MCQOPTIONS
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MCQOPTIONS
This section includes 657 Mcqs, each offering curated multiple-choice questions to sharpen your Testing Subject knowledge and support exam preparation. Choose a topic below to get started.
| 1. |
Who has launched Aadhaar Enabled Payment System (AePS) Services recently? |
| A. | State Bank of India |
| B. | India Post Payments Bank |
| C. | NABARD |
| D. | Punjab National Bank |
| Answer» C. NABARD | |
| 2. |
Along with which bank, Life Insurance Corporation of India Credit Cards Services launched a co-branded credit card? |
| A. | Axis Bank |
| B. | IDBI Bank |
| C. | Yes Bank |
| D. | Kotak Mahindra Bank |
| Answer» C. Yes Bank | |
| 3. |
Which bank signs 200 million dollar loan agreement with India? |
| A. | Asian Development Bank |
| B. | HSBC Bank |
| C. | Citi Bank |
| D. | Standard Chartered Bank |
| Answer» B. HSBC Bank | |
| 4. |
World Bank sanctions __________ crore for food parks across India. |
| A. | Rs 1,000 crore |
| B. | Rs 2,000 crore |
| C. | Rs 3,000 crore |
| D. | Rs 4,200 crore |
| Answer» D. Rs 4,200 crore | |
| 5. |
Which bank has revised the service charges for deposits, cash withdrawals, non-maintenance in Average Monthly Balance(AMB) from October 1, 2019? |
| A. | ICICI Bank |
| B. | State Bank of India |
| C. | Canara Bank |
| D. | HDFC Bank |
| Answer» C. Canara Bank | |
| 6. |
Through, which electronic platform does RBI conducts auctions to issue Government Securities? |
| A. | E-Security |
| B. | E-Kuber |
| C. | E-Government |
| D. | E-Paisa |
| Answer» C. E-Government | |
| 7. |
Who launched Bharosa savings account, recently? |
| A. | Equitas Small Finance Bank |
| B. | Airtel Payments Bank |
| C. | State Bank of India |
| D. | Kotak Mahindra Bank |
| Answer» C. State Bank of India | |
| 8. |
Which of the following payments has been allowed through the Bharat Bill Payment System(BBPS) by Reserve Bank of India? |
| A. | Single time Payments |
| B. | Fixed Payments |
| C. | Recurring Payments |
| D. | Multiple Payments |
| Answer» D. Multiple Payments | |
| 9. |
Which bank appoints Samuel Joseph Jebaraj as Deputy Managing Director (DMD)? |
| A. | Axis Bank |
| B. | Yes Bank |
| C. | IDBI |
| D. | Punjab National Bank |
| Answer» D. Punjab National Bank | |
| 10. |
What is the increased loan limit for small exporters sanctioned by Reserve Bank of India(RBI) in order to boost credit to the export sector? |
| A. | Rs 30 crore |
| B. | Rs 40 crore |
| C. | Rs 15 crore |
| D. | Rs 10 crore |
| Answer» C. Rs 15 crore | |
| 11. |
How much compensation will the bank has to pay if they fail to settle the amount debited during the failed transaction after the completion of time period? |
| A. | Rs 250 per day |
| B. | Rs 500 per day |
| C. | Rs 100 per day |
| D. | Rs 1000 per day |
| Answer» D. Rs 1000 per day | |
| 12. |
What is the timeline of auto reversal of transaction for a bank, when the amount debited from one card but did not reach another card(card to card transfer) as per new guidelines of Reserve Bank of India(RBI)? |
| A. | 1 day after failed transaction |
| B. | 3 days after failed transaction |
| C. | 5 days after failed transaction |
| D. | 10 days after failed transaction |
| Answer» B. 3 days after failed transaction | |
| 13. |
Trusted Family Bank is the tagline of which bank? |
| A. | Corporation Bank |
| B. | Dena Bank |
| C. | IDBI Bank |
| D. | Oriental Bank of Commerce |
| Answer» C. IDBI Bank | |
| 14. |
Which bank plans to organise 1,000 Grameen Loan Melas over? |
| A. | Axis Bank |
| B. | HDFC Bank |
| C. | ICICI Bank |
| D. | Kotak Mahindra Bank |
