MCQOPTIONS
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MCQOPTIONS
This section includes 657 Mcqs, each offering curated multiple-choice questions to sharpen your Testing Subject knowledge and support exam preparation. Choose a topic below to get started.
| 1. |
Which type of preference Shares can be converted into equity? |
| A. | Redeemable Bonds |
| B. | Convertible Bonds |
| C. | Non- Convertible Bonds |
| D. | All of the above |
| Answer» C. Non- Convertible Bonds | |
| 2. |
A diversified equity fund is one which |
| A. | Invests in one sector |
| B. | Invests in one theme |
| C. | Invests in stocks across various sectors |
| D. | Invests in minimum 30 stocks |
| Answer» D. Invests in minimum 30 stocks | |
| 3. |
The Hindustan Co-operative Insurance Company was set up in the year 1907 in which city? |
| A. | Delhi |
| B. | Bombay |
| C. | Madras |
| D. | Calcutta |
| Answer» E. | |
| 4. |
”Development Banks” are |
| A. | Branches of commercial Banks whether in private or public sector, situated in rural area for upliftment of weaker sections of the society |
| B. | Financial sections which provide long term finance to industries |
| C. | Land development banks which provide development financing to agriculture |
| D. | None of these |
| Answer» C. Land development banks which provide development financing to agriculture | |
| 5. |
Which of the following is the regulator of Money market? |
| A. | Reserve Bank of India |
| B. | Government of India |
| C. | Telecom Regularity Authority |
| D. | Insurance Regularity Department |
| Answer» B. Government of India | |
| 6. |
In the foreign exchange market, if the interest rate on foreign deposits increases, holding everything elseconstant, |
| A. | The expected return schedule for foreign deposits shifts to the right. |
| B. | The dollar depreciates. |
| C. | The foreign currency appreciates. |
| D. | All of the above. |
| Answer» E. | |
| 7. |
Which is not a type of cheque? |
| A. | Mutilated Cheque |
| B. | Stale Cheque |
| C. | Crossed Cheque |
| D. | Promissory Cheque |
| Answer» E. | |
| 8. |
Who controls the capital market in India? |
| A. | SEBI |
| B. | RBI |
| C. | IRDA |
| D. | NABARD |
| Answer» B. RBI | |
| 9. |
Hedging transaction is indicated by |
| A. | Transactions in odd amounts |
| B. | Presentation of documentary support |
| C. | Frequency of such transactions |
| D. | None of the above |
| Answer» E. | |
| 10. |
Where is the headquarter of the SEBI? |
| A. | Delhi |
| B. | Bengaluru |
| C. | Chennai |
| D. | Mumbai |
| Answer» E. | |
| 11. |
Which agency is exclusively concerned with the credit needs of all types agricultural and ruraldevelopment? |
| A. | SBI |
| B. | IDBI |
| C. | RBI |
| D. | NABARD |
| Answer» E. | |
| 12. |
The headquarter of NABARD is situated in |
| A. | Delhi |
| B. | Mumbai |
| C. | Lucknow |
| D. | Kolkata |
| Answer» C. Lucknow | |
| 13. |
When was the Industrial Finance Corporation of India setup in India? |
| A. | 1945 |
| B. | 1948 |
| C. | 1951 |
| D. | 1991 |
| Answer» C. 1951 | |
| 14. |
The type of lease that includes a third party, a lender, is called as which of the following? |
| A. | Sale and leaseback |
| B. | Leveraged lease |
| C. | Direct Leasing Agreement |
| D. | Operating Lease |
| Answer» C. Direct Leasing Agreement | |
| 15. |
What is Notice Money? |
| A. | It is an overnight loan in the Money Market |
| B. | It is loan of above1 day to 14 days in the money market |
| C. | It is loan of above14 day to 364 days in the money market |
| D. | It is an amount charged on ISD |
| Answer» C. It is loan of above14 day to 364 days in the money market | |
| 16. |
Which of the following is least risky: |
| A. | Equity |
| B. | Corporate Bonds |
| C. | Treasury Bills |
| D. | Certificate of Deposits |
| Answer» D. Certificate of Deposits | |
| 17. |
Which of the following is false about NBFC? |
| A. | NBFC cannot accept demand deposits |
