MCQOPTIONS
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MCQOPTIONS
This section includes 273 Mcqs, each offering curated multiple-choice questions to sharpen your Common Topics in Competitive and Entrance exams knowledge and support exam preparation. Choose a topic below to get started.
| 201. |
Which of the following is not included in CAMELS : |
| A. | Capital Adequacy and Asset Quality |
| B. | Management and Earning Performance |
| C. | Employees Performance |
| D. | Liquidity and Systems |
| E. | None of the above |
| Answer» D. Liquidity and Systems | |
| 202. |
Which of the following cannot be called as a Debt Instrument as referred in financial transactions? |
| A. | Certificate of Deposits |
| B. | Bonds |
| C. | Stocks |
| D. | Commercial Papers |
| E. | Loans |
| Answer» D. Commercial Papers | |
| 203. |
What do you understand by the term Mortgage ? |
| A. | Sale of movable security in the event of default by the borrower |
| B. | Registration of charge with the Registrar of Companies |
| C. | Making the security of immovable property available as a cover for a home loan by the borrower |
| D. | Registration of charge with the Regional Transport Authority |
| E. | Returning of the security to borrower by the bank of receipt of full payment |
| Answer» D. Registration of charge with the Regional Transport Authority | |
| 204. |
Currency Swap is an instrument to manage ? |
| A. | Currency Risk |
| B. | Interest Rate Risk |
| C. | Currency and Interest Rate Risk |
| D. | Cash Flows in different currencies |
| E. | All of the above |
| Answer» E. All of the above | |
| 205. |
Medium-term industrial finance refers to the funds required for a period of one year to |
| A. | 6 years |
| B. | 2 years |
| C. | 3 years |
| D. | 4 years |
| E. | 5 years |
| Answer» F. | |
| 206. |
HDFC Bank has announced its UPI will also be available on Chillr, a multi-bank mobile payments app. What is the meaning of "I" in UPI? |
| A. | Instant |
| B. | International |
| C. | Initial |
| D. | Interface |
| E. | None of the above |
| Answer» E. None of the above | |
| 207. |
Till 30th June, 1955, State Bank of India (SBI) was known as |
| A. | State Bank of British India |
| B. | Imperial Bank of India |
| C. | India Central bank |
| D. | Central Bank of India |
| E. | None of these |
| Answer» C. India Central bank | |
| 208. |
IDBI was established in |
| A. | 1962 |
| B. | 1963 |
| C. | 1964 |
| D. | 1965 |
| E. | None of the Above |
| Answer» D. 1965 | |
| 209. |
Which among the following committee constituted on Payment Banks license? |
| A. | Dr. Nachiket Mor |
| B. | Deepak Mohanty |
| C. | A C Shan |
| D. | B D Thakar |
| E. | None of these |
| Answer» B. Deepak Mohanty | |
| 210. |
In primary and secondary markets dealer of e) None of these Government securities is known as? |
| A. | Ledger |
| B. | Corporate bond dealer |
| C. | Primary dealer |
| D. | Secondary dealer |
| E. | None of these |
| Answer» D. Secondary dealer | |
| 211. |
What does RBI do if a Re.1 note is issued by Government of India? |
| A. | RBI object the issuance |
| B. | RBI put into circulation |
| C. | RBI converts Re.1 in to higher denomination of Rs.10 and more. |
| D. | RBI asks banks to not to support for circulation |
| E. | None of these |
| Answer» C. RBI converts Re.1 in to higher denomination of Rs.10 and more. | |
| 212. |
Which of the following terms is used in the field of finance and Banking? |
| A. | Adjustable credit |
| B. | Absolute Zero |
| C. | Guage pressure |
| D. | Single bond |
| E. | None of these |
| Answer» B. Absolute Zero | |
| 213. |
After State Bank of India, which of the following banks has the largest number of offices? |
| A. | Punjab National Bank |
| B. | Bank of India |
| C. | Andhra Bank |
| D. | Canara Bank |
| E. | None of these |
| Answer» B. Bank of India | |
| 214. |
The main mandate of Payments Banks is to offer which of the following? |
| A. | Lending services |
| B. | Credit cards |
| C. | Bancasurance service |
| D. | Remittance services |
| E. | None of these |
| Answer» E. None of these | |
| 215. |
Which of the following terms is used in banking and finance? |
| A. | Abiotic |
| B. | Demand Deposit |
| C. | Fat scales |
| D. | A diabetic |
| E. | None of these |
| Answer» C. Fat scales | |
| 216. |
