MCQOPTIONS
Saved Bookmarks
MCQOPTIONS
This section includes 3109 Mcqs, each offering curated multiple-choice questions to sharpen your Bank PO Exam (Generic) knowledge and support exam preparation. Choose a topic below to get started.
| 1901. |
T-bills auctions are held on the _______ and the members electronically submit their bids on the system |
| A. | NDS |
| B. | CTC |
| C. | RTGS |
| D. | NEFT |
| Answer» B. CTC | |
| 1902. |
DICGC not insured any amount, which has been specifically exempted by the corporation with the previous approval of ________ |
| A. | RBI |
| B. | GOI |
| C. | IRDAI |
| D. | DICGC |
| Answer» B. GOI | |
| 1903. |
Which of the following not insured any amount due on account of any deposit received outside India? |
| A. | RBI |
| B. | GOI |
| C. | IRDAI |
| D. | DICGC |
| Answer» E. | |
| 1904. |
Which of the following deposits is not insured by DICGC? |
| A. | Deposits of foreign Governments |
| B. | Deposits of Central/State Governments |
| C. | Inter-bank deposits |
| D. | All of these |
| Answer» E. | |
| 1905. |
Which of the following deposits is insured by DICGC? |
| A. | Fixed Deposit |
| B. | Savings |
| C. | Current |
| D. | All of these |
| Answer» E. | |
| 1906. |
In the event of a bank failure, which of the following protects bank deposits that are payable in India? |
| A. | RBI |
| B. | GOI |
| C. | IRDAI |
| D. | DICGC |
| Answer» E. | |
| 1907. |
Which of the following State/UT is not covered by the deposit insurance system of DICGC? |
| A. | Meghalaya |
| B. | Chandigarh |
| C. | Dadra and Nagar Haveli |
| D. | All of these |
| Answer» E. | |
| 1908. |
Which of the following is not insured by the DICGC? |
| A. | State cooperative Banks |
| B. | Central cooperative Banks |
| C. | Urban cooperative Banks |
| D. | Primary cooperative societies |
| Answer» E. | |
| 1909. |
Which of the following Co-Operative Bank is insured by the DICGC? |
| A. | State cooperative Banks |
| B. | Central cooperative Banks |
| C. | Urban cooperative Banks |
| D. | All of these |
| Answer» E. | |
| 1910. |
Which of the following is insured by the DICGC? |
| A. | Commercial Banks |
| B. | Foreign Banks in India |
| C. | Local Area Banks |
| D. | All of these |
| Answer» E. | |
| 1911. |
DICGC stands for _______ |
| A. | Demand Insurance and Credit Guarantee Corporation |
| B. | Demand Insured and Current Guarantee Corporation |
| C. | Demand Insured and Current Guarantee Corporation |
| D. | Deposit Insurance and Credit Guarantee Corporation |
| Answer» E. | |
| 1912. |
All NRIs taken together cannot purchase more than ____ per cent of the paid up value of the company. |
| A. | 14% |
| B. | 10% |
| C. | 16% |
| D. | 17% |
| Answer» C. 16% | |
| 1913. |
An NRI can purchase shares up to ____ per cent of the paid up capital of an Indian company on a fully diluted basis. |
| A. | 4% |
| B. | 5% |
| C. | 6% |
| D. | 7% |
| Answer» C. 6% | |
| 1914. |
Who can purchase or sell FDI compliant instruments of Indian companies on the Stock Exchanges under the Portfolio Investment Scheme? |
| A. | PIO |
| B. | NRE |
| C. | NRI |
| D. | All of these |
| Answer» D. All of these | |
| 1915. |
Tenor of convertible instruments will be guided by the instructions framed under the _______ |
| A. | Companies Act, 2013 |
| B. | RBI Act 1934 |
| C. | Foreign Exchange Management Act, 1999 |
| D. | All of these |
| Answer» B. RBI Act 1934 | |
| 1916. |
Which of the following is an instrument issued by a start-up company? |
