MCQOPTIONS
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MCQOPTIONS
This section includes 657 Mcqs, each offering curated multiple-choice questions to sharpen your Testing Subject knowledge and support exam preparation. Choose a topic below to get started.
| 1. |
Which Bank has recently reduced the lending rates by ten basis points? |
| A. | PNB |
| B. | SBI |
| C. | OBC |
| D. | PMC |
| Answer» C. OBC | |
| 2. |
Who among the following has been launched as the chief operating officer of Yes Bank? |
| A. | Anita Pai |
| B. | Jasneet Bachal |
| C. | Rahul khurana |
| D. | Aditi Bose |
| Answer» B. Jasneet Bachal | |
| 3. |
Reserve Bank of India (RBI) has put the Prompt Corrective Action (PCA) Framework against which bank? |
| A. | Axis Bank |
| B. | Lakshmi Vilas Bank |
| C. | Karnataka Bank |
| D. | Dhanlaxmi Bank |
| Answer» C. Karnataka Bank | |
| 4. |
How many DCBs will be merged to form Kerala Bank? |
| A. | 12 |
| B. | 13 |
| C. | 11 |
| D. | 14 |
| Answer» C. 11 | |
| 5. |
What is the name of submarine which is commissioned by Shri Rajnath Singh to modernize the Navy and equip it with the best platforms, weapons? |
| A. | INS Sindhughosh |
| B. | INS Arihant |
| C. | INS Khanderi |
| D. | INS Kalvari |
| Answer» D. INS Kalvari | |
| 6. |
Which bank plans to organise 1,000 Grameen Loan Melas over? |
| A. | Axis Bank |
| B. | HDFC Bank |
| C. | ICICI Bank |
| D. | Kotak Mahindra Bank |
| Answer» C. ICICI Bank | |
| 7. |
Which private sector bank is planning to open 450 branches in the forthcoming financial year? |
| A. | Yes Bank |
| B. | Axis Bank |
| C. | ICICI Bank |
| D. | Punjab National Bank |
| Answer» D. Punjab National Bank | |
| 8. |
The Reserve Bank of India barred which of the following bank from doing business for six months? |
| A. | Mizoram Co-operative Apex Bank |
| B. | Repco Bank |
| C. | TNSC Bank |
| D. | Punjab & Maharashtra Cooperative Bank |
| Answer» E. | |
| 9. |
Trusted Family Bank is the tagline of which bank? |
| A. | Corporation Bank |
| B. | Dena Bank |
| C. | IDBI Bank |
| D. | Oriental Bank of Commerce |
| Answer» C. IDBI Bank | |
| 10. |
What is the increased loan limit for small exporters sanctioned by Reserve Bank of India(RBI) in order to boost credit to the export sector? |
| A. | Rs 30 crore |
| B. | Rs 40 crore |
| C. | Rs 15 crore |
| D. | Rs 10 crore |
| Answer» C. Rs 15 crore | |
| 11. |
How much compensation will the bank has to pay if they fail to settle the amount debited during the failed transaction after the completion of time period? |
| A. | Rs 250 per day |
| B. | Rs 500 per day |
| C. | Rs 100 per day |
| D. | Rs 1000 per day |
| Answer» D. Rs 1000 per day | |
| 12. |
What is the timeline of auto reversal of transaction for a bank, when the amount debited from one card but did not reach another card(card to card transfer) as per new guidelines of Reserve Bank of India(RBI)? |
| A. | 1 day after failed transaction |
| B. | 3 days after failed transaction |
| C. | 5 days after failed transaction |
| D. | 10 days after failed transaction |
| Answer» B. 3 days after failed transaction | |
| 13. |
Which bank appoints Samuel Joseph Jebaraj as Deputy Managing Director (DMD)? |
| A. | Axis Bank |
| B. | Yes Bank |
| C. | IDBI |
| D. | Punjab National Bank |
| Answer» D. Punjab National Bank | |
| 14. |
Which of the following payments has been allowed through the Bharat Bill Payment System(BBPS) by Reserve Bank of India? |
| A. | Single time Payments |
| B. | Fixed Payments |
| C. | Recurring Payments |
| D. | Multiple Payments |
| Answer» D. Multiple Payments | |
| 15. |
Who launched Bharosa savings account, recently? |
| A. | Equitas Small Finance Bank |
| B. | Airtel Payments Bank |
| C. | State Bank of India |
| D. | Kotak Mahindra Bank |
| Answer» C. State Bank of India | |