| Answer» C. ICICI Bank | |
| 15. |
Which private sector bank is planning to open 450 branches in the forthcoming financial year? |
| A. | Yes Bank |
| B. | Axis Bank |
| C. | ICICI Bank |
| D. | Punjab National Bank |
| Answer» D. Punjab National Bank | |
| 16. |
How many DCBs will be merged to form Kerala Bank? |
| A. | 12 |
| B. | 13 |
| C. | 11 |
| D. | 14 |
| Answer» C. 11 | |
| 17. |
Who among the following has been launched as the chief operating officer of Yes Bank? |
| A. | Anita Pai |
| B. | Jasneet Bachal |
| C. | Rahul khurana |
| D. | Aditi Bose |
| Answer» B. Jasneet Bachal | |
| 18. |
Which Bank has recently reduced the lending rates by ten basis points? |
| A. | PNB |
| B. | SBI |
| C. | OBC |
| D. | PMC |
| Answer» C. OBC | |
| 19. |
Which bank has launched "KayPay", a Fund Transfer service for Facebook users? |
| A. | Dena Bank |
| B. | Yes Bank |
| C. | Axis Bank |
| D. | Kotak Mahindra Bank |
| Answer» E. | |
| 20. |
Which bank has won the DigiDhan Mission Digital Payments Award 2018-19? |
| A. | SBI |
| B. | YES Bank |
| C. | HDFC |
| D. | ICICI |
| Answer» C. HDFC | |
| 21. |
ICICI Lombard has decided to sell insurance products with the help of which bank? |
| A. | SBI |
| B. | BoB |
| C. | Corporation Bank |
| D. | Karur Vysya Bank |
| Answer» E. | |
| 22. |
UPI has crossed how many transactions in October 2019? |
| A. | 2 billion |
| B. | 1 billion |
| C. | 6 billion |
| D. | 3 billion |
| Answer» C. 6 billion | |
| 23. |
Which Bank and Srei Equipment Finance ltd have partnered together under a co-lending agreement to provide loans to MSME? |
| A. | United Bank of India |
| B. | Bank of Baroda |
| C. | State Bank of India |
| D. | HDFC bank |
| Answer» B. Bank of Baroda | |
| 24. |
Which bank has partnered with Government e-Marketplace for payment related issues? |
| A. | State Bank of India |
| B. | Central Bank of India |
| C. | HDFC |
| D. | ICICI |
| Answer» C. HDFC | |
| 25. |
Banks can no longer charge account holders for online transactions in the NEFT system from which month? |
| A. | December 2020 |
| B. | January 2020 |
| C. | February 2020 |
| D. | June 2020 |
| Answer» C. February 2020 | |
| 26. |
How much minimum balance penalty was collected by Public sector banks in 2018-19? |
| A. | Rs 1,996.46 crores |
| B. | Rs 3,996.46 crore |
| C. | Rs 2,996.46 crore |
| D. | Rs 996.46 crore |
| Answer» B. Rs 3,996.46 crore | |
| 27. |
IEPFA with which bank has signed MoU for Investor awareness? |
| A. | ICICI Bank |
| B. | Canara Bank |
| C. | Indian Bank |
| D. | Bank of Baroda |
| Answer» E. | |
| 28. |
Anuranjita Kumar, who recently announced resignation was the MD of which of following bank? |
| A. | World bank |
| B. | HSBC |
| C. | Barclays |
| D. | Royal Bank of Scotland |
| Answer» E. | |
| 29. |
How much non-performing assets has been under-reported by SBI for 2018-19? |
| A. | Rs 12,986 crore |
| B. | Rs 14,782 crore |
| C. | Rs 11,932 crore |
| D. | Rs 10,325 crore |
| Answer» D. Rs 10,325 crore | |
| 30. |
Which bank has signed a loan agreement with German development bank to establish energy-efficient housing programme in India? |
| A. | SBI Bank |
| B. | RBI Bank |
| C. | ICICI Bank |
| D. | BOB Bank |
| Answer» B. RBI Bank | |
| 31. |
What is current Gross Nonperforming asset ratio of the banking system? |
| A. | 11.2% |
| B. | 5.9% |
| C. | 9.1% |
| D. | 8.7% |
| Answer» D. 8.7% | |
| 32. |
Which Bank has launched a digitized version for opening Savings Bank account through TAB banking on the spot? |
| A. | Mysore Bank |
| B. | SBI |
| C. | Karnataka Bank |
| D. | Karur Vysya Bank |
| Answer» D. Karur Vysya Bank | |
| 33. |
