Explore topic-wise MCQs in Banking And Financial Awareness.

This section includes 1588 Mcqs, each offering curated multiple-choice questions to sharpen your Banking And Financial Awareness knowledge and support exam preparation. Choose a topic below to get started.

1551.

Channel finance can be considered only among? [BOBP.O. 2011]

A. Supply chain distributors
B. Chain snatchers
C. NRIs
D. Pensioners
Answer» B. Chain snatchers
1552.

Cross selling yields good results in the case of one of the following products? [BOB P.O. 2010]

A. Debit Cards
B. SDV lockers
C. Personal loans
D. all of these
Answer» E.
1553.

Cross selling means and includes? [BOB RO. 2010]

A. Selling to HNIs
B. Selling to NRIs
C. Conversion of prospects
D. Selling additional products to existing customers
Answer» E.
1554.

Marketing of Internet Banking can be focused among...... [BOB EO. 2010]

A. All existing customers
B. All corporates
C. All outsourced agencies
D. All NRFs
Answer» B. All corporates
1555.

CRM is useful for the study of ...... find the wrong answer. [BOB RO. 2010]

A. Customer needs
B. Customer's information
C. Customer profiles
D. Customer threats
Answer» E.
1556.

CRM means? reaction [BOB P.O. 2010]

A. A charitable and religious movement
B. Customers' meet
C. Customer's reaction
D. Customer relationship management
Answer» E.
1557.

Internet Banking means? [BOB RO, 2010]

A. Marketing on the net
B. Surfing on the net
C. Phishing
D. Banking on the net
Answer» E.
1558.

A call in marketing means

A. to phone the customers
B. to visit the customers
C. to visit the marketing site
D. to call on prospective customer
Answer» E.
1559.

Mutual funds investments can be effectively canvassed among [SBI Clerk 2011]

A. Only salaried persons
B. Students availing education loans
C. HNI customers
D. Sunrise industries
Answer» B. Students availing education loans
1560.

Telemarketing means [SBI Clerk 2011]

A. selling telephones
B. Sending SMS messages
C. Chatting on the phone
D. marketing through phone calls
Answer» E.
1561.

SME means [SBI Clerk 2012]

A. Selling and Marketing Employees
B. Sales and Margers of Entities
C. Small and Micro Entities
D. Small and Medium Enterprises
Answer» C. Small and Micro Entities
1562.

Under which important researches, the product and services offered by competitors?

A. Existence in competitive situation
B. Existence in market
C. Existence in product line
D. Existence in product planning
Answer» B. Existence in market
1563.

Which of the following is a type of analysis included in marketing research?

A. Product analysis
B. Market analysis
C. Distribution analysis
D. Competition analysis
Answer» D. Competition analysis
1564.

One of the following is not included in the 7 'P's of marketing. Find the same? [SBI P.O. 2010/BOB P.O. 2011]

A. Product
B. Price
C. Production
D. Promotion
Answer» D. Promotion
1565.

A prospect means? [SBI Ass. Clerk 2008]

A. Any customer who walks into the bank
B. An employee of the bank
C. A customer who is likely to be interested in Bank's product or service
D. A depositor of the bank
Answer» D. A depositor of the bank
1566.

The framework of 4 'P' should fill into one of the following marketing objectives? [BOB P.O. 2010]

A. Costs and profits
B. Sales
C. Market share
D. All of these
Answer» C. Market share
1567.

The characteristics of product includes

A. Product mix
B. price
C. Packaging
D. All of these
Answer» E.
1568.

In case of saving deposits in a bank, the user status will be of a bank?

A. Second customer
B. Regular customer
C. Potential customer
D. First time depositor
Answer» C. Potential customer
1569.

Positioning of a product is based on-

A. The price charged for the product
B. The promotional pitch for the product
C. Product characteristics
D. All of this
Answer» E.
1570.

Social Responsibility of bank does not include

A. Pollution Control
B. To provide job
C. To open a saving account
D. Support facility
Answer» B. To provide job
1571.

Diversification means? [SBI Clerk 2009]

A. Dividing the market into small segments
B. Dividing energy of the sales persons
C. Marketing of diverse products
D. All of the above
Answer» B. Dividing energy of the sales persons
1572.

