MCQOPTIONS
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MCQOPTIONS
This section includes 386 Mcqs, each offering curated multiple-choice questions to sharpen your Structured Query Language (SQL) knowledge and support exam preparation. Choose a topic below to get started.
| 251. |
LIC Housing Finance Ltd was established in the year |
| A. | 1982 |
| B. | 1989 |
| C. | 1972 |
| D. | 1964 |
| Answer» C. 1972 | |
| 252. |
Mr. Praveen is thinking about buying an investment. The investment option that he isthinking about buying is an investment where investors pool their money. One of the key features is that it is managed by professional managers. What investment is Mr. Praveen thinking about purchasing?. |
| A. | Common Stock |
| B. | Corporate Bond |
| C. | Real Estate. |
| D. | Mutual Fund. |
| Answer» E. | |
| 253. |
Zero-based budgeting first came out in ………….. |
| A. | 1960 |
| B. | 1980 |
| C. | 1950 |
| D. | 1999 |
| Answer» B. 1980 | |
| 254. |
A very long tenure lease applicable to immovable properties is ____________. |
| A. | Leverage lease |
| B. | Conveyance lease |
| C. | Consumer leasing |
| D. | Balloon lease. |
| Answer» C. Consumer leasing | |
| 255. |
The 1st life insurance company namely………. was establishment inKolkata in 1818 |
| A. | oriental life insurance co |
| B. | ICICI prudential |
| C. | Tata LIC |
| D. | SBI LIC |
| Answer» B. ICICI prudential | |
| 256. |
Underwrites are appointed by the issuing companies in consultation withthe ………………… |
| A. | merchant banks |
| B. | Mutual fund |
| C. | Certificate of deposits’ |
| D. | treasury bills |
| Answer» B. Mutual fund | |
| 257. |
Intervenes in markets to maintain the external value of the Indian rupee: |
| A. | Exporters |
| B. | Importers |
| C. | RBI |
| D. | IMF |
| Answer» D. IMF | |
| 258. |
Full service factoring is often |
| A. | Recourse factoring |
| B. | Non-recourse factoring |
| C. | Agency factoring |
| D. | None of these |
| Answer» B. Non-recourse factoring | |
| 259. |
In India, Banks are permitted to carry on Hire purchase business |
| A. | Directly |
| B. | Through its Departments |
| C. | Through subsidiary |
| D. | Any of the above |
| Answer» D. Any of the above | |
| 260. |
………………is mandatory in order to act as debenture trustee. |
| A. | . Certificate |
| B. | agreement |
| C. | contract |
| D. | none of the above |
| Answer» B. agreement | |
| 261. |
--------- variety of mutual fund is known as “Nest Eggs” |
| A. | Balanced Funds |
| B. | Fund of funds |
| C. | Money Market Mutual fund |
| D. | Growth oriented funds |
| Answer» E. | |
| 262. |
The central theme of forfaiting is the purchasing of ————— by a financial servicecompany. |
| A. | Trade bills |
| B. | Export bills |
| C. | Import bills |
| D. | All of these |
| Answer» C. Import bills | |
| 263. |
_______ are examples of financial intermediaries |
| A. | Commercial banks |
| B. | Insurance companies |
| C. | Investment companies |
| D. | All of the above. |
| Answer» E. | |
| 264. |
…………………..banking is the development of banking from commerce whichfrequently encountered a prolonged intermediate. |
| A. | Merchant |
| B. | Money bankers |
| C. | Non Banking Institutes |
| D. | Unauthorized |
| Answer» B. Money bankers | |
| 265. |
In an option contract, if the option can be exercised only at the time of maturity, it iscalled___________. |
| A. | Double option |
| B. | American option |
| C. | Put option. |
| D. | European option |
| Answer» E. | |
| 266. |
Indian Commercial Banks are categorized into: |
| A. | Public sector Banks |
| B. | Foreign Banks |
| C. | Private Sector Banks |
| D. | All of the above |
| Answer» E. | |
| 267. |
