MCQOPTIONS
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MCQOPTIONS
This section includes 3109 Mcqs, each offering curated multiple-choice questions to sharpen your Bank PO Exam (Generic) knowledge and support exam preparation. Choose a topic below to get started.
| 101. |
RBI to issue Rs ____ coins to mark International Yoga Day |
| A. | 10 |
| B. | 20 |
| C. | 50 |
| D. | 5 |
| Answer» B. 20 | |
| 102. |
____ India plans to launch ‘green bonds’ |
| A. | HSBC |
| B. | RBI |
| C. | SBI |
| D. | PNB |
| Answer» B. RBI | |
| 103. |
Lok Sabha passes ____________ , 2015 |
| A. | Negotiable Instruments (Amendment) Bill |
| B. | Lokpal bill |
| C. | Easy Banking Bill |
| D. | None of these |
| Answer» B. Lokpal bill | |
| 104. |
___ allows banks to merge, shift or close branches in urban areas |
| A. | RBI |
| B. | SBI |
| C. | Union government |
| D. | World bank |
| Answer» B. SBI | |
| 105. |
__________ launches Suraksha Bandhan drive in Mission Mode |
| A. | Union Government |
| B. | RBI |
| C. | World Bank |
| D. | PNB |
| Answer» B. RBI | |
| 106. |
____ Bank launches ‘Saral-Rural Housing Loan’ Scheme for weaker sections |
| A. | ICICI |
| B. | SBI |
| C. | PNB |
| D. | Syndicate Bank |
| Answer» B. SBI | |
| 107. |
______ allows Banks to tie up with insurers |
| A. | IRDAI |
| B. | RBI |
| C. | SBI |
| D. | World Bank |
| Answer» B. RBI | |
| 108. |
______ launched the First Multi-Currency Contactless Card service in India |
| A. | RBI |
| B. | Axis Bank |
| C. | SBI |
| D. | PNB |
| Answer» C. SBI | |
| 109. |
__________ to form Bank Board Bureau: |
| A. | Union Government |
| B. | RBI |
| C. | SBI |
| D. | World Bank |
| Answer» B. RBI | |
| 110. |
Which country has largest shadow banking market in the world? |
| A. | China |
| B. | UK |
| C. | Netherlands |
| D. | USA |
| Answer» E. | |
| 111. |
In which country, the Unit Banking System originated? |
| A. | France |
| B. | Spain |
| C. | United Kingdom |
| D. | United states |
| Answer» E. | |
| 112. |
The owners of the cooperative bank are also its ______ |
| A. | All of the below |
| B. | Creditors |
| C. | Debters |
| D. | Customers |
| Answer» E. | |
| 113. |
Which of the following bodies regulates the Regional Rural Banks? |
| A. | Union Government |
| B. | SBI |
| C. | RBI |
| D. | NABARD |
| Answer» E. | |
| 114. |
What is the share of the Foreign Banks in the branch network in India? |
| A. | Less than 1% |
| B. | Less than 13% |
| C. | Less than 6% |
| D. | Less than 10% |
| Answer» B. Less than 13% | |
| 115. |
Nainital Bank is a subsidiary of which of the following banks? |
| A. | Bank of Baroda |
| B. | SBI |
| C. | Syndicate Bank |
| D. | RBI |
| Answer» B. SBI | |
| 116. |
What was the name of State Bank of India (SBI) before it was created by SBI Act? |
| A. | Imperial bank of India |
| B. | Imperial bank of Bengal |
| C. | Imperial bank of Madras |
| D. | Imperial bank of Hindustan |
| Answer» E. | |
| 117. |
What was the initial share capital of Reserve Bank of India? |
| A. | 5 crore |
| B. | 10 crore |
| C. | 15 crore |
| D. | 20 crore |
| Answer» B. 10 crore | |
| 118. |
In which year, Indian Rupee was devalued for the first time? |
| A. | 1965 |
| B. | 1968 |
| C. | 1966 |
| D. | 1971 |
| Answer» D. 1971 | |
| 119. |
Original headquarters of RBI were located at ___? |
| A. | Calcutta |
| B. | Bombay |
| C. | New Delhi |
| D. | Madras |
| Answer» B. Bombay | |
| 120. |
_____ launches eSign Services |
| A. | RBI |
| B. | eMoney |
| C. | eMudhra |
| D. | ePaisa |
| Answer» D. ePaisa | |
| 121. |
_______ to provide Rs 30,000 crore credit to farmers for irrigation |
| A. | NABARD |
| B. | RBI |
| C. | SBI |
| D. | PNB |
| Answer» B. RBI | |
| 122. |
____ , Central Bank of Sri Lanka ink currency swap agreement |
| A. | CSB |
| B. | SBI |
| C. | World Bank |
| D. | RBI |
| Answer» E. | |
| 123. |
____ bank starts its operations from Shanghai, China |
| A. | BRICS |
| B. | World Bank |
| C. | RBI |
| D. | PNB |
| Answer» B. World Bank | |
| 124. |
Anand Krishnamurthy appointed CEO and MD of ____ bank |
| A. | CSB |
| B. | SBI |
| C. | PNB |
| D. | RBI |
| Answer» B. SBI | |
| 125. |
____ gets banking licence from RBI |
| A. | IDFC |
| B. | IGHL |
| C. | IJKL |
| D. | LKHB |
| Answer» B. IGHL | |
| 126. |
CSC and ___ forms joint venture to provide technology services, solutions to banks |
| A. | HCL |
| B. | RBI |
| C. | SBI |
| D. | NABARD |
| Answer» B. RBI | |
| 127. |
_ formed Financial Inclusion Fund with Rs. 2000 crore corpus |
| A. | RBI |
| B. | SBI |
| C. | PNB |
| D. | IDBI |
| Answer» B. SBI | |
| 128. |
