The Centre, the Government of Bihar and the World Bank signed a loan agreement worth USD 29 crore on 9 July 2016. Which of the following facts about this agreement is true?

• A. Under Jeevika-II, the rural population will be mobilized in the form of self-help groups and high level federations and will be assisted in accessing financial services from markets, public services and formal financial institutions.
• B. This loan will be given from the International Development Association (IDA), the concessional lending arm of the World Bank, which will have to be repaid within 25 years.
• C. It also includes a grace period of five years.
• D. All of the above