MCQOPTIONS
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MCQOPTIONS
This section includes 1588 Mcqs, each offering curated multiple-choice questions to sharpen your Banking And Financial Awareness knowledge and support exam preparation. Choose a topic below to get started.
| 351. |
The term stagflation refers to a situation where? [SSC 2009] |
| A. | Growth has no relation with the change in prices |
| B. | Rate of growth and prices both are decreasing |
| C. | Rate of growth in faster than the rate of price increase |
| D. | Rate of growth is slower than the rate of price increase |
| E. | |
| Answer» E. | |
| 352. |
Which of the following is not considered a money market instrument? [IBPS P.O. 2011] |
| A. | Treasury bills |
| B. | Repurchase agreement |
| C. | Commercial paper |
| D. | Certificate of deposit |
| E. | Shares and bonds |
| Answer» F. | |
| 353. |
When the rate of inflation increases: |
| A. | Purchasing power of money increased |
| B. | Purchasing power of money decreases |
| C. | Value of money decreases |
| D. | Purchasing power of money remains unaffected |
| E. | Amount of money in circulation decreases |
| Answer» C. Value of money decreases | |
| 354. |
.............is the acquiring or merging with firm in the same or complementary industries to get economies of scale or scope. [SBI Clerk 2014] |
| A. | Merging |
| B. | Empowering |
| C. | Outsourcing |
| D. | Globalizing |
| E. | Accelerating |
| Answer» B. Empowering | |
| 355. |
Increasing the effort to 'think global' and 'act global' is? |
| A. | Empowering |
| B. | Globalizing |
| C. | Flattering |
| D. | Focusing |
| E. | Benchmarking |
| Answer» E. Benchmarking | |
| 356. |
Which of the following term is associated with internet/E-mail? [SBI Clerk 2014] |
| A. | Plotter |
| B. | Slide presentation |
| C. | Book mark |
| D. | Pie chart |
| E. | Microsoft Excel |
| Answer» D. Pie chart | |
| 357. |
Modern marketing is? [SBI Clerk, 2015] |
| A. | Product oriented |
| B. | Promotion oriented |
| C. | Consumer oriented |
| D. | Profit oriented |
| E. | None of these |
| Answer» D. Profit oriented | |
| 358. |
Education loans can be more effectively canvassed by ? |
| A. | Door to Door campaigns |
| B. | E-mail contacts |
| C. | Diversification |
| D. | Tie up with colleges |
| E. | All of the above |
| Answer» E. All of the above | |
| 359. |
Marketing of Education loans can be done by ? [SBI. Clerk 2009] |
| A. | Approaching eligible students |
| B. | Approaching the parents |
| C. | Approaching colleges |
| D. | Having tie-ups with educational institutes |
| E. | All of the above |
| Answer» F. | |
| 360. |
Cross selling is the basic function of? |
| A. | All employers |
| B. | All employees |
| C. | All sales person |
| D. | Planning department |
| E. | All of these |
| Answer» D. Planning department | |
| 361. |
Customer's Relationship with the bank is influenced by ? [SBI Clerk 2009] |
| A. | Customer's attitudes |
| B. | Attitudes of bank staff |
| C. | Interest rates of the Bank |
| D. | Attitudes of sales person |
| E. | All of the above |
| Answer» E. All of the above | |
| 362. |
In a saving Account, money can be deposited on ? [SBI Clerk 2012] |
| A. | Monthly basis |
| B. | As per the convenience of the depositor |
| C. | Annual basis |
| D. | In one lump sum |
| E. | Quarterly basis |
| Answer» C. Annual basis | |
| 363. |
Load" means ? |
| A. | Log of wood |
| B. | Pee charged when one buys or sells the unit of a fund |
| C. | Share price at the time of buying |
| D. | Stamp duty |
| E. | Fund value |
| Answer» C. Share price at the time of buying | |
| 364. |
Digital Marketing is the same as ? [SBI Clerk 2012] |
| A. | Online marketing |
| B. | Cross-selling |
| C. | Website designing |
| D. | Road shows |
| E. | Door-to-Door marketing |
| Answer» B. Cross-selling | |
| 365. |
Mutual fund business from existing bank customers can be mobilized by- [SBI, Clerk 2012] |
| A. | Online marketing |
| B. | Cross-selling |
| C. | Telemarketing |
| D. | Carpet bombing |
| E. | Road-shows |
| Answer» C. Telemarketing | |
| 366. |
Margin contribution in the case of a loan account means ? [SBI Clerk 2012] |
| A. | Money paid by bank to borrower |
| B. | Same as EMI |
| C. | Stamp duty |
| D. | Borrower's own contribution for the venture |
| E. | Registration charges |
| Answer» E. Registration charges | |