| B. | NBFCs do not form part of the payment and settlement system and cannot issue cheques drawn on itself |
| C. | deposit insurance facility of Deposit Insurance and Credit Guarantee Corporation is not available to depositors of NBFCs |
| D. | NBFC cannot undertake insurance business |
| Answer» E. | |
| 18. |
The amount which is paid at the time of maturity of the bond is equal to: |
| A. | Face Value |
| B. | Yield |
| C. | Coupon |
| D. | Discounted Price |
| Answer» B. Yield | |
| 19. |
In the long run, ________ affect the exchange rate. |
| A. | relative price levels |
| B. | tariffs and quotas |
| C. | productivity |
| D. | All of the above. |
| Answer» E. | |
| 20. |
In which year was the Life Insurance Corporation of India formed? |
| A. | 1956 |
| B. | 1960 |
| C. | 1948 |
| D. | 1962 |
| Answer» B. 1960 | |
| 21. |
Which of these DFI was primarily set up for the development of the Micro, Small and MediumEnterprise (MSME) sector? |
| A. | NABARD |
| B. | IDBI |
| C. | SIDBI |
| D. | IFCI |
| Answer» D. IFCI | |
| 22. |
Which financial institution is helping commercial banks is lending to the infrastructure sector? |
| A. | IFCI Ltd |
| B. | IDBI |
| C. | IIFCL |
| D. | IIBI |
| Answer» D. IIBI | |
| 23. |
What is the maximum duration for which term money can be lent/borrowed in money market? |
| A. | 1 day |
| B. | 15 days |
| C. | 30 days |
| D. | 1 year |
| Answer» E. | |
| 24. |
Which of the following does not have any roles in regulation of NBFCs? |
| A. | National Housing Bank |
| B. | Reserve Bank of India |
| C. | SIDBI |
| D. | Ministry of Corporate Affairs |
| Answer» D. Ministry of Corporate Affairs | |
| 25. |
Which one of the following is not used to estimate cost of equity capital? |
| A. | External yield criterion |
| B. | Dividend plus growth rate |
| C. | Equity capitalisation approach |
| D. | Capital asset pricing model |
| Answer» B. Dividend plus growth rate | |
| 26. |
Which of the following statements about The Employees’ Provident Funds and (MiscellaneousProvisions) Act are true? A) The Act is not applicable to cooperative societies employing less than 50 persons working with the aid of power. B) It makes provision for pension scheme, including family pension. C) There is no wage limit to be covered under the Act. D) The Act has a provision relating to Employees’ Deposit-linked Insurance Scheme. |
| A. | A, B & D |
| B. | A & C |
| C. | A, C & D |
| D. | B, C & D |
| Answer» B. A & C | |
| 27. |
What is the minimum amount at which Commercial Paper can be issued? |
| A. | The minimum amount for Commercial Papers is 5 lakhs. |
| B. | The minimum amount for Commercial Papers is 5 Crores. |
| C. | The minimum amount for Commercial Papers is 1 lakh. |
| D. | The minimum amount for Commercial Papers is 1 Crore. |
| Answer» B. The minimum amount for Commercial Papers is 5 Crores. | |
| 28. |
Factoring Business is also known as by which of the following names? |
| A. | Account Receivable Factoring |
| B. | Asset based lending |
| C. | Invoice Factoring |
| D. | All of the above |
| Answer» E. | |
| 29. |
Which of the following statement is true about Commercial Bill? |
| A. | It is a promissory note |
| B. | It is a bill of Exchange |
| C. | It is a trade Bill |
| D. | It is issued by RBI |
| Answer» D. It is issued by RBI | |
| 30. |
Venture capital was originated in which of the following countries? |
| A. | India |
| B. | Britain |
| C. | USA |
| D. | France |
| Answer» D. France | |
| 31. |
Which of the following give finance to young, start-up companies? |
| A. | Venture Capital Firm |
| B. | Finance Company |
| C. | Small – business Finance Company |
| D. | Capital – Creation Company |
| Answer» B. Finance Company | |
| 32. |
Which of the following is a development bank? |
| A. | HDFC |
| B. | NHB |
| C. | Axis Bank |
| D. | DCB |
| Answer» C. Axis Bank | |
| 33. |
What is the maximum validity of a cheque? |
| A. | 90 days |
| B. | 30 days |
| C. | 60 days |
