MCQOPTIONS
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MCQOPTIONS
This section includes 3839 Mcqs, each offering curated multiple-choice questions to sharpen your Current Affairs knowledge and support exam preparation. Choose a topic below to get started.
| 2501. |
‗DAX‘ is the stock Market of- |
| A. | Germany |
| B. | USA |
| C. | France |
| D. | HongKong |
| E. | None of these |
| Answer» B. USA | |
| 2502. |
NCAER is located in |
| A. | Mumbai |
| B. | New Delhi |
| C. | Noida |
| D. | Chennai |
| E. | Hyderabad |
| Answer» C. Noida | |
| 2503. |
What does 'DD' stand for |
| A. | Demand Cheque |
| B. | Demand Credit |
| C. | Demand Cash |
| D. | Demand Draft |
| E. | None of these |
| Answer» E. None of these | |
| 2504. |
In recent times, the term Gold ETF wasmaking news. Which among the following closest instrument to Gold ETF? |
| A. | Debenture |
| B. | G-Sec security |
| C. | Mutual Fund |
| D. | Commercial Paper |
| E. | IPO |
| Answer» D. Commercial Paper | |
| 2505. |
New Bank of India was merged with which bank? |
| A. | Bank of Baroda |
| B. | PNB |
| C. | Central Bank of India |
| D. | SBI |
| E. | None of the given options is true |
| Answer» C. Central Bank of India | |
| 2506. |
Which term refers closure of the loan accountprior to the tenure fixed for the account? |
| A. | Pre Approved |
| B. | Pre Closure |
| C. | Personal Disposable |
| D. | All of the above |
| E. | None of the Above |
| Answer» C. Personal Disposable | |
| 2507. |
If one is not satisfied with the decision passed by the Banking Ombudsman, one can approach the appellate authority to . |
| A. | Governor of RBI |
| B. | Deputy Governor of the RBI |
| C. | Finance Secretary |
| D. | Finance Minister |
| E. | GM of the Concern Bank |
| Answer» C. Finance Secretary | |
| 2508. |
The national agency mandated to control, analyse and disseminate Suspicious Transaction Reports(STR), Cash Transaction Reports and counterfeit currency reports to various investigative agencies of the country after receiving it from banks and other financial intermediaries is |
| A. | RBI |
| B. | Financial Intelligence Unit(FIU) |
| C. | Intelligence Bureau(IB) |
| D. | Central Bureau of Investigation(CBI) |
| E. | Central Intelligence Unit(CIU) |
| Answer» C. Intelligence Bureau(IB) | |
| 2509. |
A cheque that is not crossed on the left cornerand payable at the counter of the drawee bank on presentation of the cheque, is called , |
| A. | Open cheque |
| B. | Order cheque |
| C. | Stale Cheque |
| D. | Post-dated cheque |
| E. | Ante-dated cheque |
| Answer» B. Order cheque | |
| 2510. |
Which of the following is correct about the crossed cheque: |
| A. | Crossed cheque cannot en-cash at the counter of the bank by holder. |
| B. | The payment of cross cheque is only credited to the bank account of the payee. |
| C. | Crossed cheque is done by drawing two parallel lines across top left corner of the cheque. |
| D. | With or without writing 'Account Payee' in the space between the lines |
| E. | All of the Above |
| Answer» F. | |
| 2511. |
The Head of the Reserve Bank of India is designated as the . |
| A. | Chief Executive Officer |
| B. | Managing Director |
| C. | Chief Banking Officer |
| D. | Deputy Governor |
| E. | None of these |
| Answer» F. | |
| 2512. |
In India, the bank NABARD does not providerefinance to: |
| A. | Scheduled commercial banks |
| B. | Regional rural banks |
| C. | State land development banks |
| D. | Export-import bank |
| E. | None of these |
| Answer» E. None of these | |
| 2513. |
Loan of very sall amount given to low incomegroup is called- |
| A. | Cash Credit |
| B. | No Frill Credit |
| C. | Rural Credit |
| D. | Micro Credit |
| E. | Simple Overdraft |
| Answer» E. Simple Overdraft | |
| 2514. |
Payment of a cheque cannot be made on a cash counter of the bank if the cheque is:- |
| A. | bearer |
| B. | cross |
| C. | order |
| D. | All of the above |
| E. | None of these |
