MCQOPTIONS
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MCQOPTIONS
This section includes 3109 Mcqs, each offering curated multiple-choice questions to sharpen your Bank PO Exam (Generic) knowledge and support exam preparation. Choose a topic below to get started.
| 1301. |
What is difference between banks & HFCs? |
| A. | HFCs cannot accept demand deposits |
| B. | It cannot issue cheques drawn on itself |
| C. | All of the Above |
| D. | deposit insurance facility of Deposit Insurance and Credit Guarantee Corporation is not available to depositors of HFCs |
| Answer» D. deposit insurance facility of Deposit Insurance and Credit Guarantee Corporation is not available to depositors of HFCs | |
| 1302. |
What is/are the credit rating agencies approved for the acceptance of public deposits by an HFC? |
| A. | The Credit Rating Information Services of India Ltd. (CRISIL) |
| B. | ICRA Ltd. |
| C. | Credit Analysis and Research Limited (CARE) |
| D. | All of the Above |
| Answer» E. | |
| 1303. |
HFCs can accept public deposits for a period of __________ |
| A. | 2 to 5 years |
| B. | 1 to 5 years |
| C. | 2 to 7 years |
| D. | 1 to 7 years |
| Answer» E. | |
| 1304. |
An HFC is required to have Minimum net owned fund of ______ |
| A. | Rs. 100 lakhs |
| B. | Rs. 200 lakhs |
| C. | Rs. 500 lakhs |
| D. | Rs. 1000 lakhs |
| Answer» E. | |
| 1305. |
Which of the following contributed the entire paid-up capital in National Housing Bank(NHB)? |
| A. | GOI |
| B. | RBI |
| C. | SEBI |
| D. | NABARD |
| Answer» C. SEBI | |
| 1306. |
National Housing Bank(NHB) was set up under ___________ |
| A. | National Housing Bank Act, 1987 |
| B. | National Housing Bank Act, 1977 |
| C. | National Housing Bank Act, 1967 |
| D. | National Housing Bank Act, 1957 |
| Answer» B. National Housing Bank Act, 1977 | |
| 1307. |
The Headquarters of NHB located in ________ |
| A. | Chennai |
| B. | Mumbai |
| C. | New Delhi |
| D. | Gurugram |
| Answer» D. Gurugram | |
| 1308. |
NHB is wholly owned by ______ |
| A. | GOI |
| B. | RBI |
| C. | SEBI |
| D. | NABARD |
| Answer» C. SEBI | |
| 1309. |
Which of the following is an apex financial institution for housing? |
| A. | AIFI |
| B. | NHB |
| C. | DFI |
| D. | Both (A) and (B) |
| Answer» C. DFI | |
| 1310. |
Which of the following is a pension scheme focused on the workers in the unorganiaed sector? |
| A. | SSY |
| B. | AMRUT |
| C. | APY |
| D. | PMAY |
| Answer» D. PMAY | |
| 1311. |
Which of the following state is known as “Cradle of Indian Banking”? |
| A. | Kerala |
| B. | Maharashtra |
| C. | Tamil Nadu |
| D. | Karnataka |
| Answer» E. | |
| 1312. |
Which of the following is an independent commodity exchange based in Mumbai? |
| A. | MGEX |
| B. | MCE |
| C. | MDEX |
| D. | MCX |
| Answer» E. | |
| 1313. |
The “in-principle” approval for setting up ‘small finance banks’ granted by RBI will be valid for ______ |
| A. | 12 Months |
| B. | 24 Months |
| C. | 10 Months |
| D. | 18 Months |
| Answer» E. | |
| 1314. |
The International Bank for Reconstruction and Development(IBRD) is an international financial institutions that offer loans to _____ |
| A. | Multinational Banks |
| B. | Multinational Financial Institutions |
| C. | Middle Income Developing Countries |
| D. | Non Government Organizations |
| Answer» D. Non Government Organizations | |
| 1315. |
Which of the following is/are non-banking subsidiary of the State Bank of India? |
| A. | SBI Capital Markets Ltd. |
| B. | SBI General Insurance Company Limited. |
| C. | SBI Funds Management Pvt Ltd. |
| D. | All of the Above |
| Answer» E. | |
| 1316. |
BCSBI registered as an independent and autonomous body under ________ |
| A. | RBI Act 1934 |
| B. | Societies Registration Act, 1860 |
| C. | Banking Regulation Act, 1949 |
