MCQOPTIONS
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MCQOPTIONS
This section includes 386 Mcqs, each offering curated multiple-choice questions to sharpen your Structured Query Language (SQL) knowledge and support exam preparation. Choose a topic below to get started.
| 1. |
Housing advances are……………………in nature. |
| A. | Medium |
| B. | Short |
| C. | Long |
| D. | Both long and medium |
| Answer» D. Both long and medium | |
| 2. |
An increase in CRR by RBI leads to: |
| A. | Decrease in deposit |
| B. | increase in deposit |
| C. | Increase in lendable resources |
| D. | Decrease in lendable resources |
| Answer» E. | |
| 3. |
…………….. can be defined as the market in which financial assets arecreated or transferred. |
| A. | Financial Market |
| B. | financial service |
| C. | Financial Instruments |
| D. | head Offices. |
| Answer» B. financial service | |
| 4. |
In ----------leasing, the risk of obsolescence is assumed by the lessee |
| A. | Financial lease |
| B. | Operating lease |
| C. | Both the above |
| D. | None the above |
| Answer» B. Operating lease | |
| 5. |
Under ………………..this case involves more than one underwriters. |
| A. | sub underwriting |
| B. | joint underwriting |
| C. | syndicate underwriting |
| D. | firm underwriting |
| Answer» B. joint underwriting | |
| 6. |
…………………are appointed by the issuing companies in consultation withthe merchant bankers. |
| A. | underwriters |
| B. | Mutual fund |
| C. | Certificate of deposits’ |
| D. | treasury bills |
| Answer» B. Mutual fund | |
| 7. |
Which of the following is /are not regulatory institutions |
| A. | RBI |
| B. | SEBI |
| C. | IRDA |
| D. | IFCI |
| Answer» D. IFCI | |
| 8. |
…………..banks act as catalytic agents in promoting balanced development ofthe country. |
| A. | Development Banks |
| B. | Organised Banks |
| C. | Scheduled Banks |
| D. | none of these |
| Answer» B. Organised Banks | |
| 9. |
When the lessee is allowed to exchange equipment leased out whenever the original assethas to be sent to the lessor for some repair or maintenance, such type of lease is called _____. |
| A. | Wrap lease |
| B. | Import lease |
| C. | Swap lease. |
| D. | Leveraged lease |
| Answer» D. Leveraged lease | |
| 10. |
…………….are emerging as the backbone of Indian Capital Market. |
| A. | Mutual Fund |
| B. | Investments |
| C. | savings |
| D. | Interests |
| Answer» B. Investments | |
| 11. |
……………….. bills are issued by central government. |
| A. | Treasury Bills |
| B. | Bills of Exchange |
| C. | Dishonored bill |
| D. | Unorganised |
| Answer» B. Bills of Exchange | |
| 12. |
The number of lead merchant bankers may not exceeds in case any issueof , issue size less than Rs.50crore,number of MBs ‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐. |
| A. | 1 |
| B. | 3 |
| C. | 2 |
| D. | 4. |
| Answer» D. 4. | |
| 13. |
…………….banker is any person who is engaged in the business of issue of management either by making arrangement regarding selling, buying, securities to manager. |
| A. | Merchant |
| B. | Money bankers |
| C. | Non Banking Institutes |
| D. | Unorganised |
| Answer» B. Money bankers | |
| 14. |
Which of the following is / are not securitisable asset/debt? |
| A. | Credit card receivable |
| B. | Bills receivable |
| C. | Mortgage loan |
| D. | All the above |
| Answer» C. Mortgage loan | |
| 15. |
Refactoring charges have to be paid in the case of ___________. |
| A. | Maturity factoring |
| B. | With recourse factoring |
| C. | Invoice factoring |
| D. | Full service factoring |
| Answer» C. Invoice factoring | |
| 16. |
Whose long term receivables were securitised first in India? |
| A. | SBI |
| B. | ICICI |
| C. | PNB |
| D. | Telco |
| Answer» C. PNB | |
| 17. |
Education loan is maximum Rs........... for study in India |
| A. | 5 lakh |
| B. | 7.5 lakh |
| C. | 10 lakh |
| D. | 15 lakh |
| Answer» C. 10 lakh | |
| 18. |
The market in which transactions are done through computers andtelephone without any specific location are classified as ---- |
| A. | past counter |
| B. | future counter market |
| C. | over the counter markets |
| D. | None of these |
| Answer» D. None of these | |
| 19. |
The type of structured market through which the funds flow with the helpof financial instruments such as bond and stock is classified as – |
| A. | financial market |
| B. | funds market |
| C. | flow market |
| D. | capital market |
| Answer» B. funds market | |
| 20. |
Term lending institutions are ————— market intermediaries. |
| A. | Money market |
| B. | Bill market |
| C. | Capital market |
| D. | None of these |
| Answer» D. None of these | |
| 21. |
------ bonds are issued at a large discount to their nominal value. |
| A. | Option bond |
| B. | Index-linked guilt bond |
| C. | Variable rate bond |
| D. | Deep discount bond |
| Answer» E. | |
| 22. |
The inflation free instrument is........ |
| A. | Option bond |
| B. | Index-linked guilt bond |
| C. | Variable rate bond |
| D. | Deep discount bond |
| Answer» C. Variable rate bond | |
| 23. |
Re-Factoring fee is applicable in case of |
| A. | With recourse factoring |
| B. | Disclosed factoring |
| C. | Agency factoring |
| D. | Notified factoring |
| Answer» B. Disclosed factoring | |
| 24. |
---------- is pay now product |
| A. | Debit card |
| B. | Credit card |
| C. | Both a & b |
| D. | None of these |
| Answer» B. Credit card | |
| 25. |
