MCQOPTIONS
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MCQOPTIONS
This section includes 3653 Mcqs, each offering curated multiple-choice questions to sharpen your Banking And Financial Awareness knowledge and support exam preparation. Choose a topic below to get started.
| 801. |
The 38th Summit of ‘G-8’ is being organised in which of the following countries in May 2012? |
| A. | Canada |
| B. | Germany |
| C. | China |
| D. | France |
| E. | USA |
| Answer» F. | |
| 802. |
Which of the following terms is used in the field of Economics ? |
| A. | Atomic Number |
| B. | Lenz’s Law |
| C. | Conservation of Energy |
| D. | Devaluation |
| E. | Radiation |
| Answer» E. Radiation | |
| 803. |
Which of the following is the biggest stock exchange of India where maximum number of transactions take place every day ? |
| A. | Delhi |
| B. | Ahmedabad |
| C. | Mumbai |
| D. | Bengaluru |
| E. | Kolkata |
| Answer» D. Bengaluru | |
| 804. |
Which one of the following is covered in the list of services for service tax purposes ? Insurance/health services Hotel accommodation/air travel services Money changers/legal services |
| A. | Only 1 |
| B. | Only 2 |
| C. | Only 3 |
| D. | Both 1 and 3 |
| E. | All 1, 2 and 3 |
| Answer» F. | |
| 805. |
In which one of the following States, Indian Railways has proposed to set up a 700 MW gas power project ? |
| A. | West Bengal |
| B. | Maharashtra |
| C. | Gujarat |
| D. | Rajasthan |
| E. | Orissa |
| Answer» C. Gujarat | |
| 806. |
India recently signed an agreement to import Liquified Natural Gas (LNG) from a country which is the largest LNG producer and supplier of the world. Which is that country ? |
| A. | Kuwait |
| B. | Qatar |
| C. | Iran |
| D. | Saudi Arabia |
| E. | None of these |
| Answer» C. Iran | |
| 807. |
The NAV of a mutual fund …… |
| A. | Is always constant |
| B. | Keeps going up at a steady rate |
| C. | Fluctuates with market price movements |
| D. | Cannot go down at all |
| E. | None of these |
| Answer» F. | |
| 808. |
When was the Constitution of India adopted by the Constituent Assembly ? |
| A. | 25th Nov. 1949 |
| B. | 29th Nov. 1949 |
| C. | 26th Nov. 1949 |
| D. | 27th Nov. 1949 |
| Answer» D. 27th Nov. 1949 | |
| 809. |
How many withdrawals (through all channels including ATM) are allowed in a month in the bank accounts opened under the Pradhan Mantri Jan Dhan Yojana across the country? |
| A. | Three |
| B. | Four |
| C. | Five |
| D. | Ten |
| Answer» C. Five | |
| 810. |
Imran Khan called for 'civil disobedience movement' in Pakistan to oust Nawaz Sharif-led govt recently and arranged 'Azadi March' to Islamabad. He leads which of the following parties? |
| A. | Pakistan Awami Tehrik (PAT) |
| B. | Pakistan Muslim League |
| C. | Tehreek-e-Insaaf (PTI) |
| D. | Pakistan People’s Party |
| Answer» D. Pakistan People’s Party | |
| 811. |
As per the news published in major newspapers / journals henceforth the Credit Card holders will be able to access their credit card information though automated interactive voice response system over the phone instead of speaking to the staff. This decision of the banks/credit card companies will provide— an additional hurdle to the customers as people feel comfortable in talking to the staff instead of talking to a machine. an additional security to the customers as this does not allow any staff to handle any transaction directly. some comfort to the banks as they will be able to reduce their staff strength. |
| A. | Only 1 |
| B. | Only 2 |
| C. | Only 3 |
| D. | All 1, 2 and 3 |
| E. | Only 1 and 3 |
| Answer» C. Only 3 | |
| 812. |
As a policy to boost the agricultural sector in the country, the Govt. of India has taken several special measures over the years. Which of the following cannot be considered a measure/ measures which will have a direct impact(s) on the agricultural sector ? Setting up of a National Food Processing Bank. Opening irrigation, sanitation and water projects for development under public private participation. Efforts to bring down fiscal deficit to 5•5 per cent level of GDP. |
