MCQOPTIONS
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MCQOPTIONS
This section includes 3109 Mcqs, each offering curated multiple-choice questions to sharpen your Bank PO Exam (Generic) knowledge and support exam preparation. Choose a topic below to get started.
| 1851. |
Sovereign Gold Bonds can be held in ______ account. |
| A. | Current Account |
| B. | SB Account |
| C. | Term Deposits |
| D. | Demat |
| Answer» E. | |
| 1852. |
In SGB Bonds Payment can be made through cash up to ______ |
| A. | Rs. 5000 |
| B. | Rs. 10000 |
| C. | Rs. 20000 |
| D. | Rs. 25000 |
| Answer» D. Rs. 25000 | |
| 1853. |
SGB Bonds are issued in denominations of _____ gram of gold. |
| A. | One |
| B. | Two |
| C. | Three |
| D. | Four |
| Answer» B. Two | |
| 1854. |
SGBs bear interest at the rate of ______ per annum on the amount of initial investment. |
| A. | 1.75% |
| B. | 1.25% |
| C. | 1.50% |
| D. | 2.75% |
| Answer» E. | |
| 1855. |
Sovereign Gold Bond (SGB) are sold through __________ either directly or through their agents. |
| A. | Scheduled Commercial Banks(excluding RRBs) |
| B. | SHCIL Offices |
| C. | Designated Post Offices |
| D. | All of these |
| Answer» E. | |
| 1856. |
BLA stands for ______ |
| A. | Bond Ledger Account |
| B. | Bond Lending Account |
| C. | Basic Ledger Account |
| D. | Basic Lending Account |
| Answer» B. Bond Lending Account | |
| 1857. |
Nomination facility is available as per the provisions of the Government Securities Act 2006 and ___________ |
| A. | Government Securities Regulations, 2007 |
| B. | Government Securities Regulations, 2006 |
| C. | Government Securities Regulations, 2004 |
| D. | Government Securities Regulations, 2005 |
| Answer» B. Government Securities Regulations, 2006 | |
| 1858. |
In, Pradhan Mantri Garib Kalyan Deposit Scheme (PMGKDS), the repayment of the deposit will be made after a period of _____ |
| A. | 2 years |
| B. | 3 years |
| C. | 4 years |
| D. | 5 years |
| Answer» D. 5 years | |
| 1859. |
What is the interest rate of Pradhan Mantri Garib Kalyan Deposit Scheme (PMGKDS)? |
| A. | 6% |
| B. | 4% |
| C. | 2% |
| D. | No Interest |
| Answer» E. | |
| 1860. |
The Deposits shall be held at the credit of the declarant in BLA maintained with ________ |
| A. | GOI |
| B. | RBI |
| C. | NABARD |
| D. | SEBI |
| Answer» C. NABARD | |
| 1861. |
In RDA, what is the upper limit for trade related transactions? |
| A. | Rs. 5 lakh |
| B. | Rs. 10 lakh |
| C. | Rs. 15 lakh |
| D. | Rs. 20 lakh |
| Answer» D. Rs. 20 lakh | |
| 1862. |
________ is a way of transferring personal remittances from abroad to beneficiaries in India. |
| A. | Rupee Drawing Arrangement |
| B. | Money Transfer Service Scheme |
| C. | Bond Ledger Account |
| D. | All of these |
| Answer» C. Bond Ledger Account | |
| 1863. |
________is a channel to receive cross-border remittances from overseas jurisdictions. |
| A. | Rupee Drawing Arrangement |
| B. | Money Transfer Service Scheme |
| C. | Bond Ledger Account |
| D. | All of these |
| Answer» B. Money Transfer Service Scheme | |
| 1864. |
A short-term borrowing means borrowing of tenor up to but less than ______ year. |
| A. | One |
| B. | Two |
| C. | Three |
| D. | Four |
| Answer» B. Two | |
| 1865. |
The bonds can also be sold and transferred as per provisions of _______ |
| A. | Government Securities Regulations, 2007 |
| B. | Government Securities Act, 2006 |
| C. | Government Securities Act, 2005 |
| D. | Government Securities Regulations, 2004 |