| 367. |
Choose the correct sentence ? [SBI Clerk 2012] |
| A. | KYC norms are not applicable for financial inclusion |
| B. | Loans can be granted to students at a low rate of interest |
| C. | Home Loans are not useful for public |
| D. | NRI customers are not profitable customer |
| E. | Online marketing is very costly |
| Answer» C. Home Loans are not useful for public | |
| 368. |
Financial inclusion means ? [SBI, Clerk: 2012] |
| A. | Financial statements |
| B. | Financial data |
| C. | Wholesale Banking |
| D. | Retail Banking |
| E. | Bringing all poor people under Banking net |
| Answer» F. | |
| 369. |
Benchmark means ? [SBI, Clerk 2011] |
| A. | A standard value for comparison |
| B. | Basic products |
| C. | Court cases |
| D. | Financial targets |
| E. | Salesperson's targets |
| Answer» B. Basic products | |
| 370. |
An IPO Loan is meant for ? [SBI Clerk 2012] |
| A. | Meting personal needs |
| B. | For higher education |
| C. | Medical treatment |
| D. | For starting a new industry |
| E. | For purchases of share |
| Answer» F. | |
| 371. |
'USP' in marketing language means ? [SBI Clerk 2012] |
| A. | Uniform selling practices |
| B. | Unique sales person |
| C. | Unique selling propositions |
| D. | Unique saving plans |
| E. | Useful sales person |
| Answer» D. Unique saving plans | |
| 372. |
A short-term loan is repayable within ? [SBI Clerk 2012] |
| A. | 20 years |
| B. | 3 years |
| C. | As per the borrowers with |
| D. | As per the guarantor's wish |
| E. | There is no need to repay short term loan |
| Answer» C. As per the borrowers with | |
| 373. |
SME means ? [SBI Clerk 2012] |
| A. | Selling and Marketing employees |
| B. | Sales and mergers of entities |
| C. | Small and Micro entities |
| D. | Small and medium enterprises |
| E. | Sales performance Measurement program |
| Answer» E. Sales performance Measurement program | |
| 374. |
The target group for SME Loan is ? [SBI Clerk 2012] |
| A. | All SSIs |
| B. | All college professors |
| C. | All students |
| D. | All nurses |
| E. | All salaried persons |
| Answer» B. All college professors | |
| 375. |
Saving accounts can be opened by ? [SBI Clerk 2012] |
| A. | All individuals fulfilling KYC norms |
| B. | All tax payers |
| C. | All individuals above the age of 18 |
| D. | All business man |
| E. | All students below the age of 18 |
| Answer» B. All tax payers | |
| 376. |
Current Accounts are basically meant for ? |
| A. | Investment purpose |
| B. | Saving purpose |
| C. | Identity purpose |
| D. | Earning foreign exchange |
| E. | Day to day needs one's business |
| Answer» F. | |
| 377. |
Service Marketing is resorted to in ? [SBI Clerk 2012] |
| A. | All MNCs |
| B. | All production houses |
| C. | Industrial units |
| D. | Insurance companies and banks |
| E. | Fish markets |
| Answer» E. Fish markets | |
| 378. |
The target group for personal loans is? [SBI Ass. Clerk 2011] |
| A. | All private limited companies |
| B. | All businessman |
| C. | All salaried persons |
| D. | Minor children |
| E. | Newborn infants Modern Marketing |
| Answer» D. Minor children | |
| 379. |
Customer Retention can be ensured by ? [SBI Asst. Clerk 2012] |
| A. | Offering freebies |
| B. | Offering loans at low rates |
| C. | Catchy slogans |
| D. | Giving incentives |
| E. | Personalized services |
| Answer» F. | |
| 380. |
A very large market segment or wide collection of smaller segments is called ? [SBI Ass. Clerk 2012] |
| A. | Niche Market |
| B. | Meta Market |
| C. | Mass market |
| D. | Multi level market |
| E. | None of these |
| Answer» B. Meta Market | |
| 381. |
Good customer service is an extended arm of ? [SBI Ass. Clerk 2012] |
| A. | Service marketing |
| B. | Web marketing |
| C. | Process marketing |
| D. | Indirect marketing |
| E. | Internet marketing |
| Answer» B. Web marketing | |
| 382. |
KYC means? [SBI Ass. Clerk.2012] |
| A. | Keep your customers tool |
| B. | Keep your credit card |
| C. | Know your customers |
| D. | Keep your cool |
| E. | Know your credits |
| Answer» D. Keep your cool | |
| 383. |
The target group for Home loan is ? [SBI Ass. clerk 2012] |
| A. | All body builders |
| B. | Tiles manufacturers |
| C. | Housing societies |
| D. | Farmers societies |
| E. | Individual not owing any house |
| Answer» F. | |
| 384. |
