Which of the following conditions must be fulfilled before a bank is included in the Second Schedule to the Reserve Bank of India Act?

• A. It must be a State co-operative bank or a company as defined in the Companies Act, 1956 or an institution notified by the Central Government in this behalf or a corporation or a company incorporated by or under any law in force in any place outside
• B. It must satisfy the Reserve Bank of India that its affairs are not being conducted in a manner detrimental to the interests of the depositors
• C. It must have a paid-up capital and reserves of an aggregate value of not less than Rs. 5 lakh
• D. Only (a) and (b)
• E. All of the above