MCQOPTIONS
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MCQOPTIONS
This section includes 3109 Mcqs, each offering curated multiple-choice questions to sharpen your Bank PO Exam (Generic) knowledge and support exam preparation. Choose a topic below to get started.
| 1351. |
Who among the following are institutional investors in the Indian Debt Market? |
| A. | Banks |
| B. | Mutual funds |
| C. | Foreign investors (FIIs) |
| D. | All of the Above |
| Answer» E. | |
| 1352. |
A part of debt instruments that are converted into Equity shares in the future at notice of the issuer is called _________ |
| A. | Secured Debentures |
| B. | Partly Convertible Debentures (PCD) |
| C. | Fully convertible Debentures (FCD) |
| D. | Optionally Convertible Debentures (OCD) |
| Answer» C. Fully convertible Debentures (FCD) | |
| 1353. |
Under ______ debentures, if the issuer fails on payment of either the principal or interest amount, his assets can be sold to repay the liability to the investors |
| A. | Secured Debentures |
| B. | Partly Convertible Debentures (PCD) |
| C. | Fully convertible Debentures (FCD) |
| D. | Optionally Convertible Debentures (OCD) |
| Answer» B. Partly Convertible Debentures (PCD) | |
| 1354. |
In which of the following conversion the investors enjoy the same status as ordinary shareholders of the company? |
| A. | Secured Debentures |
| B. | Partly Convertible Debentures (PCD) |
| C. | Fully convertible Debentures (FCD) |
| D. | Optionally Convertible Debentures (OCD) |
| Answer» D. Optionally Convertible Debentures (OCD) | |
| 1355. |
In which of the following instruments the investor has the option to either convert these debentures into shares at price decided by the issuer/agreed upon at the time of issue. |
| A. | Non Convertible Debentures (NCD) |
| B. | Partly Convertible Debentures (PCD) |
| C. | Fully convertible Debentures (FCD) |
| D. | Optionally Convertible Debentures (OCD) |
| Answer» E. | |
| 1356. |
Which of the following instruments retain the debt character and can not be converted in to equity shares? |
| A. | Non Convertible Debentures (NCD) |
| B. | Partly Convertible Debentures (PCD) |
| C. | Fully convertible Debentures (FCD) |
| D. | Optionally Convertible Debentures (OCD) |
| Answer» B. Partly Convertible Debentures (PCD) | |
| 1357. |
Debentures are divided into different categories on the basis of which of the following? |
| A. | Convertibility |
| B. | Security |
| C. | Term |
| D. | Both (A) and (B) |
| Answer» E. | |
| 1358. |
Which of the following is not a type of Debt Instrument? |
| A. | Issuer class |
| B. | Security |
| C. | All of the Above |
| D. | None of the Above |
| Answer» E. | |
| 1359. |
A trad-able form of loan is normally termed as ________ |
| A. | Certificate of Deposit (CD) |
| B. | Inter Bank term Money |
| C. | Bill Re-discounting |
| D. | Debt Instrument |
| Answer» E. | |
| 1360. |
________ have been awarded the license by the Central Bank to operate Bharat Bill Payment System (BBPS) recently. |
| A. | Common Service Centres (CSC) |
| B. | Financial Institutions |
| C. | Only (A) |
| D. | Both (A) and (B) |
| Answer» B. Financial Institutions | |
| 1361. |
As per the Reserve Bank of India, BBPS will initially accept utility bill payments such as _________ |
| A. | Telephone Bill |
| B. | Electricity Bill |
| C. | DTH services |
| D. | All of the Above |
| Answer» E. | |
| 1362. |
In which of the following mode, the BBPOU receives all the bill payment requests for that particular biller without any validation? |
| A. | Online Mode |
| B. | Offline Mode (A) |
| C. | Offline Mode (B) |
| D. | All of the Above |
| Answer» D. All of the Above | |
| 1363. |
In which of the following mode, BBPOU will confirm the bill payment basis the bill information dump provided by the respective biller? |
| A. | Online Mode |
| B. | Offline Mode (A) |
| C. | Offline Mode (B) |
| D. | All of the Above |
| Answer» C. Offline Mode (B) | |
| 1364. |