| A. | Only 1 |
| B. | Only 2 |
| C. | Only 3 |
| D. | Only 1 and 2 |
| E. | All 1, 2 and 3 |
| Answer» D. Only 1 and 2 | |
| 813. |
Which of the following countries has been adjudged as the largest exporter of cotton ? |
| A. | Bangladesh |
| B. | Brazil |
| C. | Britain |
| D. | India |
| E. | None of these |
| Answer» E. None of these | |
| 814. |
The leaders of the world's 20 developed and emerging economies vowed on 16 Nov to boost global GDP by over ______over next five years. |
| A. | USD 2 tn |
| B. | USD 3 tn |
| C. | USD 5 tn |
| D. | USD 7 tn |
| Answer» B. USD 3 tn | |
| 815. |
Trecia Kaye Smith’s name was in news recently. She is a well known— |
| A. | Athlete |
| B. | Journalist |
| C. | Film Actress |
| D. | Politician |
| E. | None of these |
| Answer» B. Journalist | |
| 816. |
Who amongst the following is the author of the book ‘A bend in the River’ ? |
| A. | Chetan Bhagat |
| B. | V. S. Naipaul |
| C. | Kiran Desai |
| D. | Anita Desai |
| E. | None of these |
| Answer» C. Kiran Desai | |
| 817. |
National Commission for SC and ST shall be made by which constitutional institution ? |
| A. | Parliament |
| B. | Lok Sabha |
| C. | State Legislature |
| D. | Legislative Council |
| Answer» B. Lok Sabha | |
| 818. |
For which one of the following Loan Products ‘teaser loans’ are offered by Banks ? |
| A. | Education Loans |
| B. | Commercial Loans |
| C. | Loans against security of gold |
| D. | Retail Trade Loans |
| E. | Home Loans |
| Answer» F. | |
| 819. |
‘Anti Tobacco Day’ is observed in India on which one of the following days ? |
| A. | 11th April |
| B. | 11th May |
| C. | 11th June |
| D. | 31st May |
| E. | 30th June |
| Answer» E. 30th June | |
| 820. |
The Govt. of India has decided to bring down the fiscal deficit from 6•6 per cent to the level of 5•5 per cent of the GDP so that it can meet growth targets well in time. This target of 5•5 per cent is to be achieved by the end of— |
| A. | January 2011 |
| B. | March 2011 |
| C. | December 2010 |
| D. | January 2012 |
| E. | None of these |
| Answer» E. None of these | |
| 821. |
The authorities in Switzerland have revealed that the quantum of fake Indian rupee notes in their country is the third highest for any foreign currency. Which of the following currencies tops in this regard? |
| A. | Chinese yuan |
| B. | US dollar |
| C. | Euro |
| D. | Canadian dollar |
| Answer» C. Euro | |
| 822. |
The Index of Industrial Production (IIP) is compiled and released by which of the following organizations/ agencies? |
| A. | Registrar of Companies |
| B. | Confederation of Indian Industries |
| C. | Bombay Stock Exchange |
| D. | Reserve Bank of India |
| E. | Central Statistical Organisation |
| Answer» F. | |
| 823. |
Animal assisted therapy is employed in— |
| A. | Operations |
| B. | ICU |
| C. | Old age homes |
| D. | Training animals |
| E. | Natural healing |
| Answer» E. Natural healing | |
| 824. |
Which of the following countries launched its first Space Laboratory Module named ‘Tiangong-1’ recently ? |
| A. | South Korea |
| B. | North Korea |
| C. | China |
| D. | Japan |
| E. | Italy |
| Answer» D. Japan | |
| 825. |
PIIGS is the group of nations falling under— |
| A. | Euro zone |
| B. | Asia Pacific |
| C. | SAARC |
| D. | NATO |
| E. | Commonwealth |
| Answer» B. Asia Pacific | |
| 826. |
What is the full form of UNEP, a term frequently seen in newspapers ? |
| A. | Universal Notification on Energy Protection |
| B. | Universal New Education Project |
| C. | Universal Natural Energy Project |
| D. | United Nations Education Programme |
| E. | United Nations Environment Programme |
