MCQOPTIONS
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MCQOPTIONS
This section includes 3109 Mcqs, each offering curated multiple-choice questions to sharpen your Bank PO Exam (Generic) knowledge and support exam preparation. Choose a topic below to get started.
| 2101. |
Which of the following is the Headquarters of Suryoday Small Finance Bank Ltd? |
| A. | Ahmedabad |
| B. | Hyderabad |
| C. | Jalandhar |
| D. | Navi Mumbai |
| Answer» E. | |
| 2102. |
Which of the following is the Headquarters of Utkarsh Bank? |
| A. | Ahmedabad |
| B. | Hyderabad |
| C. | Jalandhar |
| D. | Varanasi |
| Answer» E. | |
| 2103. |
Which of the following is the Headquarters of Disha Microfin Ltd? |
| A. | Ahmedabad |
| B. | Hyderabad |
| C. | Jalandhar |
| D. | Jaipur |
| Answer» B. Hyderabad | |
| 2104. |
Which of the following is the Headquarters of Capital Local Area Bank? |
| A. | Bengaluru |
| B. | Hyderabad |
| C. | Jalandhar |
| D. | Jaipur |
| Answer» D. Jaipur | |
| 2105. |
Which of the following is the Headquarters of AU Small Finance Bank? |
| A. | Bengaluru |
| B. | Hyderabad |
| C. | Mumbai |
| D. | Jaipur |
| Answer» E. | |
| 2106. |
Which of the following is the Headquarters of Equitas Small Finance Bank? |
| A. | Bengaluru |
| B. | Hyderabad |
| C. | Mumbai |
| D. | Chennai |
| Answer» E. | |
| 2107. |
Which of the following is the Headquarters of Ujjivan Small Finance Bank? |
| A. | Bengaluru |
| B. | Hyderabad |
| C. | Mumbai |
| D. | Chennai |
| Answer» B. Hyderabad | |
| 2108. |
When the banker gives a safe deposit locker to the customer then the customer will become the _____ |
| A. | Bailor |
| B. | Creditor |
| C. | Bailor |
| D. | Licensee |
| Answer» E. | |
| 2109. |
When the banker gives a safe deposit locker to the customer then the banker will become the _____ |
| A. | Bailor |
| B. | Creditor |
| C. | Licensor |
| D. | Lender |
| Answer» D. Lender | |
| 2110. |
When a customer gives his/her valuables, Securities to the bank for safe keeping then the customer became the _______ |
| A. | Bailor |
| B. | Creditor |
| C. | Debtor |
| D. | Bailee |
| Answer» B. Creditor | |
| 2111. |
By taking physical possession of securities the bank becomes ________ |
| A. | Bailor |
| B. | Creditor |
| C. | Debtor |
| D. | Bailee |
| Answer» E. | |
| 2112. |
When a bank grants loan or other credit facilities to the customer then the Banker is ____ |
| A. | Borrower |
| B. | Creditor |
| C. | Debtor |
| D. | Beneficiary |
| Answer» C. Debtor | |
| 2113. |
When a bank grants loan or other credit facilities to the customer then the Customer is ________ |
| A. | Borrower |
| B. | Lender |
| C. | Debtor |
| D. | Agent |
| Answer» D. Agent | |
| 2114. |
A ______ is the delivery of goods by one person to another for some purpose. |
| A. | Equitable Mortgage |
| B. | Pledge |
| C. | Bailment |
| D. | Legel Mortgage |
| Answer» D. Legel Mortgage | |
| 2115. |
______ is the bailment of goods as security for payment of a debt or performance of a promise. |
| A. | Equitable Mortgage |
| B. | Pledge |
| C. | Bailment |
| D. | Legel Mortgage |
| Answer» C. Bailment | |
| 2116. |
If a customer deposits money with a bank then the customer becomes ______ |
| A. | Borrower |
| B. | Lender |
| C. | Debtor |
| D. | Agent |
| Answer» C. Debtor | |
| 2117. |
If the customer deposits securities or valuables with the banker for safe custody, banker becomes a _____ |
| A. | Beneficiary |
| B. | Creditor |
| C. | Debtor |
| D. | Trustee |