.R O C stands for ‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐. |
| A. | Registrar of companies |
| B. | Registered companies |
| C. | Registrar of consulter |
| D. | Registrar of capital. |
| Answer» B. Registered companies | |
| 268. |
The minimum size of venture capital fund is _______________. |
| A. | Rs. 10 crores |
| B. | Rs. 20 crores |
| C. | Rs. 25 crores |
| D. | Rs. 50 crores. |
| Answer» B. Rs. 20 crores | |
| 269. |
Which of the following is/are types of consumer credit? |
| A. | Revolving credit |
| B. | Unsecured credit |
| C. | Secured credit |
| D. | All the above |
| Answer» E. | |
| 270. |
The first Indian Bank to set up Merchant Banking division in India is ___________. |
| A. | UCO Bank |
| B. | State Bank of India |
| C. | ICICI. |
| D. | Punjab National Bank |
| Answer» C. ICICI. | |
| 271. |
____ heads and conducts the affairs of RBI: |
| A. | Central Board |
| B. | local board |
| C. | Regional board |
| D. | All of the above |
| Answer» B. local board | |
| 272. |
.................is pooling of risks |
| A. | Mutual fund |
| B. | Insurance |
| C. | Credit rating |
| D. | Guarantee |
| Answer» C. Credit rating | |
| 273. |
An outstanding development in this sphere was the conversion of the…………… |
| A. | Industrial Finance Corporation |
| B. | Non banking financial Institutes |
| C. | Insurance Companies |
| D. | None of the above |
| Answer» B. Non banking financial Institutes | |
| 274. |
…………………..was the protector of funds and money in ancient Rome. |
| A. | Juno Moneta |
| B. | Henry Feyol |
| C. | F.W.Taylor |
| D. | None of these |
| Answer» B. Henry Feyol | |
| 275. |
Merchant bankers perform the following role(s) ___________. |
| A. | Market new stock and bond issues for firms. |
| B. | Provide advice to the firms as to market conditions, price, etc. |
| C. | Provide consultancy services for expansion etc |
| D. | All of the above |
| Answer» E. | |
| 276. |
……………… known as back end load. |
| A. | Exit load |
| B. | Entry load |
| C. | Closed end fund |
| D. | No load fund |
| Answer» B. Entry load | |
| 277. |
The facility offered to the investors to shift from one scheme to another under same fundis known as |
| A. | Roll over facility |
| B. | Re purchase facility |
| C. | Re issue facility |
| D. | Lateral shifting facility |
| Answer» E. | |
| 278. |
Which of the following is a fee based service |
| A. | hire purchase |
| B. | leasing |
| C. | capital issue management |
| D. | Underwriting. |
| Answer» D. Underwriting. | |
| 279. |
The institutions classified as depository once and have loans as theirmajor assets are classified as |
| A. | commercial banks |
| B. | commercial mortgages |
| C. | credit derivative |
| D. | All of these |
| Answer» B. commercial mortgages | |
| 280. |
Investors generally use............... as a ‘parking place’ or ‘stop gap arrangement” |
| A. | Balanced fund |
| B. | Income fund |
| C. | Growth fund |
| D. | MMMF |
| Answer» E. | |
| 281. |
Numerous factoring arrangements are possible if an agreement is reachedbetween the ………& …… |
| A. | selling co.& the Factor |
| B. | Factors & the Purchaser |
| C. | Sole trader & Banks |
| D. | None of these |
| Answer» B. Factors & the Purchaser | |
| 282. |
................ literally means “relinquish rights to something”. |
| A. | Securitisation |
| B. | Factoring |
| C. | Forfaiting |
| D. | Credit rating |
| Answer» D. Credit rating | |
| 283. |
In the implementation stage of a project, venture capital firms provide —————finance |
| A. | Mezzanine finance |
| B. | Seed finance |
| C. | Start up |
| D. | All of these |
| Answer» D. All of these | |
| 284. |
………..banks are considered as the heart of our financial structure thatmakes the completely utilization of the resources of the nation. |