| 16. |
Through, which electronic platform does RBI conducts auctions to issue Government Securities? |
| A. | E-Security |
| B. | E-Kuber |
| C. | E-Government |
| D. | E-Paisa |
| Answer» C. E-Government | |
| 17. |
Which bank has revised the service charges for deposits, cash withdrawals, non-maintenance in Average Monthly Balance(AMB) from October 1, 2019? |
| A. | ICICI Bank |
| B. | State Bank of India |
| C. | Canara Bank |
| D. | HDFC Bank |
| Answer» C. Canara Bank | |
| 18. |
Which bank signs 200 million dollar loan agreement with India? |
| A. | Asian Development Bank |
| B. | HSBC Bank |
| C. | Citi Bank |
| D. | Standard Chartered Bank |
| Answer» B. HSBC Bank | |
| 19. |
World Bank sanctions __________ crore for food parks across India. |
| A. | Rs 1,000 crore |
| B. | Rs 2,000 crore |
| C. | Rs 3,000 crore |
| D. | Rs 4,200 crore |
| Answer» D. Rs 4,200 crore | |
| 20. |
Along with which bank, Life Insurance Corporation of India Credit Cards Services launched a co-branded credit card? |
| A. | Axis Bank |
| B. | IDBI Bank |
| C. | Yes Bank |
| D. | Kotak Mahindra Bank |
| Answer» C. Yes Bank | |
| 21. |
Who has launched Aadhaar Enabled Payment System (AePS) Services recently? |
| A. | State Bank of India |
| B. | India Post Payments Bank |
| C. | NABARD |
| D. | Punjab National Bank |
| Answer» C. NABARD | |
| 22. |
How many NPA accounts did PNB puts off for sale to recover dues of Rs 1,234 crores? |
| A. | 21 |
| B. | 15 |
| C. | 11 |
| D. | 8 |
| Answer» D. 8 | |
| 23. |
Which bank provides $200 million to upgrade rural roads for Maharashtra? |
| A. | African Development Bank |
| B. | Asian Development Bank |
| C. | New Development Bank |
| D. | State Bank of India |
| Answer» C. New Development Bank | |
| 24. |
As the governments move of merger of 10 PSBs into 4, the banks Oriental Bank of Commerce and United Bank of India will be absorbed by which bank? |
| A. | State Bank of India |
| B. | Bank of Baroda |
| C. | Punjab National Bank |
| D. | Canara Bank |
| Answer» D. Canara Bank | |
| 25. |
Employees' State Insurance Corporation has signed an Memorandum of Agreement with which of the following bank for the e-payment services? |
| A. | Kotak Mahindra Bank |
| B. | Axis |
| C. | HDFC |
| D. | SBI |
| Answer» E. | |
| 26. |
Which bank launches "DigiSmart" credit card, recently? |
| A. | HSBC |
| B. | Standard Chartered |
| C. | Citibank |
| D. | DBS Bank |
| Answer» C. Citibank | |
| 27. |
As the governments move of merger of 10 PSBs into 4, Syndicate Bank will be absorbed by which bank? |
| A. | State Bank of India |
| B. | Bank of Baroda |
| C. | Punjab National Bank |
| D. | Canara Bank |
| Answer» E. | |
| 28. |
India's first bank to deploy industrial robotic arms to count currency notes is; |
| A. | HDFC Bank |
| B. | Axis Bank |
| C. | SBI Bank |
| D. | ICICI Bank |
| Answer» E. | |
| 29. |
Which of the following bank has opened MSME CPC (centralised processing centre) in Chennai, recently? |
| A. | Indian Bank |
| B. | Axis Bank |
| C. | Kotak Mahindra Bank |
| D. | State Bank of India |
| Answer» B. Axis Bank | |
| 30. |
Indian Bank will be merged with __________ to become the 7th largest public sector bank with business of Rs 8.08 lakh crore. |
| A. | Corporation Bank |
| B. | Andhra Bank |
| C. | Syndicate Bank |
| D. | Allahabad Bank |
| Answer» E. | |
| 31. |
RBI has given a amount to the Central government to revive the economy. What's that amount? |
| A. | 1.5 Lakh crores |
| B. | 1.75 Lakh crores |
| C. | 1.76 Lakh crores |
| D. | 1.8 Lakh crores |
| Answer» D. 1.8 Lakh crores | |
| 32. |
Which is the first bank to introduce OTP facility for ATM withdrawl? |
| A. | Bank oF India |
| B. | SBI |
| C. | PNB |
| D. | Canara Bank |
| Answer» E. | |
| 33. |