______ acquires RBS’ bullion financing business for Rs 4,100 crore |
| A. | Indusland Bank |
| B. | Syndicate Bank |
| C. | IDBI |
| D. | PNB |
| Answer» B. Syndicate Bank | |
| 129. |
____ to sell private banking business in India to Sanctum Wealth |
| A. | RBS |
| B. | RBI |
| C. | SBI |
| D. | World Bank |
| Answer» B. RBI | |
| 130. |
What is the time period during which no interest is charged on a credit card? |
| A. | Grace period |
| B. | Term period |
| C. | Loan period |
| D. | Sanction Period |
| Answer» B. Term period | |
| 131. |
The Secured credit cards are generally available to the person with _____: |
| A. | Strong credit history |
| B. | Poor Credit History |
| C. | High Net worth Income |
| D. | Government Job |
| Answer» C. High Net worth Income | |
| 132. |
What does the cirrus logo on ATM / debit cards signifies__? |
| A. | have cash access facility anywhere in India only |
| B. | have cash access facility outside the India only |
| C. | have cash access facility in or outside the India |
| D. | have cash access facility in and outside the India |
| Answer» E. | |
| 133. |
Which is the first credit card facility to be recognised worldwide? |
| A. | Visa Card |
| B. | Maestro Card |
| C. | Master Card |
| D. | Diner Card |
| Answer» B. Maestro Card | |
| 134. |
The international standard which defines the shape and size of the I-Cards is ______ |
| A. | ISO/IEC 5200 |
| B. | ISO/IEC 9910 |
| C. | ISO/IEC 14000 |
| D. | ISO/IEC 7810 |
| Answer» E. | |
| 135. |
The business entity that is authorized to accept cards for the payment of goods and services is called? |
| A. | Issuer |
| B. | Acquirer |
| C. | Merchant |
| D. | Authorised Issuer |
| Answer» D. Authorised Issuer | |
| 136. |
From which country, the concept of Credit Card originated? |
| A. | UK |
| B. | USA |
| C. | France |
| D. | Australia |
| Answer» C. France | |
| 137. |
In terms of Banking Terminology, Affinity Card refers to ______ |
| A. | The Credit Cards that are linked to special organizations |
| B. | The Credit Cards with zero interest rate on repayments |
| C. | The Credit Cards exclusively for the Bank’s employees |
| D. | All above the above |
| Answer» B. The Credit Cards with zero interest rate on repayments | |
| 138. |
If a bank ties up with a retail vendor and then both of them sponsor a credit card, then such card would be known as_____ |
| A. | Retail Credit Card |
| B. | Vendor card |
| C. | Co – Branded Card |
| D. | Cash Back Card |
| Answer» D. Cash Back Card | |
| 139. |
Kotak Mahindra, ____ Bank ink MoU for cross-border business |
| A. | ING |
| B. | SBI |
| C. | PNB |
| D. | RBI |
| Answer» B. SBI | |
| 140. |
Mahendra Kumar Sharma appointed as non-executive Chairman of ____ Bank |
| A. | HDFC |
| B. | PNB |
| C. | SBI |
| D. | ICICI |
| Answer» E. | |
| 141. |
RBI allows NRIs to subscribe ______ |
| A. | Bank Accounts |
| B. | Draft |
| C. | Chit funds |
| D. | Cheat Funds |
| Answer» D. Cheat Funds | |
| 142. |
______ Bank launches 10-second paperless instant loan Scheme |
| A. | HDFC |
| B. | SBI |
| C. | PNB |
| D. | IDBI |
| Answer» B. SBI | |
| 143. |
RBI extends deadline for exchanging pre- ____ currency notes till December 2015 |
| A. | 2005 |
| B. | 2006 |
| C. | 2003 |
| D. | 2004 |
| Answer» B. 2006 | |
| 144. |
____ to join China led AIIB |
| A. | UK |
| B. | QATAR |
| C. | Australia |
| D. | UAE |
| Answer» D. UAE | |
| 145. |
____ nations, including India sign 60-article agreement on China-led AIIB |
| A. | 50 |
| B. | 60 |
| C. | 80 |
| D. | 90 |
| Answer» B. 60 | |
| 146. |
____ launches mobile wallet service ‘Speed Pay’ |
| A. | BSNL |
| B. | NABARD |
| C. | SBI |
| D. | PNB |
| Answer» B. NABARD | |
| 147. |
Union Government appoints Sriram Kalyanaraman as MD and CEO of ____ |
| A. | NHB |
| B. | SBI |
| C. | PNB |
| D. | NABARD |
| Answer» B. SBI | |
| 148. |
____ nominates Jin Liqun for President of AIIB |
| A. | China |
| B. | India |
| C. | Pakistan |
| D. | Japan |
| Answer» B. India | |
| 149. |
Who monitors Priority Sector Lending (PSL) in commercial banks? |
| A. | Reserve Bank of India (RBI) |
| B. | Small Industries Development Bank of India (SIDBI) |
| C. | National Bank for Agriculture and Rural Development (NABARD) |
| D. | Government of India (GOI) |
| Answer» B. Small Industries Development Bank of India (SIDBI) | |
| 150. |
What is the loan limit for education under Priority Sector Lending (PSL) for studying in India and abroad respectively? |
| A. | Rs. 20 lakh, Rs. 10 Lakh |
| B. | Rs. 10 lakh, Rs. 20 Lakh |
| C. | Rs. 25 lakh, Rs. 25 Lakh |
| D. | Rs. 20 lakh, Rs. 25 Lakh |
| Answer» C. Rs. 25 lakh, Rs. 25 Lakh | |