| A. | Commercial Paper |
| B. | Certificate of Deposit |
| C. | Bond |
| D. | Convertible Note |
| Answer» E. | |
| 1917. |
Convertible notes issued by an Indian start-up company for an amount of _______ |
| A. | Rs. 5 lakh |
| B. | Rs. 15 lakh |
| C. | Rs. 25 lakh |
| D. | Rs. 20 lakh |
| Answer» D. Rs. 20 lakh | |
| 1918. |
The term ‘transfer’ is defined under _______ |
| A. | Companies Act, 2013 |
| B. | RBI Act 1934 |
| C. | Foreign Exchange Management Act, 1999 |
| D. | All of these |
| Answer» D. All of these | |
| 1919. |
Foreign investment is prohibited in _________ |
| A. | Chit funds |
| B. | Nidhi company |
| C. | Trading in Transferable Development Rights (TDRs) |
| D. | All of these |
| Answer» E. | |
| 1920. |
Who among the following can invest in a convertible Note? |
| A. | Citizen of Pakistan |
| B. | Citizen of Bangladesh |
| C. | Citizen of Nepal |
| D. | All of these |
| Answer» D. All of these | |
| 1921. |
An Indian Company can receive foreign investment by issue of Equity shares issued in accordance with the provisions of the _______ |
| A. | Companies Act, 2013 |
| B. | RBI Act 1934 |
| C. | Foreign Exchange Management Act, 1999 |
| D. | All of these |
| Answer» B. RBI Act 1934 | |
| 1922. |
The value of odd lot is less than the Rs. 5 crore with a minimum of ______ |
| A. | Rs.10000 |
| B. | Rs.20000 |
| C. | Rs.25000 |
| D. | Rs.15000 |
| Answer» B. Rs.20000 | |
| 1923. |
_____ means the bidder would be able to participate in the auctions of dated government securities without having to quote the yield or price in the bid. |
| A. | Market lot |
| B. | Odd lot |
| C. | Non-Competitive Bid |
| D. | Par Value |
| Answer» D. Par Value | |
| 1924. |
Transactions of any value other than the standard market lot size of Rs. 5 crore are referred to as ______ |
| A. | Market lot |
| B. | Odd lot |
| C. | Non-Competitive Bid |
| D. | Par Value |
| Answer» C. Non-Competitive Bid | |
| 1925. |
______ is nothing but the face value of the security which is Rs. 100 for Government securities. |
| A. | Market lot |
| B. | Odd lot |
| C. | Non-Competitive Bid |
| D. | Par Value |
| Answer» E. | |
| 1926. |
_______ refers to the standard value of the trades that happen in the market. |
| A. | Market lot |
| B. | Odd lot |
| C. | Non-Competitive Bid |
| D. | Par Value |
| Answer» B. Odd lot | |
| 1927. |
The market in which outstanding securities are traded is known as ______ |
| A. | Overnight market |
| B. | Notice money market |
| C. | Term money market |
| D. | Secondary Market |
| Answer» E. | |
| 1928. |
The remaining period until maturity date of a security is known as ______ |
| A. | Remaining Maturity |
| B. | Residual Maturity |
| C. | Redundant Maturity |
| D. | All of these |
| Answer» C. Redundant Maturity | |
| 1929. |
__________ is a market for uncollateralized lending and borrowing of funds. |
| A. | Overnight market |
| B. | Notice money market |
| C. | Term money market |
| D. | Call money market |
| Answer» E. | |
| 1930. |
Which of the following is the money market instrument? |
| A. | Call Money |
| B. | Commercial Paper |
| C. | Treasury Bill |
| D. | All of these |
| Answer» E. | |
| 1931. |
_____refers to the inability of an investor to sell his/her holdings due to non-availability of buyers for the security. |
| A. | Market Risk |
| B. | Reinvestment Risk |
| C. | Liquidity Risk |
| D. | All of these |
| Answer» D. All of these | |
| 1932. |
In IFC, lending to any single group of borrowers by ______ of its owned fund. |