| Answer» C. order | |
| 2515. |
‗Global Market‘ means market of |
| A. | USA |
| B. | China |
| C. | OPEC members |
| D. | European Union Countries |
| E. | All major countries and their alliances |
| Answer» F. | |
| 2516. |
Monetary policy committee will consist of how many members? |
| A. | 4 |
| B. | 10 |
| C. | 6 |
| D. | 18 |
| E. | 12 |
| Answer» D. 18 | |
| 2517. |
This UK's bank introduced the £10 note by featuring 19th century novelist Jane Austen. |
| A. | Bank of Baroda |
| B. | Bank of China |
| C. | Bank of Ireland |
| D. | Bank of England |
| Answer» E. | |
| 2518. |
The Reserve Bank of India (RBI) proposed a set of regulations regarding mergers and acquisitions (M&A). The proposed regulations will be brought under the FEMA rules of |
| A. | 2000 |
| B. | 1999 |
| C. | 1993 |
| D. | 2004 |
| Answer» C. 1993 | |
| 2519. |
Which bank tie-up with Paisa bazzar.com to make the process of availing a loan easy and act as a one-stop financial solution provider for all retail lending needs of the customer? |
| A. | HDFC bank |
| B. | KVB bank |
| C. | Axix bank |
| D. | Yes bank |
| Answer» E. | |
| 2520. |
Which Indian bank has won the 2017 Golden Peacock Innovative Product/Service Award (GPIPSA)? |
| A. | Yes Bank |
| B. | ICICI Bank |
| C. | State Bank of India (SBI) |
| D. | Reserve Bank of India (RBI) |
| Answer» B. ICICI Bank | |
| 2521. |
Mastercard creates credit card with __________ scanner. |
| A. | Fingerprint |
| B. | Retina |
| C. | Voice |
| D. | Eye |
| Answer» B. Retina | |
| 2522. |
Which bank became India's most-valued Public Sector Unit (PSU) in terms of market valuation? |
| A. | State Bank of India |
| B. | Punjab National Bank |
| C. | Union Bank of India |
| D. | Reserve Bank of India |
| Answer» B. Punjab National Bank | |
| 2523. |
Which bank has launched a new loan product named 'Kavach Personal Loan? |
| A. | Canara Bank |
| B. | HDFC Bank |
| C. | State Bank of India |
| D. | ICICI Bank |
| Answer» D. ICICI Bank | |
| 2524. |
LIC Cards Services has launched a contactless prepaid gift card, 'Shagun', in collaboration with which bank? |
| A. | ICICI Bank |
| B. | Bank of India |
| C. | IDBI Bank |
| D. | SBI |
| Answer» D. SBI | |
| 2525. |
The Global Liveability Index is released by which entity? |
| A. | World Bank |
| B. | United Nations Development Programmed |
| C. | Economist Intelligence Unit |
| D. | World Economic Forum |
| Answer» D. World Economic Forum | |
| 2526. |
What is the maximum amount that banks can charge from customers w.e.f January 01, 2022, after free ATM transactions are over? |
| A. | Rs 21 |
| B. | Rs 27 |
| C. | Rs 19 |
| D. | Rs 14 |
| Answer» B. Rs 27 | |
| 2527. |
Which bank has topped the Forbes Worlds Best Banks 2021 in India? |
| A. | DBS Bank |
| B. | HDFC Bank |
| C. | YES Bank |
| D. | SBI |
| Answer» B. HDFC Bank | |
| 2528. |
The RBI has approved the three-year re-appointment of Girish Chandra Chaturvedi as the part-time Chairman of which bank? |
| A. | Yes Bank |
| B. | ICICI Bank |
| C. | Axis Bank |
| D. | HDFC Bank |
| Answer» C. Axis Bank | |
| 2529. |
According to the World Bank, the global economy is projected to grow at which percent in FY22? |
| A. | 4.2% |
| B. | 6.1% |
| C. | 5.6% |
| D. | 3.5% |
| Answer» D. 3.5% | |
| 2530. |
The RBI has imposed Rs 6 crore aggregate penalties on which of these banks? |
| A. | Bank of Maharashtra and Canara Bank |
| B. | BoI and PNB |
| C. | Union Bank of India and IOB |
| D. | Indian Bank and UCO Bank |
| Answer» C. Union Bank of India and IOB | |
| 2531. |
The NITI Aayog has recommended the names of which bank for privatization in 2021-22? |
| A. | BoI and Canara Bank |
| B. | IOB and PNB |
| C. | Central Bank of India and IOB |
| D. | Canara Bank and Bank of Maharashtra |
| Answer» D. Canara Bank and Bank of Maharashtra | |
| 2532. |
Vishwavir Ahuja has been re-appointed as the MD & CEO of which bank by RBI till June 2022? |
| A. | UCO Bank |
| B. | IndusInd Bank |