| Answer» E. | |
| 2118. |
Acting as attorney, executor or representative of a customer then the Bank becomes ______ |
| A. | Bailor |
| B. | Creditor |
| C. | Debtor |
| D. | Agent |
| Answer» E. | |
| 2119. |
If the customer deposits securities or valuables with the banker for safe custody, customer becomes a _____ |
| A. | Beneficiary |
| B. | Creditor |
| C. | Debtor |
| D. | Bailee |
| Answer» B. Creditor | |
| 2120. |
Collection of dividends and bills of exchange the bank becomes ______ |
| A. | Borrower |
| B. | Borrower |
| C. | Debtor |
| D. | Agent |
| Answer» E. | |
| 2121. |
Collection of cheques on behalf of the customer, then the customer becomes _____ |
| A. | Borrower |
| B. | Lender |
| C. | Debtor |
| D. | Principal |
| Answer» E. | |
| 2122. |
Collection of cheques on behalf of the customer, the bank becomes _____ |
| A. | Borrower |
| B. | Lender |
| C. | Debtor |
| D. | Agent |
| Answer» E. | |
| 2123. |
When credit facility is provided by the bank to a customer against the security of immovable property then the bank becomes ______ |
| A. | Mortgagor |
| B. | Pledge |
| C. | Bailment |
| D. | Mortgagee |
| Answer» E. | |
| 2124. |
When credit facility is provided by the bank to a customer against the security of immovable property then the customer becomes ______ |
| A. | Mortgagor |
| B. | Pledge |
| C. | Bailment |
| D. | Mortgagee |
| Answer» B. Pledge | |
| 2125. |
When credit facility is provided by a bank to its customers against collateral security of movable property then the banker becomes _____ |
| A. | Borrower |
| B. | Lender |
| C. | Debtor |
| D. | Pledgee |
| Answer» E. | |
| 2126. |
When credit facility is provided by a bank to its customers against collateral security of movable property then the customer becomes _____ |
| A. | Borrower |
| B. | Lender |
| C. | Debtor |
| D. | Pledger |
| Answer» E. | |
| 2127. |
_______ is the probability that the value of assets and investments will be negatively affected by changes in inflation. |
| A. | Market Risk |
| B. | Credit Risk |
| C. | Inflation Risk |
| D. | All of these |
| Answer» D. All of these | |
| 2128. |
______ is the risk that the value of an investment may decrease due to changes in market factors. |
| A. | Market Risk |
| B. | Credit Risk |
| C. | Inflation Risk |
| D. | All of these |
| Answer» B. Credit Risk | |
| 2129. |
_______ is the risk of default on a debt that may arise from a borrower failing to make required payments. |
| A. | Market Risk |
| B. | Credit Risk |
| C. | Inflation Risk |
| D. | All of these |
| Answer» C. Inflation Risk | |
| 2130. |
A form of financial guarantee insurance, covering not all the debts of the borrower, but a specific loan or other financial transaction is known as _____ |
| A. | Closed Economy |
| B. | Open Economy |
| C. | Monetized Economy |
| D. | Credit Wrap |
| Answer» E. | |
| 2131. |
_____ is a macroeconomic term referring to the monetary base, which is controlled by the institution in a country. |
| A. | Closed Economy |
| B. | Open Economy |
| C. | Monetized deficit |
| D. | High Powered Money |
| Answer» E. | |
| 2132. |
_______ is when a government spends more than what it earns. |
| A. | Closed Economy |
| B. | Open Economy |
| C. | Monetized deficit |
| D. | Deficit Financing |
| Answer» E. | |
| 2133. |
_______ is when government prints money in order to pay its deficits. |
| A. | Closed Economy |
| B. | Open Economy |
| C. | Monetized deficit |
| D. | Deficit Financing |