| D. | 180 days |
| Answer» B. 30 days | |
| 34. |
Can an agent, of the owner of a factory, be termed as an employer? |
| A. | Yes |
| B. | No |
| C. | none |
| D. | none |
| Answer» B. No | |
| 35. |
Central Government’s contribution towards the capital of RRBs is made through |
| A. | NABARD |
| B. | RBI |
| C. | SBI |
| D. | Central cooperative Bank |
| Answer» B. RBI | |
| 36. |
Which among the following complaints not dealt by SEBI: |
| A. | Complaints falling under the purview of the regulatory bodies like RBI, IRDA, PFEDA, CCI, FMC etc. |
| B. | Complaints regarding Pension Fund |
| C. | Complaints regarding Commodities |
| D. | All of Above |
| Answer» E. | |
| 37. |
The premier export finance institution of the country is |
| A. | RBI |
| B. | SBI |
| C. | EXIM Bank |
| D. | IDBI |
| Answer» D. IDBI | |
| 38. |
SIP is a |
| A. | Method of regular investment |
| B. | Name of a mutual fund |
| C. | Brand of Tea Stock |
| D. | None of these |
| Answer» B. Name of a mutual fund | |
| 39. |
Which of the following is related with Money Market? |
| A. | Treasury Bills |
| B. | Commercial money |
| C. | Cheque |
| D. | Shares |
| Answer» B. Commercial money | |
| 40. |
Which one of the following agencies in the Indian Capital market has authority to regulate the Mutualfund markets in India? |
| A. | IRDA |
| B. | SEBI |
| C. | RBI |
| D. | IBPS |
| Answer» D. IBPS | |
| 41. |
Which agency regulates and supervises NBFCs? |
| A. | Finance Ministry |
| B. | SEBI |
| C. | RBI |
| D. | Respective state government |
| Answer» D. Respective state government | |
| 42. |
The effect of speculation on exchange rate is |
| A. | It causes violent fluctuations in exchange rate. |
| B. | It aggravates the market trends. |
| C. | Either or both of A and B. |
| D. | Neither A nor B. |
| Answer» D. Neither A nor B. | |
| 43. |
What is Term Money? |
| A. | It is an overnight loan in the Money Market |
| B. | It is loan of above1 day to 14 days in the money market |
| C. | It is loan of above14 day to 364 days in the money market |
| D. | It is a loan provided on certain terms and conditions by Bank to its customer |
| Answer» D. It is a loan provided on certain terms and conditions by Bank to its customer | |
| 44. |
The punch line of the advertisement of which of the following organization is “Jindagi ke sath bhiJindagi ke bad bhi”? |
| A. | New India Assurance |
| B. | General Insurance Corporation |
| C. | ICICI Prudential |
| D. | Life Insurance Corporation Of India |
| Answer» E. | |
| 45. |
Which of the following act defines a Cheque? |
| A. | RBI Act 1934 |
| B. | Negotiable Instrument Act 1881 |
| C. | Banking Regulation Act 1949 |
| D. | Companies Act 2013 |
| Answer» C. Banking Regulation Act 1949 | |
| 46. |
Maintaining a foreign currency account is helpful to |
| A. | Avoid transaction cost. |
| B. | Avoid exchange risk. |
| C. | Avoid both transaction cost and exchange risk. |
| D. | Avoid exchange risk and domestic currency depreciation |
| Answer» D. Avoid exchange risk and domestic currency depreciation | |
| 47. |
What is the minimum duration for which term money can be lent/borrowed in money market? |
| A. | 1 day |
| B. | 15 days |
| C. | 30 days |
| D. | 1 year |
| Answer» C. 30 days | |
| 48. |
Section 2(aa) of the PF act defines the term …………… |
| A. | Basic Wages |
| B. | Authorised Officer |
| C. | Government |
| D. | None of these |
| Answer» C. Government | |
| 49. |
The Export-Import bank of India (Exim Bank) is a public sector financial institution created by an Act of parliament viz |
| A. | BR Act ,1949 |
| B. | The companies Act, 1956 |
| C. | Export-Import bank of India Act, 1981 |
| D. | The Exim Act, 1948 |
| Answer» D. The Exim Act, 1948 | |
| 50. |
What is the full form of VCT? |
| A. | Venture Capital Trusts |
| B. | Venture Capital Trading |
| C. | Value Capital Trusts |
| D. | Value Capital Trading |
| Answer» B. Venture Capital Trading | |