To become BBPOUs, Banks and non-bank entities are mandatorily required to apply for approval / authorisation to Reserve Bank of India under ________ |
| A. | Payment and Settlement Systems (PSS) Act 2007. |
| B. | Foreign Exchange Management Act, 1999 |
| C. | Banking Regulation Act, 1949 |
| D. | SARFAESI Act, 2002 |
| Answer» B. Foreign Exchange Management Act, 1999 | |
| 1365. |
Which of the following will be the authorised operational units? |
| A. | BBPCU |
| B. | BBPOU |
| C. | Biller |
| D. | All of the Above |
| Answer» C. Biller | |
| 1366. |
Which of the following is a type of Biller? |
| A. | Online Mode |
| B. | Offline Mode (A) |
| C. | Offline Mode (B) |
| D. | All of the Above |
| Answer» E. | |
| 1367. |
Which of the following will function as the Bharat Bill Payment Central Unit (BBPCU), single authorized entity operating the BBPS? |
| A. | RBI |
| B. | NPCI |
| C. | GOI |
| D. | All of the Above |
| Answer» C. GOI | |
| 1368. |
_______ is an integrated bill payment system which will offer inter operable bill payment service to customers online as well as through a network of agents on the ground. |
| A. | BBPS |
| B. | IMPS |
| C. | AEPS |
| D. | APBS |
| Answer» B. IMPS | |
| 1369. |
Which allows banks and other financial institution to auction residential or commercial properties to recover loans? |
| A. | Industrial Disputes Act 1947 |
| B. | Foreign Exchange Management Act, 1999 |
| C. | Banking Regulation Act, 1949 |
| D. | SARFAESI Act, 2002 |
| Answer» E. | |
| 1370. |
RBI can inspect the branches of Banks under _______ of the Banking Regulation Act, 1949 |
| A. | Section 35 |
| B. | Section 25 |
| C. | Section 15 |
| D. | Section 30 |
| Answer» B. Section 25 | |
| 1371. |
Government of India closed ______ and established National Company Law Tribunal and National Company Law Appellate Tribunal. |
| A. | IIFCL |
| B. | BIFR |
| C. | SICA |
| D. | Both (A) and (C) |
| Answer» C. SICA | |
| 1372. |
The first Indian RRB that has achieved Core Banking Solution(CBS) is ________ |
| A. | Rushikulya Gramya Bank (RGB) |
| B. | Pallavan Bank |
| C. | Bangiya Gramin Vikash Bank |
| D. | Allahabad UP Gramin Bank |
| Answer» B. Pallavan Bank | |
| 1373. |
“Islamic Banking” the term used for _______ |
| A. | Covering Banking to Islamic nation |
| B. | prohibition of the collection and payment of interest |
| C. | Sharing of Profit and loss |
| D. | Both (B) and (C) |
| Answer» E. | |
| 1374. |
Reserve Bank of India has made it mandatory on the banks to discontinue the practice of stapling the currency note packets under _______ of the Banking Regulation Act, 1949 |
| A. | Section 35A |
| B. | Section 25A |
| C. | Section 15A |
| D. | Section 30A |
| Answer» B. Section 25A | |
| 1375. |
An EEFC account can be held only in the form of a ________ |
| A. | Current Account |
| B. | Savings Bank Account |
| C. | loan Account |
| D. | All of the Above |
| Answer» B. Savings Bank Account | |
| 1376. |
The monetary ceiling of amount for settlement through Lok Adalat is _________ |
| A. | 5 lakh |
| B. | 10 lakh |
| C. | 15 lakh |
| D. | 20 lakh |
| Answer» E. | |
| 1377. |
Which of the following is the mode of settlement of securities wherein the transfer of securities and funds happen simultaneously? |
| A. | Delivery versus Payment (DvP) |
| B. | Duration |
| C. | Convexity |
| D. | All of the Above |
| Answer» B. Duration | |
| 1378. |
_______ is used for electronic dealing and reporting of transactions in government securities |
| A. | Delivery versus Payment (DvP) |
| B. | Negotiated Dealing System (NDS) |
| C. | Risk Mitigation |
| D. | All of the Above |
| Answer» C. Risk Mitigation | |
| 1379. |
Which of the following is/are the product(s) of IDFC Bank? |
| A. | Commercial Banking |
| B. | Bharat Banking |
| C. | Retail Banking |
| D. | All of the Above |
| Answer» E. | |
| 1380. |
Who among the following launched IDFC Bank? |
| A. | Narendra Modi |
| B. | Rajnath Singh |
| C. | Santosh Gangwar |