Which UAE Bank has signed a memorandum of bilateral currency swap agreement with Reserve Bank of India? |
| A. | Central Bank of the UAE |
| B. | Abu Dhabi Islamic Bank |
| C. | Reserve Bank of UAE |
| D. | Abu Dhabi Commercial Bank |
| Answer» B. Abu Dhabi Islamic Bank | |
| 34. |
Euromoney has named this bank as the 'World's Best Bank'. |
| A. | DBS Bank |
| B. | Standard Chartered |
| C. | HSBC |
| D. | DCB Bank |
| Answer» B. Standard Chartered | |
| 35. |
This bank launches India's first OTP facility for ATM cash withdrawals above Rs.10,000. |
| A. | HDFC Bank |
| B. | SBI Bank |
| C. | Axis Bank |
| D. | Canara Bank |
| Answer» E. | |
| 36. |
What term is used for maximum capital which the company can raise in its life time? |
| A. | Authorized Capital |
| B. | Registered Capital |
| C. | Nominal capital |
| D. | All of them |
| Answer» E. | |
| 37. |
Name the Private sector lender who join hands with standard Chartered for co-branded credit cards. |
| A. | Axis Bank |
| B. | Bandhan Bank |
| C. | IDBI Bank |
| D. | Kotak Mahindra Bank |
| Answer» C. IDBI Bank | |
| 38. |
Which bank and Tata AIG General Insurance signed an MoU? |
| A. | Yes Bank |
| B. | Axis Bank |
| C. | Indian Bank |
| D. | KVB Bank |
| Answer» D. KVB Bank | |
| 39. |
Which bank has signed a bancassurance agreement with Digit Insurance to provide Digit Insurance's suite of products to its SMEs(Small and medium-sized enterprises) customers? |
| A. | Karur Vysya Bank(KVB) |
| B. | State Bank of India(SBI) |
| C. | ICICI Bank |
| D. | Indian Overseas Bank(IOB) |
| Answer» B. State Bank of India(SBI) | |
| 40. |
RBI allows recurring transactions up to ________ on cards from Sep 1. |
| A. | 4600 |
| B. | 2500 |
| C. | 2000 |
| D. | 3400 |
| Answer» D. 3400 | |
| 41. |
Which bank is the oldest Public Sector Bank in India? |
| A. | Allahabad Bank |
| B. | Punjab National Bank |
| C. | State Bank of India |
| D. | Bank of India |
| Answer» B. Punjab National Bank | |
| 42. |
An online forex marketplace, BookMyForex and card payment company Visa has partnered with which bank to launch a co-branded multi-currency forex travel card? |
| A. | ICICI Bank |
| B. | SBI Bank |
| C. | HDFC Bank |
| D. | YES Bank |
| Answer» E. | |
| 43. |
Which bank allows e-mandate for cards for recurring transactions? |
| A. | RBI |
| B. | SBI |
| C. | Axis |
| D. | HDFC |
| Answer» B. SBI | |
| 44. |
Asian Development Bank(ADB) has signed an agreement to invest __________ million in non-convertible debentures(NCD) being issued by GRIL. |
| A. | $32 |
| B. | $12 |
| C. | $18 |
| D. | $23 |
| Answer» E. | |
| 45. |
After State Bank of India, this bank link home loan product to RBI's repo rate. |
| A. | Bank of Baroda |
| B. | Axis Bank |
| C. | Canara Bank |
| D. | Punjab National Bank |
| Answer» B. Axis Bank | |
| 46. |
India's first health-focused credit card has been launched by; |
| A. | HDFC Bank |
| B. | RBL Bank |
| C. | ICICI Bank |
| D. | Axis Bank |
| Answer» C. ICICI Bank | |
| 47. |
Which bank has signed a bancassurance agreement with Aditya Birla Health Insurance Co Ltd (ABHICL) to provide Aditya Birla's suite of insurance products to its customers? |
| A. | Yes Bank |
| B. | Axis Bank |
| C. | Yes Bank |
| D. | HDFC Bank |
| Answer» C. Yes Bank | |
| 48. |
India's first Corporate Credit Card for SME's was launched by; |
| A. | HDFC |
| B. | SBI |
| C. | EnKash |
| D. | Axis |
| Answer» D. Axis | |
| 49. |
By how many basis points has the RBI reduced the repo rate, most recently? |
| A. | 35 |
| B. | 25 |
| C. | 50 |
| D. | 20 |
| Answer» C. 50 | |
| 50. |
Reserve Bank of India will make available the National Electronic Funds Transfer system on a 24x7 basis from __________. |
| A. | January 2020 |
| B. | December 2019 |
| C. | November 2019 |
| D. | October 2019 |
| Answer» C. November 2019 | |