual value of a company’s assets after all outside liabilities (shareholders excluded) have been allowed for ? |
| A. | Dividend |
| B. | Equity |
| C. | Return |
| D. | Par value |
| Answer» C. Return | |
| 25. |
What refers to the present worth of the probable future net earnings ? |
| A. | Total fair value |
| B. | Total market value |
| C. | Going concern value |
| D. | Earning value |
| Answer» E. | |
| 26. |
What refers to the ratio of the interest payment to the principal for a given unit of time and usually expressed as a percentage of the principal ? |
| A. | Return of investment |
| B. | Interest rate |
| C. | Yield |
| D. | Rate of return |
| Answer» C. Yield | |
| 27. |
What refers to the present worth of cost associated with an asset for an infinite period of time ? |
| A. | Annual cost |
| B. | Increment cost |
| C. | Capitalized cost |
| D. | Operating cost |
| Answer» D. Operating cost | |
| 28. |
What refers to the present worth of all the amount the bondholder will receive through his possession of the bond ? |
| A. | Par value of bond |
| B. | Face value of bond |
| C. | Redeemed value of bond |
| D. | Value of bond |
| Answer» E. | |
| 29. |
What refers to the negotiable claim issued by a bank in lien of a term deposit ? |
| A. | Time deposit |
| B. | Bond |
| C. | Capital gain certificate |
| D. | Certificate of deposit |
| Answer» E. | |
| 30. |
What refers to the need, want or desire for a product backed by the money to purchase it ? |
| A. | Supply |
| B. | Demand |
| C. | Product |
| D. | Good |
| Answer» C. Product | |
| 31. |
What refers to the market situation in which any given product is supplied by a very large number of vendors and there is no restriction against additional vendors from entering the market ? |
| A. | Perfect competition |
| B. | Oligopoly |
| C. | Oligopsony |
| D. | Monopoly |
| Answer» B. Oligopoly | |
| 32. |
What refers to the interest rate at which the present work of the cash flow on a project is zero of the interest earned by an investment ? |
| A. | Economic return |
| B. | Yield |
| C. | Rate of return |
| D. | Return of investment |
| Answer» D. Return of investment | |
| 33. |
What refers to the goods and services that are required to support human life, needs and activities ? |
| A. | Producer products |
| B. | Consumer products |
| C. | Luxury |
| D. | Necessity |
| Answer» E. | |
| 34. |
What refers to the goods and services that are desired by human and will be acquired only after all the needs have been satisfied ? |
| A. | Producer products |
| B. | Consumer products |
| C. | Luxury |
| D. | Necessity |
| Answer» E. | |
| 35. |
What refers to the exchange mechanism that brings together the sellers and the buyers of a product, factor of production or financial security ? |
| A. | Mall |
| B. | Market |
| C. | Store |
| D. | Office |
| Answer» C. Store | |
| 36. |
What refers to the cumulative effect of elapsed time on the money value of an event, based on the earning power of equivalent invested funds capital should or will earn ? |
| A. | Present worth factor |
| B. | Interest rate |
| C. | Time value of money |
| D. | Yield |
| Answer» D. Yield | |
| 37. |
What refers to an imaginary cost representing what will not be received if a particular strategy is rejected ? |
| A. | Opportunity cost |
| B. | Ghost cost |
| C. | Horizon cost |
| D. | Null cost |
| Answer» B. Ghost cost | |
| 38. |
What refers to the cost of borrowing money or the amount earned by a unit principal per unit time ? |
| A. | Yield rate |
| B. | Rate of return |
| C. | Rate of interest |
| D. | Economic return |
| Answer» D. Economic return | |
| 39. |
What rate of interest compounded annually is the same as the rate of interest of 8% compounded quarterly ? |
| A. | 8.07 % |
| B. | 8.12 % |
| C. | 8.16 % |
| D. | 8.24 % |
| Answer» E. | |
| 40. |
What refers to the amount of a product made available for sale ? |
| A. | Supply |
| B. | Demand |
| C. | Product |
| D. | Good |
| Answer» B. Demand | |
| 41. |
What refers to the claim of anyone to ownership ? |
| A. | Proprietorship |
| B. | Assets |
| C. | Equity |
| D. | Liability |
| Answer» D. Liability | |
| 42. |
What refers to the amount of money paid for the use of borrowed capital ? |
| A. | Interest |
| B. | Rate of interest |
| C. | Simple interest |
| D. | Principal |
| Answer» B. Rate of interest | |
| 43. |
What refers to a document that shows proof of legal ownership of a financial security ? |
| A. | Bond |
| B. | Bank note |
| C. | Coupon |
| D. | Check |
| Answer» D. Check | |
| 44. |
What method is often used in municipal project evaluations where benefits and costs accrue to different segments of the community ? |
| A. | Annual cost method |
| B. | Benefit-cost ratio |
| C. | Rate of return method |
| D. | EUAC |
| Answer» C. Rate of return method | |
| 45. |
What market situation exists where there is only one buyer and only one seller ? |
| A. | Monopsony |
| B. | Monopoly |
| C. | Bilateral monopsony |
| D. | Bilateral monopoly |
| Answer» E. | |
| 46. |
What market situation exists where there are few sellers and few buyers ? |
| A. | Oligopoly |
| B. | Oligopsony |
| C. | Bilateral oligopoly |
| D. | Bilateral Oligopsony |
| Answer» E. | |
| 47. |
What is used when a quick estimate of the doubling time for the invested money is needed ? |
| A. | Rule of 48 |
| B. | Rule of 36 |
| C. | Rule of 24 |
| D. | Rule of 72 |
| Answer» E. | |
| 48. |
What is used to record historical financial transactions ? |
| A. | Bookkeeping system |
| B. | Ledger system |
| C. | Balance check |
| D. | General journal system |
| Answer» B. Ledger system | |
| 49. |
What is the type of annuity where the payments are made at the end of each period starting from the first period ? |
| A. | Ordinary annuity |
| B. | Perpetuity |
| C. | Annuity due |
| D. | Deferred annuity |
| Answer» B. Perpetuity | |
| 50. |
What is the type of annuity where the first payment does not begin until some later date in the cash flow ? |
| A. | Ordinary annuity |
| B. | Perpetuity |
| C. | Annuity due |
| D. | Deferred annuity |
| Answer» E. | |