| D. | The Companies Act, 1956 |
| Answer» C. Banking Regulation Act, 1949 | |
| 1317. |
BCSBI is governed by a _______ governing Council including one Chairman. |
| A. | six-member |
| B. | Four-member |
| C. | Five-member |
| D. | Three-member |
| Answer» B. Four-member | |
| 1318. |
Which of the following is the headquarters of BCSBI? |
| A. | Chennai |
| B. | New Delhi |
| C. | Mumbai |
| D. | Hyderabad |
| Answer» D. Hyderabad | |
| 1319. |
Which of the following is an independent banking industry watchdog that protects consumers of banking services in the country? |
| A. | BBB |
| B. | IBA |
| C. | BCSBI |
| D. | IBRD |
| Answer» D. IBRD | |
| 1320. |
Which of the following is an endorsement that restrict the further negotiation of the bill? |
| A. | Restrictive Endorsement |
| B. | Partial Endorsement |
| C. | Conditional Endorsement |
| D. | Facultative Endorsement |
| Answer» B. Partial Endorsement | |
| 1321. |
The endorser expresses that he/she would not be liable for any expenses incurred by endorsee or any holder, in case of dishonour of the instrument the endorsement is called __________ |
| A. | Restrictive Endorsement |
| B. | Partial Endorsement |
| C. | Conditional Endorsement |
| D. | Sans recourse Endorsement |
| Answer» E. | |
| 1322. |
When an endorsee give up some of his/her rights then it is called __________ |
| A. | Restrictive Endorsement |
| B. | Partial Endorsement |
| C. | Conditional Endorsement |
| D. | Facultative Endorsement |
| Answer» E. | |
| 1323. |
If the endorser signs, but does not give his/her name to whom he/she wishes to transfer the cheque is called _________ |
| A. | Restrictive Endorsement |
| B. | Partial Endorsement |
| C. | Conditional Endorsement |
| D. | Blank Endorsement |
| Answer» E. | |
| 1324. |
Which of the following endorsement specifies the name of the transferee for the payment of the bill? |
| A. | Restrictive Endorsement |
| B. | Partial Endorsement |
| C. | Conditional Endorsement |
| D. | Special Endorsement |
| Answer» E. | |
| 1325. |
If the endorsement makes the payment of a bill subject to the fulfilment of a condition the endorsement is called _______ |
| A. | Restrictive Endorsement |
| B. | Partial Endorsement |
| C. | Conditional Endorsement |
| D. | Facultative Endorsement |
| Answer» D. Facultative Endorsement | |
| 1326. |
Which of the following endorsements is not valid? |
| A. | Restrictive Endorsement |
| B. | Partial Endorsement |
| C. | Conditional Endorsement |
| D. | Facultative Endorsement |
| Answer» C. Conditional Endorsement | |
| 1327. |
The words ‘not negotiable’ can be added to _______ |
| A. | Double Crossing |
| B. | General Crossing |
| C. | Special Crossing |
| D. | Both (B) and (C) |
| Answer» E. | |
| 1328. |
_______ is a cheque that is not crossed on the left corner and payable at the counter of the drawee bank on presentation of the cheque. |
| A. | Crossed Cheque |
| B. | Open Cheque |
| C. | General Crossing |
| D. | Restrictive Crossing |
| Answer» C. General Crossing | |
| 1329. |
The safest form of Crossed Cheque is _____ |
| A. | Double Crossing |
| B. | General Crossing |
| C. | Special Crossing |
| D. | Account payee crossing |
| Answer» E. | |
| 1330. |
“Matryoshka bond” is issued by? |
| A. | USA |
| B. | Japan |
| C. | Russia |
| D. | Canada |
| Answer» D. Canada | |
| 1331. |
In Which of the following countries “Shogun bond” is issued? |
| A. | USA |
| B. | Japan |
| C. | China |
| D. | Canada |
| Answer» C. China | |
| 1332. |
_______ is a Chinese renminbi-denominated bond issued by a non-China entity in the People’s Republic of China market |
| A. | Yankee bond |
| B. | Dim sum bond |
| C. | Kangaroo bond |
| D. | Panda bond |
| Answer» E. | |
| 1333. |
A Chinese renminbi-denominated bond issued by a Chinese entity in Hong Kong is called ________ |