Uncertain out comes involving the market for goods and services such as the possibility of price declines or increases, changes in consumer preferences and or changes in the nature of competition is called ? [SBI Asst. Clerk, 2012] |
| A. | Market scope |
| B. | Market risk |
| C. | Market outlook |
| D. | Market out come |
| E. | Market design |
| Answer» C. Market outlook | |
| 385. |
Internet Banking can be popularized by way of ? [SBI Asst.Clerk2012] |
| A. | Reduced prices |
| B. | Higher prices |
| C. | Wide area network |
| D. | Better Technology |
| E. | More ATMS |
| Answer» C. Wide area network | |
| 386. |
Leads for canvassing Home Loan accounts can be obtained from ? |
| A. | Builders |
| B. | Individuals building one's own house |
| C. | Audit departments |
| D. | Brick manufacturers |
| E. | Cement suppliers |
| Answer» C. Audit departments | |
| 387. |
A debit card can be issued to? [SBI Ass. Clerk 2011] |
| A. | Only income tax assesses |
| B. | Only professionals |
| C. | Only women |
| D. | All farmers |
| E. | All saving account holders |
| Answer» F. | |
| 388. |
Motivation in marketing means ? |
| A. | Inspiring Salesperson to talk more |
| B. | Inspiring sales persons to sell more |
| C. | Inspiring counter staff to walk more |
| D. | Market size |
| E. | Marketplace |
| Answer» B. Inspiring sales persons to sell more | |
| 389. |
The modern marketing concept asserts that marketing starts with the product idea and ends with ? |
| A. | Production of quality product |
| B. | Advertisement Campaign |
| C. | Customer satisfaction |
| D. | Sale of the product |
| E. | Exchange of money |
| Answer» D. Sale of the product | |
| 390. |
Motivating customers to buy upgraded products when they had intended to buy something of lower value is known as ? [SBI Ass. Clerk 2012] |
| A. | Cross-selling |
| B. | Forward-selling |
| C. | Marketing |
| D. | Channel marketing |
| E. | Up-selling |
| Answer» F. | |
| 391. |
The process of discovering patterns and relationships using the available customer data to reveal what customers want and how they act is known as ? |
| A. | Data ware housing |
| B. | Data base |
| C. | Data mining |
| D. | Data building |
| E. | Data matching |
| Answer» D. Data building | |
| 392. |
Standard marketing practices include ? [SBI, Clerk 2012] |
| A. | Poaching |
| B. | Unhealthy competition |
| C. | Lo wiring the selling price |
| D. | Unhealthy discount schemes |
| E. | Phishing |
| Answer» D. Unhealthy discount schemes | |
| 393. |
What is the full form of ECB? |
| A. | Extra commercial banking |
| B. | Extra commercial borrowing |
| C. | External commercial borrowing |
| D. | All of these |
| E. | None of these |
| Answer» C. External commercial borrowing | |
| 394. |
A call in marketing means? |
| A. | To phone the customers |
| B. | To visit the customers |
| C. | To visit the marketing site |
| D. | To call on prospective customer |
| E. | None of these |
| Answer» E. None of these | |
| 395. |
Profit by customer satisfaction is a tool of? |
| A. | Old concept of marketing |
| B. | New concept of marketing |
| C. | Production |
| D. | Price |
| E. | None of these |
| Answer» C. Production | |
| 396. |
Modern methods of marketing include |
| A. | Publicity on the net |
| B. | Advertisement on the net |
| C. | Soliciting business through e-mails |
| D. | Telemarketing |
| E. | All of these |
| Answer» F. | |
| 397. |
Recurring accounts can best be canvassed among? [BOBR0.2011] |
| A. | Farmers |
| B. | Traders |
| C. | Salaried persons |
| D. | Minors |
| E. | Students |
| Answer» D. Minors | |
| 398. |
CRM (customer relationship management) is? [BOB RO. 2011] |
| A. | A pre-sales activity |
| B. | A tool for lead generation |
| C. | An ongoing daily activity |
| D. | The task of a DSA |
| E. | Customer complaints |
| Answer» C. An ongoing daily activity | |
| 399. |
Diversification in marketing means? [BOB P.O. 2011] |
| A. | Marketing to different countries |
| B. | Marketing in many companies |
| C. | Marketing of the same product by many, diverse persons |
| D. | Marketing of new diverse product |
| E. | All of the above |
| Answer» E. All of the above | |
| 400. |
"Push" marketing style requires? [BOB P.O. 2011] |
| A. | Proper planning |
| B. | Good pushing strength |
| C. | Team work |
| D. | Ability to identify the products |
| E. | Aggressive marketing |
| Answer» F. | |