Which of the following remains at the top of organizational structure of RBI? |
| A. | Governor |
| B. | Executive directors |
| C. | Central board of directors |
| D. | Chief general manager |
| E. | Principal chief general manager |
| Answer» D. Chief general manager | |
| 217. |
Which country issued first purely plastic note ? |
| A. | New Zealand. |
| B. | Mexico, |
| C. | Singapore, |
| D. | Fiji and Canada |
| E. | Australia |
| Answer» F. | |
| 218. |
Which of the following terms is used in banking field? |
| A. | Interest rate swap |
| B. | Input devices |
| C. | Sedimentary |
| D. | Zero Hour |
| E. | None of these |
| Answer» B. Input devices | |
| 219. |
Buying and selling of eligible securities by RBI in the money market can be termed as |
| A. | Open Economy Operations |
| B. | Open Market Operations |
| C. | Credit Control Measures |
| D. | Credit Creation Measures |
| E. | None of these |
| Answer» C. Credit Control Measures | |
| 220. |
Foreign Direct Investment limit in private sector banks is? |
| A. | 75 percent |
| B. | 74 percent |
| C. | 77 percent |
| D. | 78 percent |
| E. | None of these |
| Answer» C. 77 percent | |
| 221. |
An NBFC-MFI is defined as a non-deposit taking NBFC (other than a company licensed under Section 25 of the Indian Companies Act, 1956) with Minimum Net Owned Funds of |
| A. | Rs.5 crore |
| B. | Rs.4 crore |
| C. | Rs.3 crore |
| D. | Rs.2 crore |
| E. | None of the Above |
| Answer» B. Rs.4 crore | |
| 222. |
Which among the following is the private sector banks? |
| A. | Union Bank of India |
| B. | Syndicate Bank |
| C. | IDBI Bank |
| D. | UCO Bank |
| E. | HDFC Bank |
| Answer» F. | |
| 223. |
Largest shareholder of a nationalized bank is:- |
| A. | RBI |
| B. | NABARD |
| C. | Govt. of India |
| D. | ministry of finance |
| E. | none of these |
| Answer» D. ministry of finance | |
| 224. |
Which is the first Indian company to be listed in NASDAQ ? |
| A. | Reliance |
| B. | TCS |
| C. | HCL |
| D. | Infosys |
| E. | None of these |
| Answer» E. None of these | |
| 225. |
Which among the following is NOT a pillar of Basel III? |
| A. | Minimum capital standards |
| B. | Supervisory review |
| C. | Market discipline |
| D. | Consolidation of assets |
| E. | None of the above |
| Answer» E. None of the above | |
| 226. |
Which of the following is a stipulation under the Basel III norms? |
| A. | The total minimum capital adequacy ratio to be 9% |
| B. | Banks to maintain an overall minimum capital adequacy ratio of 11.5% |
| C. | Banks to reach the minimum capital adequacy ratio of 11.5% by 31st March, 2018 |
| D. | Banks to maintain a capital adequacy ratio of 10% by 2013 |
| E. | None of these |
| Answer» D. Banks to maintain a capital adequacy ratio of 10% by 2013 | |
| 227. |
Which of the following is NOT a part of India s Money Market? |
| A. | Bill Markets |
| B. | Call Money Market |
| C. | Banks |
| D. | Mutual Funds |
| E. | Indian Gold Council |
| Answer» F. | |
| 228. |
Which of the following is not a Money Market Instrument ? |
| A. | Treasury Bills |
| B. | Commercial Paper |
| C. | Certificate of Deposit |
| D. | Equity shares |
| E. | None of these |
| Answer» E. None of these | |
| 229. |
Raising or lowering of the central bank discount rate is known as |
| A. | Bank rate policy |
| B. | Open Market Operation |
| C. | Cash Reserve Ratio |
| D. | None of these |
| E. | None of these |
| Answer» B. Open Market Operation | |
| 230. |
According to RBI Regulations, which of the following are allowed to set up small finance banks? |
| A. | NBFC |
| B. | MFI |
| C. | LAB |
| D. | All of the Above |
| E. | None of the Above |
| Answer» E. None of the Above | |
| 231. |
Loans of very small amount given to low income group is called- |
| A. | Cash Credit |
| B. | No Frill Credit |
| C. | Rural Credit |
| D. | Micro Credit |
| E. | Simple Overdraft |
| Answer» E. Simple Overdraft | |
| 232. |
Except one of the following instruments others are issued at discount. Identify the exception ? |
| A. | A Certificate of Deposit (CD) |
| B. | A Treasury Bill (T Bill) |
| C. | A Commercial Paper (CP) |
| D. | A Fixed Deposit (FD) |
| E. | None of the above |
| Answer» E. None of the above | |
| 233. |
Regional rural banks are managed by ? |
| A. | The Central Government |
| B. | Sponsored Bank |
| C. | The State Government |