| A. | Yankee bond |
| B. | Dim sum bond |
| C. | Kangaroo bond |
| D. | Husao bond |
| Answer» C. Kangaroo bond | |
| 1334. |
_______ is an Australian dollar-denominated bond issued by a non-Australian entity in the Australian market. |
| A. | Yankee bond |
| B. | Bulldog bond |
| C. | Kangaroo bond |
| D. | Panda bond |
| Answer» D. Panda bond | |
| 1335. |
A non-yen-denominated bond sold to Japanese retail investors is called _________ |
| A. | Yankee bond |
| B. | Bulldog bond |
| C. | Uridashi bond |
| D. | Husao bond |
| Answer» D. Husao bond | |
| 1336. |
A foreign currency denominated bond issued by foreign company in Singapore is known as ______ |
| A. | Yankee bond |
| B. | Bulldog bond |
| C. | Uridashi bond |
| D. | Lion City bond |
| Answer» E. | |
| 1337. |
“Maple bond” issued by which of the following countries? |
| A. | USA |
| B. | Japan |
| C. | China |
| D. | Canada |
| Answer» E. | |
| 1338. |
A Japanese yen-denominated bond issued by a non-Japanese entity in the Japanese market is known as _______ |
| A. | Yankee bond |
| B. | Bulldog bond |
| C. | Uridashi bond |
| D. | Samurai bond |
| Answer» E. | |
| 1339. |
An Indian rupee denominated bond issued outside India is called ________ |
| A. | Yankee bond |
| B. | Bulldog bond |
| C. | Uridashi bond |
| D. | Masala bond |
| Answer» E. | |
| 1340. |
Which of the following is/are not eligible to issue Certificates of deposit(CD)? |
| A. | RRBs |
| B. | Co-operative banks |
| C. | Scheduled banks |
| D. | Both (A) and (B) |
| Answer» E. | |
| 1341. |
Which of the following is subject to payment of Stamp Duty under Indian Stamp Act, 1899 (Central Act)? |
| A. | Commercial Paper |
| B. | Treasury Bills |
| C. | Certificate of Deposit |
| D. | Both (A) and (C) |
| Answer» D. Both (A) and (C) | |
| 1342. |
Issuance of stamp duty on bonds is under ________ |
| A. | The Companies Act, 1956 |
| B. | The Public Debt Act 1944. |
| C. | Indian Stamp Act 1899 (Central Act) |
| D. | Both (A) and (C) |
| Answer» D. Both (A) and (C) | |
| 1343. |
A long-term security yielding a fixed rate of interest, issued by a company is called ________ |
| A. | Shares |
| B. | Debentures |
| C. | Bonds |
| D. | Both (A) and (C) |
| Answer» C. Bonds | |
| 1344. |
Long-term debt securities issued by the GOI or any of the State Government’s or undertakings owned by them or by development financial institutions are called as ________ |
| A. | Shares |
| B. | Debentures |
| C. | Bonds |
| D. | Both (A) and (C) |
| Answer» D. Both (A) and (C) | |
| 1345. |
The relationship between time and yield on a homogenous risk class of securities is called ________ |
| A. | Yield Curve |
| B. | Zero Coupon Yield Curve |
| C. | Spot Curve |
| D. | Both (A) and (B) |
| Answer» B. Zero Coupon Yield Curve | |
| 1346. |
The relationship between maturity and interest rates is known as ________ |
| A. | Yield Curve |
| B. | Zero Coupon Yield Curve |
| C. | Negative Yield Curve |
| D. | Neutral Yield Curve |
| Answer» C. Negative Yield Curve | |
| 1347. |
Banking services provided to Special Economic Zones(SEZ) units have been exempted from _________ |
| A. | Sales Tax |
| B. | Securities Transaction Tax – STT. |
| C. | Central Excise Duty |
| D. | Service Tax |
| Answer» E. | |
| 1348. |
Which of the following is an Association of Commercial Banks, Financial Institutions and Primary Dealers? |
| A. | GOI |
| B. | RBI |
| C. | PSBs |
| D. | FIMMDA |
| Answer» E. | |
| 1349. |
Who among the following appoints the “Authorized Dealers” for foreign exchange transactions? |
| A. | GOI |
| B. | RBI |
| C. | PSBs |
| D. | FEDAI |
| Answer» E. | |
| 1350. |
Who among the following regulates the Indian Corporate Debt Market? |
| A. | RBI |
| B. | NABARD |
| C. | SIDBI |
| D. | SEBI |
| Answer» E. | |