| A. | financial system |
| B. | Financial Procedure |
| C. | Technology |
| D. | Underwriting |
| Answer» B. Financial Procedure | |
| 285. |
The term ‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐ refers financial investment in a highly risky andgrowth oriented venture with the objective of earning a high rate of return. |
| A. | Venture capital |
| B. | Merchant banking |
| C. | Leasing |
| D. | none of these. |
| Answer» B. Merchant banking | |
| 286. |
Domestic factoring include Customers, Client …….. |
| A. | All of these |
| B. | Customers |
| C. | Financial Intermediary |
| D. | buyers & seller |
| Answer» B. Customers | |
| 287. |
............... fund concentrate mainly on capital appreciation. |
| A. | Balanced fund |
| B. | Income fund |
| C. | Growth fund |
| D. | All of these |
| Answer» D. All of these | |
| 288. |
............. is the design, the development and the implementation of innovative financialinstruments and processes and the formulation of creative solutions to problem of finance. |
| A. | financial services |
| B. | financial inclusion |
| C. | financial engineering |
| D. | financial innovation |
| Answer» D. financial innovation | |
| 289. |
Housing loan sanctioned to redeem prior debts obtained from friends for thepurchase of a house is called…………loan. |
| A. | Conversion |
| B. | Flexible installment |
| C. | Refinance |
| D. | Renovation |
| Answer» D. Renovation | |
| 290. |
_______ is a financial service which pooling risks of people |
| A. | Mutual fund |
| B. | Venture capital |
| C. | insurance |
| D. | all of these |
| Answer» D. all of these | |
| 291. |
The means by which individuals hold their claims on real assets in a well-developedeconomy are ___________. |
| A. | Investment assets |
| B. | Depository assets |
| C. | Derivative assets |
| D. | Financial assets |
| Answer» E. | |
| 292. |
The concept of securitisation is associated with ___________. |
| A. | Capital market |
| B. | Money market. |
| C. | Debt market. |
| D. | Foreign exchange market. |
| Answer» D. Foreign exchange market. | |
| 293. |
………………of large public sector undertakings. |
| A. | Port folio management |
| B. | top management |
| C. | fund management |
| D. | financial planning |
| Answer» B. top management | |
| 294. |
An average lease agreement involves............. |
| A. | Two parties |
| B. | Three parties |
| C. | Four parties |
| D. | None of these |
| Answer» B. Three parties | |
| 295. |
_____ is raised in capital markets |
| A. | Funds through long term securities |
| B. | Long term loans through Govt. securities |
| C. | medium term loans |
| D. | Short - term instruments |
| Answer» B. Long term loans through Govt. securities | |
| 296. |
………………. manpower is a hard task for management. |
| A. | Re-Deploying |
| B. | Deploying |
| C. | Scheduling |
| D. | none of these |
| Answer» B. Deploying | |
| 297. |
In Mutual fund arena, SIP stands for |
| A. | Structural investment plan |
| B. | Systematic investment plan |
| C. | Stable Income plan |
| D. | None of these |
| Answer» C. Stable Income plan | |
| 298. |
………………….market deals with the multicurrency requirements. |
| A. | Forex market |
| B. | Money Market |
| C. | Organised Market |
| D. | Unorganised |
| Answer» B. Money Market | |
| 299. |
…………… banks are involved with financing of foreign trade and activities. |
| A. | Foreign Banks |
| B. | Organised Banks |
| C. | Scheduled Banks |
| D. | none of these |
| Answer» B. Organised Banks | |
| 300. |
Loans for pensioners are given up to-----------months of pension amount. |
| A. | 12 |
| B. | 6 |
| C. | 24 |
| D. | 36 |
| Answer» C. 24 | |