Ashok Leyland has inked pact with which bank for vehicle financing? |
| A. | SBI |
| B. | YES Bank |
| C. | BoB |
| D. | HDFC |
| Answer» C. BoB | |
| 34. |
Which bank allowed ATM withdrawal above Rs 10,000 only after an OTP verification during 8 PM to 8 AM from January? |
| A. | HDFC |
| B. | ICICI |
| C. | SBI |
| D. | PNB |
| Answer» D. PNB | |
| 35. |
Which online platform has been launched to increase the transparency in auctioning of assets attached by banks? |
| A. | eBkray |
| B. | eAccess |
| C. | eTrans |
| D. | eAuction |
| Answer» B. eAccess | |
| 36. |
S. Sundar, who recently resigned was the CFO of which bank? |
| A. | City Union Bank |
| B. | Lakshmi Vilas Bank |
| C. | Dena Bank |
| D. | Indian Bank |
| Answer» C. Dena Bank | |
| 37. |
Which app has been launched by RBI for visually challenged persons to identify new currency notes? |
| A. | VISMONEY |
| B. | MONEY |
| C. | MANI |
| D. | BLIND |
| Answer» D. BLIND | |
| 38. |
P.R. Seshadri, who recently resigned was the MD of which bank? |
| A. | Bharatiya Mahila Bank |
| B. | Karur Vysya Bank |
| C. | Sarva Haryana Gramin Bank |
| D. | IDBI Bank |
| Answer» C. Sarva Haryana Gramin Bank | |
| 39. |
Which bank has unveiled myApps application to boost digital payments? |
| A. | ICICI |
| B. | AXIS |
| C. | DENA Bank |
| D. | HDFC |
| Answer» E. | |
| 40. |
Which of the following has recently exited Equifax Credit Information Services? |
| A. | ICICI Bank |
| B. | Bank of Baroda |
| C. | Punjab National Bank |
| D. | Axis Bank |
| Answer» C. Punjab National Bank | |
| 41. |
Which bank has recently launched a 'Cardless Cash Withdrawal' facility from its ATMs? |
| A. | Axis Bank |
| B. | ICICI Bank |
| C. | HDFC Bank |
| D. | Oriental Bank |
| Answer» C. HDFC Bank | |
| 42. |
Which bank launched the iBox Service recently in India? |
| A. | HDFC |
| B. | ICICI |
| C. | PNB |
| D. | SBI |
| Answer» C. PNB | |
| 43. |
Which bank is to take over Syndicate Bank? |
| A. | Oriental Bank |
| B. | Canara Bank |
| C. | Andhra Bank |
| D. | Indian Bank |
| Answer» C. Andhra Bank | |
| 44. |
Which bank is to pick up a 49% stake in Yes Bank? |
| A. | Punjab National Bank |
| B. | Axis Bank |
| C. | State Bank of India |
| D. | Bank of Baroda |
| Answer» D. Bank of Baroda | |
| 45. |
Which bank has recently waived minimum balance requirement for all savings bank (SB) accounts? |
| A. | HDFC |
| B. | SBI |
| C. | ICICI |
| D. | RBI |
| Answer» C. ICICI | |
| 46. |
How much amount will be infused by SBI in Yes Bank? |
| A. | Rs 7,250-crore |
| B. | Rs 7,950-crore |
| C. | Rs 7,750-crore |
| D. | Rs 8,250-crore |
| Answer» B. Rs 7,950-crore | |
| 47. |
Punjab National Bank Housing Finance has signed a pact with which of the following body to raise 75 million dollars? |
| A. | Japan International Cooperation Agency |
| B. | The Asian Development Bank |
| C. | The Asian Infrastructure Investment Bank |
| D. | Industrial and Commercial Bank of China |
| Answer» B. The Asian Development Bank | |
| 48. |
RBI exempts accounts with moratorium benefits from asset recognition norms for how many days? |
| A. | 60 days |
| B. | 90 days |
| C. | 30 days |
| D. | 45 days |
| Answer» C. 30 days | |
| 49. |
The Reserve Bank of India (RBI) announced how much liquidity support for Mutual Funds (MFs) on 27 April 2020? |
| A. | Rs.10,000 crore |
| B. | Rs.20,000 crore |
| C. | Rs.50,000 crore |
| D. | Rs.30,000 crore |
| Answer» D. Rs.30,000 crore | |
| 50. |
According to the State Bank of India's Ecowrap report India's GDP is estimated to grow at what percent in the last quarter of FY20? |
| A. | 2.8% |
| B. | 3.2% |
| C. | 1.8% |
| D. | 1.2% |
| Answer» E. | |