| Answer» F. | |
| 827. |
Which award is given to the coaches of Sportspersons ? |
| A. | Dronacharya Award |
| B. | Arjuna Award |
| C. | Kalidas Samman |
| D. | Rajiv Gandhi Khel Ratna |
| E. | Saraswati Samman |
| Answer» B. Arjuna Award | |
| 828. |
Which of the following is the scheme for providing electricity connections to all the rural household in the country ? |
| A. | ASHA |
| B. | Swadhar |
| C. | Kutir Jyoti |
| D. | Deep Mala |
| E. | None of these |
| Answer» D. Deep Mala | |
| 829. |
As we all know the Bank Rate at present is fixed at 6%. What does it mean in context to the banking operations ? |
| A. | No bank will be able to give loan to any party on a rate lower than the Bank Rate |
| B. | Bank should give loan to their priority sector customers/borrowers at the rate of 6% only. They cannot charge less or more than this from their priority sector clients |
| C. | Banks are required to invest 6% of their total capital on financial inclusion and inclusive banking operations |
| D. | Banks will be required to give 6% of their total deposits to the Govt. of India for meeting its Balance of Trade requirements |
| E. | None of these |
| Answer» B. Bank should give loan to their priority sector customers/borrowers at the rate of 6% only. They cannot charge less or more than this from their priority sector clients | |
| 830. |
Which one of the following recommendations has been made by the PMEAC ? |
| A. | To withdraw some of the stimulus packages |
| B. | To withdraw all the stimulus packages |
| C. | To raise the collection of direct taxes |
| D. | To raise the rate of indirect Taxes |
| E. | None of these |
| Answer» C. To raise the collection of direct taxes | |
| 831. |
Which among the following was the unit of measurement of land in Maratha dominions ? |
| A. | Kathi |
| B. | Tanab |
| C. | Jarib |
| D. | Daftari bigha |
| Answer» B. Tanab | |
| 832. |
Which of the following is not a function of the Planning Commission of India ? |
| A. | Assessment of the material, capital and human resources of the country |
| B. | Formulation of plans for the most effective and balanced utilization of country’s resources |
| C. | Public cooperation in national development |
| D. | Preparation of annual budget of the country and collection of taxes to raise capital for the implementation of the plans |
| E. | Determination of stages in which the plan should be carried out |
| Answer» E. Determination of stages in which the plan should be carried out | |
| 833. |
As per the news published in some major financial newspapers the Maharashtra Govt. is planning to introduce ‘Green Tax’ on vehicles. What is the purpose of Green Tax ? |
| A. | It has been introduced with the aim of discouraging high consumption of petroleum products |
| B. | It is a tax levied by the Govt. in place of VAT as VAT is not very profitable for State Govts. |
| C. | It is just like a toll tax which will be charged from all the vehicles whenever they enter green areas of a city like hospitals, schools, and old age homes |
| D. | This is a tax levied on big commercial vehicles only with the aim of prohibiting them from entering residential areas and non commercial areas |
| E. | None of these |
| Answer» F. | |
| 834. |
Personal Loans can be canvassed among– |
| A. | Salaried persons |
| B. | Pensioners |
| C. | Foreign Nationals |
| D. | NRI customers |
| E. | Non-customers |
| Answer» B. Pensioners | |
| 835. |
Liver and pancreas are the ________ glands |
| A. | blood clear |
| B. | digestive |
| C. | breathing |
| D. | none of these |
| Answer» C. breathing | |
| 836. |
As per estimates given by the RBI the Economic Growth during the year 2010-11 will be at which of the following levels ? |
| A. | 6•5% |
| B. | 0.07 |
| C. | 7•5% |
| D. | 0.08 |
| E. | None of these |
| Answer» E. None of these | |