| C. | RBL Bank |
| D. | Federal Bank |
| Answer» D. Federal Bank | |
| 2533. |
Who has been appointed as the Managing Director and CEO of RBL Bank? |
| A. | Sandeep Bakhshi |
| B. | Shyam Srinivasan |
| C. | Vishwavir Ahuja |
| D. | S Sundar |
| Answer» D. S Sundar | |
| 2534. |
Which bank in India has tied with SWIFT to launch 'SWIFT gpi Instant', for cross-border inward payments? |
| A. | HDFC Bank |
| B. | SBI |
| C. | ICICI Bank |
| D. | Punjab National Bank |
| Answer» D. Punjab National Bank | |
| 2535. |
The HDFC Bank has become carbon neutral by which year? |
| A. | 2031-32 |
| B. | 2025-28 |
| C. | 2030-32 |
| D. | 2023-25 |
| Answer» B. 2025-28 | |
| 2536. |
The Bharti AXA Life has signed a pact with which of the following small finance bank? |
| A. | Ujjivan Small Finance Bank |
| B. | AU Small Finance Bank |
| C. | Shivalik Small Finance Bank |
| D. | Capital Small Finance Bank |
| Answer» D. Capital Small Finance Bank | |
| 2537. |
Which bank has released a growth report India GDP: Marathon effort ahead? |
| A. | Axis Bank |
| B. | Yes Bank |
| C. | SBI |
| D. | DBS Bank |
| Answer» C. SBI | |
| 2538. |
Which bank has pledged to become carbon neutral by 2031-32? |
| A. | ICICI Bank |
| B. | SBI |
| C. | HDFC Bank |
| D. | Axis Bank |
| Answer» D. Axis Bank | |
| 2539. |
As per RBI, the limits for foreign portfolio investors during the current fiscal in G-secs will remain unchanged at what percent? |
| A. | 10% |
| B. | 5% |
| C. | 6% |
| D. | 7% |
| Answer» D. 7% | |
| 2540. |
The Reserve Bank has cut GDP growth forecast for FY 2021-22 to how much? |
| A. | 8.7 percent |
| B. | 10 percent |
| C. | 9.5 percent |
| D. | 7.5 percent |
| Answer» D. 7.5 percent | |
| 2541. |
Which bank has launched 3 loan schemes Chikitsa, Jeevanrekha, and Suraksha? |
| A. | Canara Bank |
| B. | HDFC Bank |
| C. | SBI |
| D. | YES Bank |
| Answer» B. HDFC Bank | |
| 2542. |
As per RBI annual report, banks' bad loan ratio could rise to how much percentage by September 2021? |
| A. | 14.2% |
| B. | 13.5% |
| C. | 12.5% |
| D. | 13.0% |
| Answer» C. 12.5% | |
| 2543. |
What amount of monetary penalty has been imposed by RBI on the HDFC Bank? |
| A. | Rs 20 crore |
| B. | Rs 5 crore |
| C. | Rs 15 crore |
| D. | Rs 10 crore |
| Answer» E. | |
| 2544. |
Which Small Finance Bank has become the 1st SFB to offer online account opening to the NRIs? |
| A. | Jana SFB |
| B. | Fino SFB |
| C. | Airtel SFB |
| D. | Equitas SFB |
| Answer» E. | |
| 2545. |
Which Indian bank has joined hands with NPCI to link its digital wallet Pockets with UPI ID? |
| A. | HDFC Bank |
| B. | Canara Bank |
| C. | SBI |
| D. | ICICI Bank |
| Answer» E. | |
| 2546. |
Mahindra Rural Housing Finance signed an agreement with which bank for cash management solutions? |
| A. | India Post Payments Bank |
| B. | Punjab National Bank |
| C. | Paytm Payments Bank |
| D. | Ujjvan Small Finance Bank |
| Answer» B. Punjab National Bank | |
| 2547. |
The LIC hiked its stake to 5.06% in which bank? |
| A. | Canara Bank |
| B. | SBI |
| C. | Union Bank of India |
| D. | Punjab National Bank |
| Answer» D. Punjab National Bank | |
| 2548. |
Which has now become the first Small Finance Bank to offer its NRI customer segment the ease of account opening online? |
| A. | Fincare Small Finance Bank |
| B. | Ujjvan Small Finance Bank |
| C. | Equitas Small Finance Bank |
| D. | AU small Finance Bank |
| Answer» D. AU small Finance Bank | |
| 2549. |
As per the data released by the Reserve Bank of India, the country's foreign exchange reserves crossed how much Mark? |
| A. | USD 700 billion |
| B. | USD 500 billion |
| C. | USD 590 billion |
| D. | USD 600 billion |
| Answer» D. USD 600 billion | |
| 2550. |
Which bank has issued the first-ever foreign portfolio investor license to the GIFT IFSC alternative investment fund of True Beacon Global? |
| A. | HDFC Bank |
| B. | Kotak Mahindra Bank |
| C. | SBI |
| D. | Bank of Baroda |
| Answer» C. SBI | |