MCQOPTIONS
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MCQOPTIONS
This section includes 1588 Mcqs, each offering curated multiple-choice questions to sharpen your Banking And Financial Awareness knowledge and support exam preparation. Choose a topic below to get started.
| 1051. |
Which of the following is the limitation of advertising? |
| A. | Adds to cost |
| B. | Neglecting social values |
| C. | Creating monopoly |
| D. | Encouraging sale of inferior products |
| E. | All of the above |
| Answer» F. | |
| 1052. |
Which of the following is a means of advertising? |
| A. | Cinema |
| B. | Gift |
| C. | Demonstration |
| D. | Radio and television |
| E. | All of these |
| Answer» F. | |
| 1053. |
The target group for home loans is [SBI Clerk 2009] |
| A. | Individuals |
| B. | Salaried persons |
| C. | businessmen |
| D. | Professionals |
| E. | All of these |
| Answer» F. | |
| 1054. |
As the number of investments made by a firm increases, its internal rate of return? [SSC LDC 2014] |
| A. | Declines due to diminishing Marginal productivity |
| B. | Declines because the market rate of interest will falls, ceteris parlous |
| C. | Increase to compensate the firm for the current consumption fore- gone |
| D. | Increases because the level of savings will fall |
| Answer» D. Increases because the level of savings will fall | |
| 1055. |
Marketing channels are |
| A. | distribution network through which producer's products flow to the market |
| B. | the channel of storage |
| C. | Channel of production |
| D. | All of the above |
| E. | None of the above |
| Answer» B. the channel of storage | |
| 1056. |
Which of the following is the means of bank advertising? |
| A. | Newspaper or magazine |
| B. | Poster |
| C. | Internet |
| D. | Television |
| E. | All of the above |
| Answer» F. | |
| 1057. |
Which of the following is an investment advisory discipline? [IBPS 2013] |
| A. | Corporate Industrial Finance |
| B. | Offshore Banking |
| C. | Wealth Management |
| D. | Wholesale Banking [IBPS 2.0 rv |
| Answer» D. Wholesale Banking [IBPS 2.0 rv | |
| 1058. |
Direct marketing is necessary for [SBI PO 2008] |
| A. | having a focused approach marketing |
| B. | boosting sales |
| C. | better customer contacts |
| D. | All of the above |
| E. | None of the above |
| Answer» E. None of the above | |
| 1059. |
Which is the factor of distribution channel? |
| A. | Number of customer |
| B. | Size of the manufacturer |
| C. | Product weight |
| D. | Perishability |
| E. | All of the above |
| Answer» F. | |
| 1060. |
Delivery channel means? [SBI Clerk 2014] |
| A. | Service centers |
| B. | Other than those given as options |
| C. | Handing over the products to the buyers |
| D. | Product manufacturing |
| E. | Places where products are available to the buyers |
| Answer» F. | |
| 1061. |
Which is the latest distribution system? [SBI2008, 2009] |
| A. | Telephonic distribution |
| B. | E-commerce |
| C. | |
| D. | Mobile |
| E. | All of these |
| Answer» F. | |
| 1062. |
Which of the following is/are the media of advertising? |
| A. | Press advertising |
| B. | TV |
| C. | Radio |
| D. | Films |
| E. | All of these |
| Answer» F. | |
| 1063. |
A brand is best defined as a |
| A. | name of the manufacturer of the product |
| B. | name, symbol, design or combination of these, that identifies a seller's products |
| C. | registered design or symbol that is displayed on the product |
| D. | related group of words that described the product |
| E. | Copyrighted words that give the manufacturer exclusive ownership |
| Answer» C. registered design or symbol that is displayed on the product | |
| 1064. |
Accounts are allowed to be operated by cheques in respect of? [IBPS RO. 2011] |
| A. | Both savings bank accounts and fixed deposit accounts |
| B. | Saving bank accounts and current accounts |
| C. | Both saving bank accounts and loan accounts |
| D. | Both saving bank accounts and cash accounts only |
| E. | Both current accounts and fixed deposits accounts |
| Answer» C. Both saving bank accounts and loan accounts | |
| 1065. |
A good brand can be built up by way of [SBI PO 2013] |
| A. | Customer grievances |
| B. | break-down of IT support |
| C. | Old age |
| D. | large number of products |
| E. | Consistent offering of good services |
| Answer» F. | |
| 1066. |
The collective perceptions and impressions people have formed about an organization, its product and/or its services is known as its [SBI Clerk 2012] |