When RBI reduce the CRR it results into: |
| A. | Decrease in deposit |
| B. | increase in deposit |
| C. | Increase in lendable resources |
| D. | Decrease in lendable resources |
| Answer» D. Decrease in lendable resources | |
| 26. |
Money is matter of 4 function- A medium , a measure, a standard…………--. |
| A. | Store |
| B. | Bin-card |
| C. | Commerce |
| D. | Financial |
| Answer» B. Bin-card | |
| 27. |
Leased asset is shown in the balance sheet of.................. |
| A. | Lessee |
| B. | Lessor |
| C. | Lender |
| D. | Both lessor and lessee in 50:50 ratio |
| Answer» C. Lender | |
| 28. |
In India, banks cannot do hire purchase business without the permission of |
| A. | SEBI |
| B. | Central Govt. |
| C. | State govt. |
| D. | RBI |
| Answer» E. | |
| 29. |
In the first round 14 major banks with a liability base of ____ werenationalized: |
| A. | 10 crore or more |
| B. | 20 crore or more |
| C. | 50 crore or more |
| D. | 100 crore or more |
| Answer» D. 100 crore or more | |
| 30. |
General insurance business nationalised in the year---------- |
| A. | 1956 |
| B. | 1972 |
| C. | 1969 |
| D. | 1982 |
| Answer» C. 1969 | |
| 31. |
Equipment leasing is ............... financial service. |
| A. | fund based |
| B. | fee based |
| C. | non-fund based |
| D. | any of the above |
| Answer» B. fee based | |
| 32. |
Which of the following fund is entirely opposite to bond fund? |
| A. | Balanced |
| B. | Close ended |
| C. | Income fund |
| D. | Aggressive growth fund |
| Answer» E. | |
| 33. |
‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐ is a written consent or authorization representing oracting on behalf of an individual in matters of business, private affairs or other legal matters. |
| A. | Memorandum of understanding |
| B. | R O C |
| C. | Agreement |
| D. | Power of authority. |
| Answer» E. | |
| 34. |
The centralized market place where agents can have efficiently andquickly transaction is classified as – |
| A. | secondary market |
| B. | central market |
| C. | traded market |
| D. | primary market |
| Answer» B. central market | |
| 35. |
The minimum size of venture capital fund is Rs. ————— |
| A. | 1 crore |
| B. | 5 crore |
| C. | 10 crore |
| D. | 2 crore |
| Answer» D. 2 crore | |
| 36. |
………refers to the load changed to an investors when he /she enters into ascheme. |
| A. | Entry load |
| B. | Surplus |
| C. | Closed end fund |
| D. | No load fund |
| Answer» B. Surplus | |
| 37. |
In India, forfaiting is done by ————— bank |
| A. | Foreign bank |
| B. | RBI |
| C. | Commercial bank |
| D. | EXIM bank |
| Answer» E. | |
| 38. |
Maturity factoring is also known as |
| A. | Maturity factoring |
| B. | Disclosed factoring |
| C. | Agency factoring |
| D. | Notified factoring |
| Answer» B. Disclosed factoring | |
| 39. |
CRR funds are kept by the Banks in ____: |
| A. | Cash in hand at branches |
| B. | Balance with other banks |
| C. | Balance in a special Account with RBI |
| D. | Funds in the currency chest |
| Answer» D. Funds in the currency chest | |
| 40. |
‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐ act as an intermediary to link up the sources of ideas andthe sources of fund. |
| A. | Venture capital |
| B. | Merchant banking |
| C. | Leasing |
| D. | None of these. |
| Answer» B. Merchant banking | |
| 41. |
In primary MARKETS the first time issued shares to be publicly traded, instock market is considered as... |
| A. | traded offering |
| B. | public markets |
| C. | initial public offering. |
| D. | secondary market |
| Answer» D. secondary market | |
| 42. |
The type of financial security which have linked payoff to another issuedsecurity is classified as – |
| A. | linked security |
| B. | derivative security |
| C. | payable security. |
| D. | receivables |
| Answer» C. payable security. | |
| 43. |
The financial instruments of public markets include – |
| A. | Transfer funds |
| B. | bearer bonds |
| C. | shares |
| D. | debentures |
| Answer» D. debentures | |
| 44. |
Which of the following is / are securitisable asset/debt? |
| A. | Credit card receivable |
| B. | Lease finance |
| C. | Mortgage loan |
| D. | All the above |
| Answer» E. | |
| 45. |
--------- is pay later product |
| A. | Debit card |
| B. | Credit card |
| C. | Both a & b |
| D. | None of these |
| Answer» C. Both a & b | |
| 46. |
The bonds issued by the DFIs were no longer eligible as…………….assets forbanks. |
| A. | SLR |
| B. | NSE |
| C. | IFCI |
| D. | DFIs |
| Answer» B. NSE | |
| 47. |
The sale of a mortgage portfolio by setting up mortgage pass-through securities is anexample of ________. |
| A. | Credit enhancement |
| B. | Securitization. |
| C. | Unbundling |
| D. | Derivatives. |
| Answer» C. Unbundling | |
| 48. |
A system of zero-based budgeting was first introduced formally in theUnited States Department of Agriculture in preparing its budget. |
| A. | Fiscal year |
| B. | Leap Year |
| C. | Academic Year |
| D. | Draconic year |
| Answer» B. Leap Year | |
| 49. |
Equipment lease transaction is treated as contract of............ |
| A. | Bailment |
| B. | Pledge |
| C. | Guarantee |
| D. | Agency |
| Answer» B. Pledge | |
| 50. |
The……… are financial intermediate that collect and invest largeamount of premiums. |
| A. | Insurance Companies |
| B. | non banking Institutes |
| C. | Stock Exchange |
| D. | SEBI |
| Answer» B. non banking Institutes | |