| Answer» C. Government Securities Act, 2005 | |
| 1866. |
Interest on the Bonds will be taxable as per the provisions of the _______ |
| A. | Income-tax Act, 1951 |
| B. | Income-tax Act, 1961 |
| C. | Income-tax Act, 1971 |
| D. | Income-tax Act, 1981 |
| Answer» C. Income-tax Act, 1971 | |
| 1867. |
Which of the following will qualify for SLR? |
| A. | Certificate of Deposits |
| B. | SGBs |
| C. | Commercial Paper |
| D. | All of these |
| Answer» C. Commercial Paper | |
| 1868. |
In SGBs, The _______ will be the same as applicable to ordinary gold loan prescribed by RBI from time to time. |
| A. | Non-Performing Asset ratio |
| B. | Loan to Value ratio |
| C. | Capital Adequacy ratio |
| D. | All of these |
| Answer» C. Capital Adequacy ratio | |
| 1869. |
These securities are eligible to be used as ______ for loans from banks, financial Institutions and Non-Banking Financial Companies (NBFC). |
| A. | Certificate of Holding |
| B. | Collateral |
| C. | Commercial Paper |
| D. | All of these |
| Answer» C. Commercial Paper | |
| 1870. |
The customers will be issued _______ on the date of issuance of the SGB |
| A. | Certificate of Holding |
| B. | Certificate of Deposit |
| C. | Commercial Paper |
| D. | All of these |
| Answer» B. Certificate of Deposit | |
| 1871. |
The minimum maturity period for Rupee Denominated Bonds will be _______ |
| A. | 3 years |
| B. | 2 years |
| C. | 5 years |
| D. | 4 years |
| Answer» B. 2 years | |
| 1872. |
Rupee Denominated Bonds can be issued only after obtaining Loan Registration Number(LRN) from the ___________ |
| A. | GOI |
| B. | Reserve Bank |
| C. | SEBI |
| D. | NABARD |
| Answer» C. SEBI | |
| 1873. |
The minimum maturity period for Rupee Denominated Bonds will be _______ |
| A. | 3 years |
| B. | 2 years |
| C. | 4 years |
| D. | 5 years |
| Answer» B. 2 years | |
| 1874. |
CICs, are permitted to make investments in ________ |
| A. | Money Market Instruments |
| B. | Mutual Fund |
| C. | Liquid Fund Schemes |
| D. | All of these |
| Answer» E. | |
| 1875. |
Systemically Important Core Investment Company (CIC-ND-SI) can not accept _____ |
| A. | Deposits |
| B. | Public Fund |
| C. | Public Deposits |
| D. | Both (A) and (C) |
| Answer» E. | |
| 1876. |
Systemically Important Core Investment Company (CIC-ND-SI) can accept _____ |
| A. | Deposits |
| B. | Public Fund |
| C. | Public Deposits |
| D. | Both (A) and (C) |
| Answer» C. Public Deposits | |
| 1877. |
Core Investment Companies(CICs) permitted to invest in Liquid Fund Schemes(Mutual Funds) with maturity of less than ______ days. |
| A. | 31 days |
| B. | 128 days |
| C. | 91 days |
| D. | 46 days |
| Answer» D. 46 days | |
| 1878. |
CICs having asset size of below _______ are exempted from registration and regulation from the Reserve Bank |
| A. | Rs. 100 crore |
| B. | Rs. 200 crore |
| C. | Rs. 500 crore |
| D. | All of these |
| Answer» B. Rs. 200 crore | |
| 1879. |
CICs holds not less than ____ of its net assets in the form of investment in equity shares, preference shares, bonds etc., |
| A. | 75% |
| B. | 90% |
| C. | 80% |
| D. | 95% |
| Answer» C. 80% | |
| 1880. |
Core Investment Companies (CICs) hold investment in _____ |
| A. | Preference shares |
| B. | Debentures |
| C. | Debt |
| D. | All of these |
| Answer» E. | |
| 1881. |
A CIC-ND-SI is a Non-Banking Financial Company with asset size of _____ and above. |
| A. | Rs. 500 crore |
| B. | Rs. 100 crore |
| C. | Rs. 200 crore |
| D. | Rs. 400 crore |
