MCQOPTIONS
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MCQOPTIONS
This section includes 386 Mcqs, each offering curated multiple-choice questions to sharpen your Structured Query Language (SQL) knowledge and support exam preparation. Choose a topic below to get started.
| 51. |
………….banks are known as local area banks. |
| A. | Uncheduled banks |
| B. | Financial Institutions |
| C. | Organised Banks |
| D. | none of these |
| Answer» B. Financial Institutions | |
| 52. |
Who can claim investment allowance in relation to leased asset? |
| A. | Lessee |
| B. | Lessor |
| C. | Lender |
| D. | Both lessor and lessee in 50:50 ratio |
| Answer» C. Lender | |
| 53. |
Samurai bonds are raised in............. |
| A. | USA |
| B. | UK |
| C. | Japan |
| D. | India |
| Answer» D. India | |
| 54. |
Insurance is a ‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐. |
| A. | Instrument |
| B. | Contract |
| C. | Agreement |
| D. | Rating. |
| Answer» D. Rating. | |
| 55. |
Exchange risk in case of foreign currency Non Resident (Banks) scheme (FCNR) Isborne by_________. |
| A. | RBI. |
| B. | Depositor. |
| C. | Govt. Of India |
| D. | Concerned Bank. |
| Answer» E. | |
| 56. |
Central bank issued central card in the year........... |
| A. | 1981 |
| B. | 1985 |
| C. | 1991 |
| D. | 1982 |
| Answer» B. 1985 | |
| 57. |
Rental loans are given to |
| A. | Tenant |
| B. | Owner of the building |
| C. | Hirer of the cars |
| D. | Any of the above |
| Answer» C. Hirer of the cars | |
| 58. |
Financial derivatives are mainly used for ______________. |
| A. | Speculative activities |
| B. | Creating more risks |
| C. | Hedging risks. |
| D. | Earning income |
| Answer» D. Earning income | |
| 59. |
Money market securities ____________. |
| A. | Are short term. |
| B. | Are highly marketable |
| C. | Generally very low risk. |
| D. | All of the above |
| Answer» E. | |
| 60. |
The factors which had adversely affected the profitability of the bankingsystem were partly external is termed as ……………… |
| A. | macro –policy environment |
| B. | staffing and branch spread |
| C. | promoting savings |
| D. | none of the above |
| Answer» B. staffing and branch spread | |
| 61. |
Education loan maximum is…………….lakh for study abroad. |
| A. | 10 |
| B. | 15 |
| C. | 7.5 |
| D. | 20 |
| Answer» C. 7.5 | |
| 62. |
The baking system was……….during the early 90’s which led to greatercompetition and higher Production. |
| A. | Liberalized |
| B. | Centralized |
| C. | Decentralized |
| D. | None of these |
| Answer» B. Centralized | |
| 63. |
With -------- we rent and with .......... we buy the goods. |
| A. | Hire purchase, leasing |
| B. | Leasing, hire purchase |
| C. | Hire purchase, instalment |
| D. | Hire purchase, Credit sale |
| Answer» C. Hire purchase, instalment | |
| 64. |
…………… accounting is a financial reporting process which records theresults of inflation on the financial statement that a firm prepare and published at the end of the financial year. |
| A. | Inflation |
| B. | Corporate |
| C. | Management |
| D. | Bank |
| Answer» B. Corporate | |
| 65. |
.......... fund generates regular income to the investors on periodical basis. |
| A. | Balanced fund |
| B. | Income fund |
| C. | Growth fund |
| D. | All of these |
| Answer» C. Growth fund | |
| 66. |
The factors which had adversely affected the profitability of the bankingsystem were partly internal is termed as ……………… |
| A. | staffing and branch spread |
| B. | macro –policy environment |
| C. | promoting savings |
| D. | none of the above |
| Answer» B. macro –policy environment | |
| 67. |
………………has made way for the entry of innovation and advanced financialproducts in India. |
| A. | globalization |
| B. | liberalization |
| C. | centralization |
| D. | reconstruction |
| Answer» B. liberalization | |
| 68. |
Post issue management activities include:‐ |
| A. | Analysis of collection |
| B. | Processing of data |
| C. | Issue of refund orders |
| D. | All of these. |
| Answer» E. | |
| 69. |
One of the most significant and basic principle of the accounting process iscalled as the …………..Principle. |
| A. | measuring Unit |
| B. | Non Measuring Unit |
| C. | Scheduled Unit |
| D. | none of these |
| Answer» B. Non Measuring Unit | |
| 70. |
.................... card is a convenient means of payment rather than credit facility. |
| A. | Smart card |
| B. | Charge card |
| C. | Credit card |
| D. | None of these |
| Answer» C. Credit card | |
| 71. |
Generally mutual funds are of |
| A. | High risk |
| B. | Risk free |
| C. | Low risk |
| D. | Any of the above |
| Answer» D. Any of the above | |
| 72. |
Firms that specialize in helping companies raise capital by selling securities are called--- |
| A. | Commercial banks |
| B. | Merchant banks |
| C. | Savings banks |
| D. | Credit unions |
| Answer» C. Savings banks | |
| 73. |
CDs stands for ………… and CPs stands for………….. |
| A. | certificate of deposit & commercial paper |
| B. | certify deputy manager & commercial bills |
| C. | clear deposit & contract papers |
| D. | contractual deposit & compact project |
| Answer» B. certify deputy manager & commercial bills | |
| 74. |
ZBB can offer a number of advantages when it is applied ………….. |
| A. | intelligently |
| B. | Ascending order |
| C. | Descending order |
| D. | none of these |
| Answer» B. Ascending order | |
| 75. |
High risk is an outstanding feature of ‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐. |
