Which of the following facts is true as per the passage?

• A. People from rural areas have a high perceived value of banking services.
• B. Cost is not a valid criterion for technological package selection for financial inclusion initiatives.
• C. The inclusion segment is a singular impoverished, undifferentiated mass.
• D. The branch timings of banks generally do not coincide with the off-work hours of the labour class in urban markets.
• E. All the given statements are true.