| Answer» C. Rs. 200 crore | |
| 1882. |
In _______ account, the amount withdrawn in Rupees shall not be eligible for conversion into foreign currency. |
| A. | FCNR |
| B. | Current Account |
| C. | SB Account |
| D. | EEFC |
| Answer» E. | |
| 1883. |
What is the maximum restriction on withdrawal in rupees of funds held in an EEFC account? |
| A. | 1 lakh |
| B. | 2 lakh |
| C. | 3 lakh |
| D. | No Restriction |
| Answer» E. | |
| 1884. |
SEZ stands for _____ |
| A. | Special Environment Zone |
| B. | Super Economic Zone |
| C. | Super Environment Zone |
| D. | Special Economic Zone |
| Answer» E. | |
| 1885. |
Which of the following facility is available for operation of the EEFC account? |
| A. | DD |
| B. | Cheque |
| C. | RD |
| D. | All of these |
| Answer» C. RD | |
| 1886. |
SEZ Units cannot open ________ |
| A. | Fixed Deposit |
| B. | Current Account |
| C. | SB Account |
| D. | EEFC |
| Answer» E. | |
| 1887. |
EEFC account can offer _______ of Interest |
| A. | 3% |
| B. | 8% |
| C. | 10% |
| D. | No Interest |
| Answer» E. | |
| 1888. |
An EEFC account can be held only in the form of a ______ |
| A. | FCNR |
| B. | Current Account |
| C. | SB Account |
| D. | EEFC |
| Answer» C. SB Account | |
| 1889. |
EEFC is a facility provided to the foreign exchange earners, including exporters, to credit ____ of their foreign exchange earnings to the account. |
| A. | 75% |
| B. | 90% |
| C. | 80% |
| D. | 100% |
| Answer» E. | |
| 1890. |
A bank authorized to deal in foreign exchange is known as _____ |
| A. | Category – I bank |
| B. | Category – II bank |
| C. | Category – III bank |
| D. | All of these |
| Answer» B. Category – II bank | |
| 1891. |
________ is an account maintained in foreign currency with an Authorised Dealer Category – I bank. |
| A. | FCNR |
| B. | Current Account |
| C. | SB Account |
| D. | EEFC |
| Answer» E. | |
| 1892. |
There are Central Government dated securities with a tenor up to ____ in the market. |
| A. | 10 years |
| B. | 25 years |
| C. | 30 years |
| D. | 40 years |
| Answer» D. 40 years | |
| 1893. |
Three types of treasury bills through auctions, namely ______ |
| A. | 90-day, 182-day and 364-day. |
| B. | 92-day, 184-day and 362-day. |
| C. | 93-day, 182-day and 362-day. |
| D. | 91-day, 182-day and 364-day. |
| Answer» E. | |
| 1894. |
The auctions for State Government securities are held electronically on _____ module. |
| A. | PDO – NDS |
| B. | CTC |
| C. | RTGS |
| D. | NEFT |
| Answer» B. CTC | |
| 1895. |
State government securities are available for a minimum amount of _____ |
| A. | Rs. 10000 |
| B. | Rs. 15000 |
| C. | Rs. 20000 |
| D. | None of these |
| Answer» B. Rs. 15000 | |
| 1896. |
The tenor of state government securities is normally _____ years. |
| A. | 5 |
| B. | 4 |
| C. | 10 |
| D. | 15 |
| Answer» D. 15 | |
| 1897. |
State government securities managed and serviced by _____ |
| A. | GOI |
| B. | RBI |
| C. | SEBI |
| D. | NABARD |
| Answer» C. SEBI | |
| 1898. |
State government securities are also known as ____ |
| A. | FCNR |
| B. | SDL |
| C. | SB Account |
| D. | EEFC |
| Answer» C. SB Account | |
| 1899. |
Treasury bills (T-bills) offer short-term investment opportunities, generally up to _______ |
| A. | 1 year |
| B. | 2 year |
| C. | 3 year |
| D. | 4 year |
| Answer» B. 2 year | |
| 1900. |
Treasury bills are available for a minimum amount of _____ |
| A. | Rs.25,000 |
| B. | Rs.15,000 |
| C. | Rs.20,000 |
| D. | All of these |
| Answer» B. Rs.15,000 | |