| A. | Mutual fund |
| B. | venture capital |
| C. | Debenture finance |
| D. | govt. bonds. |
| Answer» C. Debenture finance | |
| 76. |
The best suited fund to the business people is |
| A. | income fund, |
| B. | balanced fund, |
| C. | growth fund, |
| D. | None of these. |
| Answer» D. None of these. | |
| 77. |
.................fund is also known as sectoral fund. |
| A. | Theme fund |
| B. | Contra fund |
| C. | Fund of fund |
| D. | Bond fund |
| Answer» B. Contra fund | |
| 78. |
The number of lead merchant bankers may not exceed in case any issue of,issue size 200crore to 400crore. |
| A. | 4 |
| B. | 3 |
| C. | 6 |
| D. | 5. |
| Answer» E. | |
| 79. |
............... card provides communication security |
| A. | Charge card |
| B. | Smart card |
| C. | Debit card |
| D. | Credit card |
| Answer» D. Credit card | |
| 80. |
Merchant bankers are ------ |
| A. | Merchants |
| B. | Banks |
| C. | Neither merchants nor banks |
| D. | None of these. |
| Answer» D. None of these. | |
| 81. |
Arbitrage is _________. |
| A. | Buying and selling in two markets simultaneously |
| B. | A rate of interest |
| C. | A Fee. |
| D. | A dispute. |
| Answer» B. A rate of interest | |
| 82. |
RBI Provides ____ for meeting day - to - day receipt and expendituremismatch to both Central and State Governments. |
| A. | treasury bills |
| B. | Ways and Means advance |
| C. | date and securities |
| D. | All the above |
| Answer» C. date and securities | |
| 83. |
A ………….is a deed which is executed by the company in favour of the trustees named for the benefit of the debenture holder. |
| A. | trust deed |
| B. | Agreement |
| C. | contract |
| D. | none of above |
| Answer» B. Agreement | |
| 84. |
……………are funds whose portfolio consists of a blend of equities, debts, andmoney market securities. |
| A. | Hybrid fund |
| B. | Balanced fund |
| C. | Closed end fund |
| D. | No load fund |
| Answer» B. Balanced fund | |
| 85. |
‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐ is a method of renting assets. |
| A. | Hire purchase |
| B. | Lease |
| C. | hedge finance |
| D. | Credit rating. |
| Answer» C. hedge finance | |
| 86. |
————— services are mainly provided to foreign investors. |
| A. | Custodial services |
| B. | Financial services |
| C. | Factoring services |
| D. | None of these |
| Answer» B. Financial services | |
| 87. |
--------- variety of mutual fund offers tax benefits to the investors |
| A. | Balanced Funds |
| B. | Fund of funds |
| C. | Money Market Mutual fund |
| D. | Taxation fund |
| Answer» E. | |
| 88. |
Specialized financial institution, are also known as ‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐. |
| A. | Leasing companies |
| B. | U T I |
| C. | N B F C s |
| D. | Development bank. |
| Answer» E. | |
| 89. |
................. mutual fund otherwise known as “intrinsic value” |
| A. | Income |
| B. | Capital |
| C. | Portfolio |
| D. | Net asset value |
| Answer» D. Net asset value | |
| 90. |
Which of these is not a credit rating agency? |
| A. | Moody. |
| B. | Standard & Poors |
| C. | Price water house |
| D. | CRISIL |
| Answer» D. CRISIL | |
| 91. |
Identify odd one. |
| A. | C R I S I L |
| B. | I C R A |
| C. | C A R E |
| D. | I C I C I. |
| Answer» E. | |
| 92. |
Factoring is method of raising ‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐ finance throughaccount receivable credit offered by commercial banks and factors. |
| A. | Long term |
| B. | Medium term |
| C. | short term |
| D. | all of these. |
| Answer» D. all of these. | |
| 93. |
NBFCs Stands for |
| A. | non banking financial corporations |
| B. | Indian financial institutions |
| C. | national banks factor corporation |
| D. | none of the above |
| Answer» B. Indian financial institutions | |
| 94. |
Hire Purchase Act passed in the year |
| A. | 1969 |
| B. | 1982 |
| C. | 1972 |
| D. | 1976 |
| Answer» D. 1976 | |
| 95. |
------------------- are business organization that is mobilisers and depositorsof savings and providing financial services. |
| A. | Financial Institutions |
| B. | head offices |
| C. | Branches |
| D. | none of these. |
| Answer» B. head offices | |
| 96. |
The basic ideamovement is that poor people should come together and develop banking habits within small means. |
| A. | Cooperative |
| B. | Organised |
| C. | Scheduling |
| D. | none of these |
| Answer» B. Organised | |
| 97. |
Zero-based budgeting was introduced for the first time in a governmentsystem by ………………….. |
| A. | Jimmy Carter |
| B. | F.W.Tailor |
| C. | Robert Shiller |
| D. | Abhijit Banarjee |
| Answer» B. F.W.Tailor | |
| 98. |
Regional Rural Banks have been set up with the basic objectives of: |
| A. | Providing credit to semi - urban & urban population |
| B. | Providing deposits facilities to farmers |
| C. | Providing credit & deposit facilities to rural areas |
| D. | providing credit, deposit and other banking facilities to people in rural |
| Answer» E. | |
| 99. |
in the case of -------- bonds, the value is inversely related to short term interest rates. |
| A. | Fixed rate bonds |
| B. | Inverse float bonds |
| C. | Perpetual bonds |
| D. | Option bonds |
| Answer» C. Perpetual bonds | |
| 100. |
Funds that can sell a fixed number of units only during the new fund offerperiod are called as ……… |
| A. | Closed end fund |
| B. | Surplus |
| C. | Open end fund |
| D. | No load fund |
| Answer» B. Surplus | |