| A. | brand image |
| B. | brand value |
| C. | brand alert |
| D. | brand attribute |
| E. | brand architecture |
| Answer» B. brand value | |
| 1067. |
One rupee notes are issued by the? [SSC LDC 2014] |
| A. | RBI |
| B. | SBI |
| C. | President of India |
| D. | Government of India |
| Answer» E. | |
| 1068. |
The number of Nationalized Banks in India are? [SSC LDC 2014] |
| A. | 14 |
| B. | 21 |
| C. | 20 |
| D. | 22 |
| Answer» D. 22 | |
| 1069. |
Which of the following is the type of manufacturer's brand? |
| A. | National brand |
| B. | Regional brand |
| C. | Advertising brand |
| D. | Blanket brand |
| E. | All of the above |
| Answer» F. | |
| 1070. |
Which of the following is the name of the organization created specifically to develop small scale industrial sector in our country? (NABARD PO 2010) |
| A. | NABARD |
| B. | SEBI |
| C. | SIDBI |
| D. | AMFI |
| Answer» D. AMFI | |
| 1071. |
What is the statutory liquidity Ratio (SIR) at present? [SBI Clerk 2012] |
| A. | 20% |
| B. | 22% |
| C. | 25% |
| D. | 24% |
| E. | None of these |
| Answer» D. 24% | |
| 1072. |
Which of the following is one of the major functions of National Bank for Agriculture and Rural Development (NABARD? [SBI Clerk 2012] |
| A. | Provide loans to state govt for developing rural infrastructure |
| B. | Preparing Monetary and credit policy of India |
| C. | Deciding Bank rate |
| D. | Providing credit to small industrial units |
| E. | Monitoring and controlling functions of the stock exchanges in India |
| Answer» B. Preparing Monetary and credit policy of India | |
| 1073. |
Which factors influence choice of channel of distribution? |
| A. | Size of order |
| B. | Buyers of product |
| C. | Buying habits of customer |
| D. | Number of potential customer |
| E. | All of the above |
| Answer» F. | |
| 1074. |
The term advertising has been derived from |
| A. | credere |
| B. | adre |
| C. | advertere |
| D. | ad-hoc-not-with-joy |
| E. | net |
| Answer» D. ad-hoc-not-with-joy | |
| 1075. |
Press advertising include |
| A. | newspapers |
| B. | magazines |
| C. | journals |
| D. | All of these |
| E. | None of these |
| Answer» E. None of these | |
| 1076. |
Face value of a government security is the amount that is to be paid to an investor at the maturity date of the security. The face value is not the same as the? [IBPS 2014] |
| A. | Par value |
| B. | Market price |
| C. | Redemption value |
| D. | Principal value |
| Answer» C. Redemption value | |
| 1077. |
Financial inclusion means provision of ? [IBPS RO. 2011] |
| A. | Financial services, namely, payments, remittances, savings, loans and insurance at affordable cost to persons not yet given the same |
| B. | Ration at affordable cost to persons not yet given the same |
| C. | House at affordable cost to persons not yet given the same |
| D. | Food at affordable cost to persons not yet given the same |
| E. | Education at affordable cost to persons not yet given the same |
| Answer» B. Ration at affordable cost to persons not yet given the same | |
| 1078. |
Which of the following is known as cross-selling by Banks? [IBPS RO. 2011] |
| A. | Sale of a debit card to a credit card holder |
| B. | Sale of insurance policy to a depositor |
| C. | Issuance of cash against cheque presented by a third party (a) only (A) (b) only (B) (c) only C |
| D. | Both A and C |
| E. | All A, B and C |
| Answer» F. | |
| 1079. |
What does the letter 'P? denote in term PAN as used in financial transaction? [SBI Clerk, 2012] |
| A. | Primary |
| B. | Partial |
| C. | Permanent |
| D. | Provisional |
| E. | Public |
| Answer» D. Provisional | |
| 1080. |
Which of the following terms is not used in banking & finance? [SBI Clerk 2012] |
| A. | Public debt |
| B. | Plasma |
| C. | Joint venture |
| D. | Net demand Time liability |
| E. | Treasury Bill |
| Answer» C. Joint venture | |
| 1081. |
Which is the element of advertising? |
| A. | Public presentation |
| B. | Non-personal process |
| C. | Written or printed in words |
| D. | All of the above |
| E. | None of the above |
| Answer» E. None of the above | |
| 1082. |
Mail advertising includes |
| A. | Price list |
| B. | booklets |
| C. | novelty gift |
| D. | business reply envelope |
| E. | All of the above |
| Answer» F. | |
| 1083. |
The process that has to be undertaken by banks and other financial institutions to prevent them from being used by criminal elements for money laundering is? [IBPS 2014] |