| D. | All of the above |
| E. | None of the above |
| Answer» E. None of the above | |
| 234. |
What is the objective of introduction of Marginal Standing Facility by RBI? |
| A. | To contain volatility in the overnight inter-bank rates |
| B. | To contain volatility in MIBOR |
| C. | To contain volatility in LIBOR |
| D. | To match with standard Tier 1 capital Ratio |
| E. | None of these |
| Answer» B. To contain volatility in MIBOR | |
| 235. |
Bank holidays under Section 25 of the Negotiable Instruments Act, 1881 are declared by: |
| A. | State Government for the respective State |
| B. | Banking Operations Department |
| C. | Central Government |
| D. | RBI |
| E. | None of the above |
| Answer» E. None of the above | |
| 236. |
The one-rupee note bears the signature of . |
| A. | RBI Governor |
| B. | Deputy Governor |
| C. | Finance Secretary |
| D. | Finance Minister |
| E. | None of these |
| Answer» D. Finance Minister | |
| 237. |
Some bank are financing projects like Construction Roads/Bridges Etc. |
| A. | Developing Core Sector Industry |
| B. | Project Management |
| C. | Infrastructure Development |
| D. | Financial Inclusion |
| E. | All of these |
| Answer» D. Financial Inclusion | |
| 238. |
The RIDF is a fund maintained by the National Bank for Agriculture and Rural Development (NABARD). What does the letter R denote in the term RIDF? |
| A. | Regional |
| B. | Rural |
| C. | Referral |
| D. | Railway |
| E. | Rehabilitation |
| Answer» C. Referral | |
| 239. |
The commercial paper can be issued by ? |
| A. | Corporates |
| B. | Reserve Bank of India |
| C. | IDBI |
| D. | Every non-banking company |
| E. | None of the above |
| Answer» B. Reserve Bank of India | |
| 240. |
Which of the following has become the first Indian lender to complete a banking transaction using Blockchain technology? |
| A. | HDFC Bank |
| B. | ICICI Bank |
| C. | Axis Bank |
| D. | Federal Bank |
| E. | YES Bank |
| Answer» C. Axis Bank | |
| 241. |
What is the minimum period of maturity prescribed for Commercial Paper (CP)? |
| A. | 17 Months |
| B. | 14 Days |
| C. | 01 Year |
| D. | 07 days |
| E. | 05 years |
| Answer» E. 05 years | |
| 242. |
from the following in which bank no person can open his account? |
| A. | Cooperative Bw1ank |
| B. | Rural Bank |
| C. | RBI |
| D. | Commercial Bank |
| E. | None of these |
| Answer» D. Commercial Bank | |
| 243. |
Which of the following can be categories as a Merchant Banking service? |
| A. | Consultancy on finance to a company |
| B. | Advance in capital structure |
| C. | Managing mergers |
| D. | Helping in finalizing take over |
| E. | All the above |
| Answer» F. | |
| 244. |
Which is the financial year of Reserve Bank of India? |
| A. | April-March |
| B. | July-June |
| C. | October-September |
| D. | January-December |
| E. | None of these |
| Answer» B. July-June | |
| 245. |
Financial instruments provided short term and they include |
| A. | Commercial paper |
| B. | Hundi |
| C. | Certificates of deposits |
| D. | Promissory notes |
| E. | All the above |
| Answer» F. | |
| 246. |
Which one of the following statements is correct regarding increase in the CRR in India? |
| A. | It increases credit creation |
| B. | It reduces credit creation |
| C. | It does not affect credit |
| D. | It denoted liberal monetary policy |
| E. | None of these |
| Answer» C. It does not affect credit | |
| 247. |
What is the Minimum amount of transfer required for RTGS is . |
| A. | Rs. 1 lakh |
| B. | Rs. 2 lakh |
| C. | Rs. 5 lakh |
| D. | Rs. 50,000 |
| E. | No Limits |
| Answer» C. Rs. 5 lakh | |
| 248. |
An EEFC account can be held only in the form of |
| A. | Savings Bank Account |
| B. | Deposit Account |
| C. | Current Account |
| D. | Both (b) and (c) |
| E. | None of the Above |
| Answer» D. Both (b) and (c) | |
| 249. |
Exchange Earners Foreign Currency (EEFC) Account provides |
| A. | Current Account |
| B. | SB Account |
| C. | Term Deposits |
| D. | All of these |
| E. | None of these |
| Answer» B. SB Account | |
| 250. |
When a corporate entity wishes to raise money from the market it can do that by issuing . |
| A. | Commercial Papers |
| B. | Treasury Bills |
| C. | KisanVikas Patra |
| D. | National Savings Certificates |
| E. | None of the above |
| Answer» B. Treasury Bills | |