| Answer» D. Deficit Financing | |
| 2134. |
________ is an economy in which there are economic activities between the domestic community and outside. |
| A. | Open Economy |
| B. | Monetized Economy |
| C. | Closed Economy |
| D. | All of these |
| Answer» B. Monetized Economy | |
| 2135. |
A __________ is the sum of the transactions where money is exchanged. |
| A. | Open Economy |
| B. | Monetized Economy |
| C. | Closed Economy |
| D. | All of these |
| Answer» C. Closed Economy | |
| 2136. |
Closed Economy in which _______ |
| A. | Only Import Takes Place |
| B. | Only Export Takes Place |
| C. | Both Import and Export take place |
| D. | Neither Import nor Export takes place |
| Answer» E. | |
| 2137. |
How many members are there in IBBI? |
| A. | Four |
| B. | Seven |
| C. | Ten |
| D. | Twelve |
| Answer» D. Twelve | |
| 2138. |
Insolvency and Bankruptcy Board of India (IBBI) handles the cases using _________ |
| A. | BBB |
| B. | National company law tribunal. |
| C. | Debt recovery tribunal |
| D. | Both (B) and (C) |
| Answer» E. | |
| 2139. |
The Insolvency and Bankruptcy Board of India (IBBI) covers ________ |
| A. | Individuals |
| B. | Companies |
| C. | Partnership Firms |
| D. | All of these |
| Answer» E. | |
| 2140. |
The Insolvency and Bankruptcy Board of India was established on October 1, 2016, in accordance with the provisions of _______ |
| A. | Insolvency and Bankruptcy Code 2013 |
| B. | Insolvency and Bankruptcy Code 2014 |
| C. | Insolvency and Bankruptcy Code 2015 |
| D. | Insolvency and Bankruptcy Code 2016 |
| Answer» E. | |
| 2141. |
The Insolvency and Bankruptcy Board of India (IBBI) regulates _____ |
| A. | Insolvency Professional Agencies (IPA) |
| B. | Insolvency Professionals (IP) |
| C. | Information Utilities (IU) |
| D. | All of these |
| Answer» E. | |
| 2142. |
Which of the following is the regulator for overseeing insolvency proceedings? |
| A. | BBB |
| B. | IBBI |
| C. | IBA |
| D. | All of these |
| Answer» C. IBA | |
| 2143. |
Arcil is an associate member of _____ |
| A. | BBB |
| B. | IBBI |
| C. | IBA |
| D. | All of these |
| Answer» D. All of these | |
| 2144. |
Asset Reconstruction Company India Limited(Arcil) is a ______ |
| A. | Public Limited |
| B. | Private Limited |
| C. | Limited Liability Company |
| D. | Non Profit Organization |
| Answer» C. Limited Liability Company | |
| 2145. |
The headquarters of India’s first Asset Reconstruction Company India Limited(Arcil) is ________ |
| A. | Chennai |
| B. | Mumbai |
| C. | New Delhi |
| D. | Hyderabad |
| Answer» C. New Delhi | |
| 2146. |
Asset Reconstruction Company India Limited(Arcil) is sponsored by ______ |
| A. | SBI |
| B. | ICICI |
| C. | PNB |
| D. | All of these |
| Answer» E. | |
| 2147. |
Government constitutes ________ to improve the governance of Public Sector Banks. |
| A. | IBA |
| B. | BBB |
| C. | IBBI |
| D. | IDRBT |
| Answer» C. IBBI | |
| 2148. |
The Institute for Development & Research in Banking Technology (IDRBT) is located in _____ |
| A. | Chennai |
| B. | Bengaluru |
| C. | Hyderabad |
| D. | Mumbai |
| Answer» D. Mumbai | |
| 2149. |
The Institute for Development & Research in Banking Technology (IDRBT) is established by _____ |
| A. | SEBI |
| B. | NABARD |
| C. | RBI |
| D. | BBB |
| Answer» D. BBB | |
| 2150. |
Which of the following is a unique institution exclusively focused on Banking Technology? |
| A. | IBA |
| B. | BBB |
| C. | IBBI |
| D. | IDRBT |
| Answer» E. | |