| A. | Credit monitoring process |
| B. | Credit Rating process |
| C. | KYC process |
| D. | Credit Appraisal process |
| Answer» B. Credit Rating process | |
| 1084. |
CVV is an anti-fraud security feature that helps verify that the customer is in possession of her card. The abbreviation of CVV stands for? [IBPS 2014] |
| A. | Card virtual valuation |
| B. | Confidential virtual verification |
| C. | Card verification value |
| D. | Core virtual value |
| Answer» D. Core virtual value | |
| 1085. |
Online marketing is [SBI Clerk 2009] |
| A. | Same as face to face marketing |
| B. | easier than traditional marketing |
| C. | boring, as customers are not visible |
| D. | Voluminous task |
| E. | None of the above |
| Answer» C. boring, as customers are not visible | |
| 1086. |
The target group for a car loan is [SBI Clerk 2012] |
| A. | all high income individuals |
| B. | all car dealers |
| C. | all students |
| D. | all PPL persons |
| E. | bliral persons |
| Answer» B. all car dealers | |
| 1087. |
Legal Tender Money" refers to? [SSC SJ. 2005] |
| A. | Cheques |
| B. | Drafts |
| C. | Bill of exchange |
| D. | Currency notes |
| Answer» E. | |
| 1088. |
Liquidity preference means? [SSC CGL 2004] |
| A. | Desire of the public to hold cash |
| B. | Showing preferences to hold capital assets |
| C. | Showing preferences to hold bonds and securities |
| D. | Refraining from consumption |
| Answer» C. Showing preferences to hold bonds and securities | |
| 1089. |
102 When central bank buys securities/ bank reserves? [SSC CGL 2014] |
| A. | Contracts |
| B. | Remains the same |
| C. | Has no impact on the reserves |
| D. | Expands |
| Answer» B. Remains the same | |
| 1090. |
Cheap money means? [SSC CPO 2010] |
| A. | Low rate of Interest |
| B. | Low level of savings |
| C. | Low level of Income |
| D. | Excess of black money |
| Answer» B. Low level of savings | |
| 1091. |
Who is authorized to issue coins in India? [SSCCGL 2011] |
| A. | RBI |
| B. | Ministry of Finance |
| C. | SBI |
| D. | IOB |
| Answer» C. SBI | |
| 1092. |
Indirect distribution channel is |
| A. | producer \[\to \] consumer |
| B. | producer \[\to \] agent |
| C. | producer \[\to \] retailer |
| D. | producer \[\to \] agent \[\to \] wholesaler \[\to \] retailer consumer |
| E. | All of the above |
| Answer» E. All of the above | |
| 1093. |
The term "Smart Money" refers to ? [IBPS P.O. 2012] |
| A. | Foreign currency |
| B. | Internet banking |
| C. | US Dollars |
| D. | Travelers cheques |
| E. | Credit cards |
| Answer» F. | |
| 1094. |
Fixed period of time is known as a ? [IBPS, RO. 2012] |
| A. | Term deposit |
| B. | Checking account |
| C. | Saving bank deposit |
| D. | No frills account |
| E. | Current deposit |
| Answer» B. Checking account | |
| 1095. |
Which of the following institutions is a credit information company? [IBPS 2014] |
| A. | ARCIL |
| B. | CRISIL |
| C. | CIBIL |
| D. | ICRA |
| Answer» D. ICRA | |
| 1096. |
RBI has recently issued draft policy guidelines for differentiated Banks licenses which are? [IBPS, 2013] |
| A. | Exclusively for foreign banks |
| B. | Aimed at the cooperative sector |
| C. | Aimed at furthering financial inclusion |
| D. | Other than those given as option |
| Answer» D. Other than those given as option | |
| 1097. |
The rate on which banks borrow from the RBI is called- (PdS Bank PC'A,2012] |
| A. | SLR |
| B. | CRR |
| C. | Bank Rate |
| D. | Repo Rate |
| Answer» E. | |
| 1098. |
A situation in which consumer purchases are unplanned is called [SBI Clerk 2012] |
| A. | latent demand |
| B. | impulse buying |
| C. | irregular demand |
| D. | unwhole some laying |
| E. | None of these |
| Answer» C. irregular demand | |
| 1099. |
Mortgage is a ? [IBPSE0.2011] |
| A. | Security on movable property for a loan given by a bank |
| B. | Security on immovable property for a loan given by a bank |
| C. | Concession on immovable property for a loan given by a bank |
| D. | Facility on immovable property for a loan given by a bank |
| E. | Security on immovable property for a deposit received by a bank |
| Answer» C. Concession on immovable property for a loan given by a bank | |
| 1100. |
When a bank returns a cheque unpaid, it is called? [IBPS P.O. 2011] |
| A. | Payment of the cheque |
| B. | Drawing of the cheque |
| C. | Cancelling of the cheque |
| D. | Dishonor of the cheque |
| E. | Taking of the cheque |
| Answer» E. Taking of the cheque | |