| 837. |
Richard Rahul Verma has been appointed as the new ambassador of which of the following countries to India recently? |
| A. | US |
| B. | UK |
| C. | France |
| D. | Italy |
| Answer» B. UK | |
| 838. |
Many times we read about Foreign Direct Investment in the country for various project schemes. Why should government promote the idea of Foreign Direct Investment particularly when it can provide funds from its own resources ? It is a supplement to domestic investments and is preferred to bridge the investment-savings gap. Foreign Direct Investment helps in providing better and advanced technology which is sometimes not available domestically. It generates new employment opportunities. |
| A. | Only 1 |
| B. | Only 2 |
| C. | Only 3 |
| D. | Both 1 and 2 |
| E. | All 1, 2 and 3 |
| Answer» D. Both 1 and 2 | |
| 839. |
Amongst 169 countries on Human Development Index which one of the following is India’s rank ? |
| A. | 89 |
| B. | 91 |
| C. | 119 |
| D. | 129 |
| E. | 138 |
| Answer» D. 129 | |
| 840. |
Which of the following statements is/are correct about the economy of China ? (It was recently in news). China is the world’s fastest growing economy with average growth rate of 10% for the last 30 years. China is the world’s second largest economy by purchasing power parity. China’s economy was valued a little higher than that of Japan’s. |
| A. | Only 1 |
| B. | Only 2 |
| C. | All 1, 2 and 3 |
| D. | Only 2 and 3 |
| E. | Only 1 and 2 |
| Answer» E. Only 1 and 2 | |
| 841. |
Which of the following Committees are Committees of Parliament? 1. Public Accounts Committee 2. Estimates Committee 3. Committee on Public Undertakings Select the correct answer using the code given below: |
| A. | 1,2 and 3 |
| B. | 1 and 2 only |
| C. | 1 and 3 only |
| D. | 2 and 3 only |
| Answer» B. 1 and 2 only | |
| 842. |
Mr. Z. E. A. Ben Ali has taken over as the President of— |
| A. | Tunisia |
| B. | Malaysia |
| C. | Indonesia |
| D. | Kuwait |
| E. | None of these |
| Answer» B. Malaysia | |
| 843. |
India got Olympic 2012 berth in Hockey after defeating which of the following countries in qualifying rounds held in February 2012 ? |
| A. | Pakistan |
| B. | France |
| C. | Spain |
| D. | England |
| E. | South Korea |
| Answer» C. Spain | |
| 844. |
The first Indian woman to preside a session of Indian National Congress was__? |
| A. | Rajkumari Amrit Kaur |
| B. | Vijaya Lakshmi Pandit |
| C. | Aruna Asaf Ali |
| D. | Sarojini Naidu |
| Answer» E. | |
| 845. |
The World Environment Day is observed on which of the following days ? |
| A. | July 25 |
| B. | June 5 |
| C. | April 5 |
| D. | December 15 |
| E. | None of these |
| Answer» C. April 5 | |
| 846. |
The 97th annual session of the Indian Science Congress was held in which of the following cities in January 2010 ? |
| A. | Mumbai |
| B. | Kolkata |
| C. | New Delhi |
| D. | Thiruvananthapuram |
| E. | Hyderabad |
| Answer» E. Hyderabad | |
| 847. |
The Tata Sons-Singapore Airlines joint venture is all set to launch their airline soon. What will be the brand name of its new airline? |
| A. | Pushpak |
| B. | Udaan |
| C. | Vayudoot |
| D. | Vistara |
| Answer» E. | |
| 848. |
The 34th National Games were organized in which of the following States ? |
| A. | Bihar |
| B. | Assam |
| C. | Maharashtra |
| D. | Gujarat |
| E. | Jharkhand |
| Answer» F. | |
| 849. |
Indian Independence Act, passed by the British Parliament on: |
| A. | 7/18/1947 12:00:00 AM |
| B. | 20 July 1947 |
| C. | 8/14/1947 12:00:00 AM |
| D. | 7/20/1946 12:00:00 AM |
| Answer» B. 20 July 1947 | |
| 850. |
Pakistan has been ranked third in Global Terrorism Index released by London based Institute for Economics and Peace. Which of the following countries has been ranked on top ? |
| A. | Syria |
| B. | Nigeria |
| C. | Afghanistan |
| D. | Iraq |
| Answer» E. | |