Diversification is useful for ?

A. Attaching more customers
B. Retaining existing customers
C. Increasing sales volume
D. All of the above
Answer» E.
1573.

Which among the following come under 'facilitating' category of marketing functions?

A. Standardising and grading
B. Standardising and grading, financing and risk taking
C. Standardising and grading, financing risk taking, securing market information
D. All of the above
Answer» D. All of the above
1574.

The sole aim of marketing is to?

A. Increase sales
B. Increase the number of employees
C. Increase job opportunities
D. Increase production
Answer» B. Increase the number of employees
1575.

Value added services means. [SBI Clerk 2012]

A. Substituted products
B. Highly valuable products
C. Old products
D. Extra Services in addition to existing ones
Answer» E.
1576.

"Supply creates its own demand". This statement is related to ? [SSC 2007, 2008]

A. Prof. J.B. Say
B. John Robinson
C. Adam Smith
D. J.S. Mill
Answer» B. John Robinson
1577.

The period of the eleventh five year plan is? [SSC Tax Assistant 2008]

A. 2005 to 2010
B. 2006 to 2011
C. 2007 to 2012
D. 2008 to 2013
Answer» D. 2008 to 2013
1578.

A firm is in equilibrium when its?

A. Marginal cost equals the marginal revenue
B. Total cost is minimum
C. Total revenue is maximum
D. Average revenue and marginal revenue are equal
Answer» B. Total cost is minimum
1579.

Which one of the following statement is correct? [SSC CPO S.L 2008]

A. Good money drives bad money out of circulation
B. Bad money drives good money out of circulation
C. Good and bad money cannot circulate together
D. Cannot say
Answer» C. Good and bad money cannot circulate together
1580.

The main determinant of real wage is? [SSC CGL 2008]

A. Extra earning
B. Nature of work
C. Promotion prospect
D. Purchasing power of money
Answer» E.
1581.

Who amongst the following was the chairperson of the "working group on Benchmark prime lending Rate (BPLR)" constituted by the RBI? (Indian Bank P.O. 2010)

A. Dr. K.C. Chakravorty
B. Mr. Deepak Mohanty
C. Mr. R. Bhaskaran
D. Mr. O.P. Bhatt
Answer» C. Mr. R. Bhaskaran
1582.

Which of the following schemes was launched a few years back to provide wage employment to the rural people in India (The programmer is being run successfully in addition to NREGA)? [B.C.).B. 2009]

A. Indira Awas Yojana
B. Accelerated Rural Water Supply Programme
C. Total Sanitation Campaign
D. Sampoorna Grameen Rozgar Yojana
Answer» E.
1583.

Direct marketing means [SBI PO 2011]

A. advertisements
B. banners
C. Face-to-face selling
D. selling by all staff
Answer» D. selling by all staff
1584.

In international Banking terms, 'appreciation' of rupee means? [SBI Asst. Clerk 2015]

A. Excess of exports over imports
B. Purchasing power of rupee has come down
C. Excess of imports over exports
D. Availability of more foreign currency vis-a-vis rupee
Answer» E.
1585.

Which of the following authorities is responsible for maintaining accounts, deposits and cash management of the government through issue of Bonds and Treasury Bills? [SBI Clerk 2014]

A. SEBI
B. IRDA
C. SBI
D. RBI
Answer» E.
1586.

With reference to a cheque, which of the following is the "drawer bank"? [IBPS P.O. 2012]

A. The bank that collects the cheque
B. The payee's bank
C. The endorsee's bank
D. The endorser's bank
Answer» B. The payee's bank
1587.

What is the maximum deposit amount insured by DICGC? [IBPS P.O. 2012]

A. 2, 00,000 per depositor per bank
B. 2, 00, 00 per depositor across all bank
C. 1, 00,000 per depositor per bank
D. 1, 00,000 per depositor across all bank
Answer» E.
1588.

A short term government security paper is called? [SSC CGL 2010]

A. Share
B. Debenture
C. Mutual Fund
D. Treasury bill
Answer» E.