| A. | 35% |
| B. | 50% |
| C. | 15% |
| D. | 10% |
| Answer» D. 10% | |
| 1933. |
In IFC, lending to any single borrower by _____ of its owned fund. |
| A. | 35% |
| B. | 50% |
| C. | 15% |
| D. | 10% |
| Answer» E. | |
| 1934. |
Infrastructure Finance Companies can maintain risk weight at ______ for assets covering PPP |
| A. | 35% |
| B. | 50% |
| C. | 15% |
| D. | 20% |
| Answer» C. 15% | |
| 1935. |
In IFCs, Investment in shares of a single group of companies cannot exceed ______ of its Owned Funds. |
| A. | 5% |
| B. | 10% |
| C. | 15% |
| D. | 25% |
| Answer» E. | |
| 1936. |
In IFCs, Investment in shares of another company cannot exceed _____ of its Owned Funds. |
| A. | 5% |
| B. | 10% |
| C. | 15% |
| D. | 20 |
| Answer» D. 20 | |
| 1937. |
The minimum credit rating of the company should be at ________ of CRISIL, FITCH, CARE, ICRA, BRICKWORK etc., |
| A. | ‘A+’ or equivalent |
| B. | ‘A’ or equivalent |
| C. | ‘B’ or equivalent |
| D. | ‘B+’ or equivalent |
| Answer» C. ‘B’ or equivalent | |
| 1938. |
The CRAR of the company should be at _______ with Tier I capital. |
| A. | 10% |
| B. | 15% |
| C. | 20% |
| D. | 25% |
| Answer» C. 20% | |
| 1939. |
A minimum of ______of the total assets of an IFC-NBFC should be deployed in infrastructure loans. |
| A. | 65% |
| B. | 70% |
| C. | 75% |
| D. | 80% |
| Answer» D. 80% | |
| 1940. |
Which of the following is a non-deposit accepting loan company? |
| A. | NBFC |
| B. | NABARD |
| C. | IFC |
| D. | SEBI |
| Answer» D. SEBI | |
| 1941. |
IIBs are eligible for _______ status |
| A. | CRR |
| B. | SLR |
| C. | Reverse Repo |
| D. | All of these |
| Answer» C. Reverse Repo | |
| 1942. |
IIBs are G-Sec, they can be tradable in the __________ market like other G-Secs. |
| A. | Primary |
| B. | Secondary |
| C. | main |
| D. | All of these |
| Answer» C. main | |
| 1943. |
Which of the following will be the maturity of IIBs? |
| A. | 5 years |
| B. | 9 years |
| C. | 7 years |
| D. | 10 years |
| Answer» E. | |
| 1944. |
New product of IIBs will provide inflation protection to __________ |
| A. | Principal |
| B. | Interest |
| C. | Assets |
| D. | Both (A) and (B) |
| Answer» E. | |
| 1945. |
The CIBs issued in 1997 provided inflation protection only to __________ |
| A. | Principal |
| B. | Interest |
| C. | Assets |
| D. | All of these |
| Answer» B. Interest | |
| 1946. |
Which of the following were issued in the name of Capital Indexed Bonds(CIBs) during 1997? |
| A. | Inflation Indexed Bonds(IIBs) |
| B. | Interest Indexed Bonds(IIBs) |
| C. | Individual Indexed Bonds(IIBs) |
| D. | Internal Indexed Bonds(IIBs) |
| Answer» B. Interest Indexed Bonds(IIBs) | |
| 1947. |
The maximum amount that any eligible borrower can raise through issuance of these bonds under automatic route is __________ |
| A. | INR 50 billion |
| B. | INR 20 billion |
| C. | INR 40 billion |
| D. | INR 60 billion |
| Answer» B. INR 20 billion | |
| 1948. |
IFC company should have minimum net-worth of ______ crore. |
| A. | Rs.100 Crore |
| B. | Rs.200 Crore |
| C. | Rs.300 Crore |
| D. | Rs.400 Crore |
| Answer» D. Rs.400 Crore | |
| 1949. |
Rupee Denominated Bonds can be issued only after obtaining Loan Registration Number(LRN) from the ______ |
| A. | NABARD |
| B. | SEBI |
| C. | GOI |
| D. | RBI |
| Answer» E. | |
| 1950. |
The minimum maturity period for Rupee denominated bonds will be ______ |
| A. | 3 years |
| B. | 2 years |
| C. | 4 years |
| D. | 5 years |
| Answer» B. 2 years | |