Explore topic-wise MCQs in Testing Subject.

This section includes 657 Mcqs, each offering curated multiple-choice questions to sharpen your Testing Subject knowledge and support exam preparation. Choose a topic below to get started.

1.

Services sector in India is booming and has become one of the biggest --………..areas.

A. money spinning areas
B. Regulations area
C. venture capital
D. none of these
Answer» B. Regulations area
2.

‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐‐ is a road towards a high growth economy.

A. Venture capital
B. Merchant banking
C. Leasing
D. None of these.
Answer» B. Merchant banking
3.

.................. cards are issued by retailers or companies.

A. Smart card
B. Debit card
C. Charge card
D. In-store card
Answer» E.
4.

The finance ministry is supervisor of …… & ……

A. RBI & SBI
B. SBI & SEBI
C. SEBI &NABARD
D. SEBI & RBI
Answer» B. SBI & SEBI
5.

In.............., lessor fulfils financing function

A. Operating lease
B. Swap lease
C. Financial lease
D. Balloon lease
Answer» D. Balloon lease
6.

Which of the following is a leading electronic-payment tec-hnology firm?

A. Visa
B. Max
C. BSE
D. Sensex
Answer» B. Max
7.

Which Institution was first SPV for securitisation in India?

A. City bank
B. Grindlays Bank
C. SBI
D. PNB
Answer» B. Grindlays Bank
8.

DFIs stands for…………….

A. Development financial Institutes
B. Development of Banking institute
C. Development of financial Industries
D. Deputy Factor Service
Answer» B. Development of Banking institute
9.

----------- is suitable lease arrangement for retail shop, mall etc

A. Financial lease
B. Operating lease
C. Leverage lease
D. Sale and lease back
Answer» E.
10.

In primary markets the property of shares which made it easy to sell newlyissued security is considered as …

A. increased liquidity
B. decreased liquidity
C. money flow
D. Surplus
Answer» B. decreased liquidity
11.

Which of the following is a type of international factoring?

A. Two factor system
B. Single factor system
C. Direct export factor system
D. All of these
Answer» E.
12.

Forfiet means …………

A. Surrendered of rights
B. Factors & the Purchaser
C. Sole trader’s Banks
D. None of these
Answer» B. Factors & the Purchaser
13.

Direct sale of securities to investors is called..........

A. Public offer
B. Private placement
C. FPO
D. IPO
Answer» C. FPO
14.

Housing loan up To Rs................... is considered as priority sector advance.

A. 5 lakh
B. 25 lakh
C. 10 lakh
D. 15 lakh
Answer» D. 15 lakh
15.

Best suited fund for a business people is...............

A. Balanced fund
B. Income fund
C. Growth fund
D. Taxation fund
Answer» D. Taxation fund
16.

A fixed-income security pays ____________.

A. A fixed level of income for the life of the owner.
B. A fixed level of income for the life of the security.
C. A variable level of income for owners on a fixed income
D. A fixed or variable income stream at the option of the owner.
Answer» C. A variable level of income for owners on a fixed income
17.

Under securitisation, selected pool of assets are ‘passed through’, for converting theminto securities, to another institution called:.

A. Originator.
B. Special purpose vehicle
C. Credit rating company
D. Servicing agent.
Answer» C. Credit rating company
18.

The term…………… refers to the mobilizing and allocation of savings.

A. financial services
B. Financial Institutions
C. financial intermediaries
D. all of these
Answer» B. Financial Institutions
19.

The instrument which provides proprietary interest in company andwhich entitles a person to dividend on profits, is called?

A. Bond
B. Share
C. Debenture
D. Warrant
Answer» C. Debenture
20.

----------- is the regulator of mutual funds in India

A. RBI
B. IRDA
C. SEBI
D. Both SEBI and GOI
Answer» E.
21.

————— includes all activities involved in the transformation of savings intoinvestment.

A. Financial system
B. Financial service
C. Economic system
D. Saving system
Answer» C. Economic system
22.

………………….market is also called as the security market.

A. Capital market
B. Money Market
C. Organised Market
D. Unorganised
Answer» B. Money Market
23.

“Native Stock and Share Brokers Association” is the old name of............

A. SEBI
B. NSE
C. BSE
D. NASDAQ
Answer» D. NASDAQ
24.

In ----------leasing, maintenance expenses and taxes are born by the lessee

A. Financial lease
B. Operating lease
C. Both the above
D. None the above
Answer» B. Operating lease
25.

---------- lease contracts are usually non cancellable.

A. Financial lease
B. Operating lease
C. Leverage lease
D. Cross boarder lease
Answer» B. Operating lease
26.

————— is considered to be the father of venture capital.

A. Dariot
B. Vaghul
C. Modigliani
D. Jimmy carter
Answer» B. Vaghul
27.

HDFC was established in the year

A. 1982
B. 1977
C. 1972
D. 1964
Answer» C. 1972
28.

The maximum amount of education loan is Rs…………..lakh for study in India.

A. 10
B. 15
C. 7.5
D. 20
Answer» D. 20
29.

BOLT stands for

A. Borrowing or Lending Trade
B. Bombay Online Trading
C. Bond or Loan Transaction
D. None of these
Answer» C. Bond or Loan Transaction
30.

‐‐‐‐‐‐‐‐‐‐‐‐‐‐ provided at a stage when product has been launched in themarket but has not earned enough profits to meet future capital needs.

A. first round financing
B. Second round financing
C. Startup capital
D. None of these.
Answer» C. Startup capital
31.

Under “securitisation process”, the bank or financial institution which gives loan isknown as;

A. SPV
B. Obligor
C. Originator
D. Credit enhancer
Answer» D. Credit enhancer
32.

ONLY_THOSE_COLUMNS_WHOSE_EMP_ID_IS_NULL?$

A. Only those columns whose emp_id is not NULL
B. No output
C. None of the mentioned
Answer» B. No output
33.

Only those columns whose emp_id is NULL

A. Only those columns whose emp_id is not NULL
B. No output
C. None of the mentioned
Answer» C. None of the mentioned
34.

Which operator is used to check whether the expression is “NULL”?$

A. IS NULL
B. NOT NULL
C. ON
D. None of the mentioned
Answer» B. NOT NULL
35.

Is the following statement is true/false?

A.
B. True
Answer» B. True
36.

What is the meaning of “NULL” in Mysql?

A. Not applicable
B. Value not yet known
C. Value undefined
D. All of the mentioned
Answer» E.