| D. | Arun Jaitley |
| Answer» B. Rajnath Singh | |
| 1381. |
IDFC Bank is headquartered in _______ |
| A. | Mumbai |
| B. | Kolkata |
| C. | Chennai |
| D. | None |
| Answer» B. Kolkata | |
| 1382. |
Which of the following is the slogan of Bandhan Bank? |
| A. | Hum Hai na |
| B. | Aapka Bhala, Sabki Bhalai |
| C. | Aao Sochein Bada |
| D. | Both (A) and (C) |
| Answer» C. Aao Sochein Bada | |
| 1383. |
Which of the following is/are the loan product(s) of Bandhan Bank? |
| A. | Agri loan |
| B. | MSME loan |
| C. | Retail loan |
| D. | All of the Above |
| Answer» E. | |
| 1384. |
Bandhan Bank starts with a capital base of ______ crore |
| A. | 2500 Crore |
| B. | 1070 Crore |
| C. | 2570 Crore |
| D. | 2470 Crore |
| Answer» D. 2470 Crore | |
| 1385. |
Bandhan Bank is headquartered in _______ |
| A. | Mumbai |
| B. | Kolkata |
| C. | Chennai |
| D. | Bangalore |
| Answer» C. Chennai | |
| 1386. |
Which is the first bank to be set up in eastern part of India after Independence? |
| A. | UCO Bank |
| B. | Allahabad Bank |
| C. | United Bank of India |
| D. | Bandhan Bank |
| Answer» E. | |
| 1387. |
Who among the following inaugurates Bandhan Bank as full-fledged scheduled commercial bank? |
| A. | Narendra Modi |
| B. | Rajnath Singh |
| C. | Santosh Gangwar |
| D. | Arun Jaitley |
| Answer» E. | |
| 1388. |
As per the licensing norms of RBI, a new bank must have a _______ capital |
| A. | 200 Crore |
| B. | 100 Crore |
| C. | 1000 Crore |
| D. | 500 Crore |
| Answer» E. | |
| 1389. |
The “in-principle” license is valid for _____months within which the entities must fulfil the requirements. |
| A. | 12 Months |
| B. | 14 Months |
| C. | 18 Months |
| D. | 24 Months |
| Answer» D. 24 Months | |
| 1390. |
Which of the following surrendered their “in-principle” to launch payments banks? |
| A. | Cholamandalam Distribution Services |
| B. | Dilip Shanghvi, Sun Pharmaceuticals |
| C. | Tech Mahindra |
| D. | All of the Above |
| Answer» E. | |
| 1391. |
Reserve Bank of India gave “in-principle” licences to _______ entities to launch payments banks. |
| A. | 10 |
| B. | 11 |
| C. | 12 |
| D. | 13 |
| Answer» C. 12 | |
| 1392. |
Committee on Comprehensive Financial Services for Small Businesses and Low Income Households, headed by ________ recommended the formation of a new category of bank called payments bank. |
| A. | NR Madhawan Menon |
| B. | Bimal Jalan |
| C. | Nachiket Mor |
| D. | Y.H. Melagam |
| Answer» D. Y.H. Melagam | |
| 1393. |
_______ percentage of Payment Bank’s branches must be in the unbanked rural area. |
| A. | 25% |
| B. | 10% |
| C. | 15% |
| D. | 20% |
| Answer» B. 10% | |
| 1394. |
Which of the following services can be offered by Payment Banks? |
| A. | Debit Cards |
| B. | Online Banking |
| C. | Mobile Banking |
| D. | All of the Above |
| Answer» E. | |
| 1395. |
Any acquisition by the Payment Banks that are more than ____ will require approval of the RBI. |
| A. | 5% |
| B. | 10% |
| C. | 15% |
| D. | 20% |
| Answer» B. 10% | |
| 1396. |
Payment Banks can not issue ________ |
| A. | Credit Card |
| B. | Debit Card |
| C. | Both (B) and (C) |
| D. | Both (A) and (C) |
| Answer» E. | |
| 1397. |
Payment banks can accept a restricted deposit which is currently limited to _______ per customer account. |
| A. | Rs.1 lakh |
| B. | Rs.3 lakh |
| C. | Rs.2 lakh |
| D. | Rs.5 lakh |
| Answer» B. Rs.3 lakh | |
| 1398. |
The banks will be licensed as payments banks under ______ of the Banking Regulation Act, 1949. |
| A. | Section 21 |
| B. | Section 22 |
| C. | Section 23 |
| D. | Section 24 |
| Answer» C. Section 23 | |
| 1399. |
Maximum loan size to a single person cannot exceed ________ of total capital funds. |
| A. | 30% |
| B. | 20% |
| C. | 11% |
| D. | 10% |
| Answer» E. | |
| 1400. |
Which of the following can be provided by small finance banks |
| A. | Mutual Funds |
| B. | Insurance Products |
| C. | Third Party financial products |
| D. | All of the Above |
| Answer» E. | |