MCQOPTIONS
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MCQOPTIONS
This section includes 180 Mcqs, each offering curated multiple-choice questions to sharpen your GK knowledge and support exam preparation. Choose a topic below to get started.
| 151. |
What is the number of digits in IFSC Code? |
| A. | 11 |
| B. | 15 |
| C. | 9 |
| D. | 7 |
| E. | 16 |
| Answer» B. 15 | |
| 152. |
The savings bank account that does not operate for more than 24 months, then the account is called? |
| A. | Dormat account |
| B. | Demat account |
| C. | Inoperative account |
| D. | Inactive account |
| E. | None of these |
| Answer» B. Demat account | |
| 153. |
Union Government of India has renamed the Department of Divestment to DIPAM. What is 'A' stand for in DIPAM? |
| A. | Asset |
| B. | Account |
| C. | Audit |
| D. | Amount |
| E. | None of these |
| Answer» B. Account | |
| 154. |
NEFT (National Electronic Fund Transfer) is applicable to |
| A. | Account holders |
| B. | Non-Account holders |
| C. | DEMAT Account holders |
| D. | Both (a) and (b) |
| E. | All of the above |
| Answer» E. All of the above | |
| 155. |
What is the maximum amount that can be transfer through Immediate Payment Services(IMPS)? |
| A. | Rs. 1,00,000 |
| B. | Rs. 2,00,000 |
| C. | Rs. 3,00,000 |
| D. | Rs. 4,00,000 |
| E. | Rs. 5,00,000 |
| Answer» C. Rs. 3,00,000 | |
| 156. |
Which of the following is the nodal agency to provide licenses to e-commerce companies(including foreign)? |
| A. | Reserve Bank of India(RBI) |
| B. | Foreign Investment Promotion Board (FIPB) |
| C. | Department of Industrial Policy and Promotion (DIPP) |
| D. | SEBI |
| Answer» D. SEBI | |
| 157. |
National Investment and Infrastructure Fund(NIIF) is established under the regulations of |
| A. | Department of Industrial Policy and Promotion (DIPP) |
| B. | SEBI |
| C. | World Bank |
| D. | IMF |
| Answer» C. World Bank | |
| 158. |
The International Development Association (IDA) is an arm |
| A. | IMF |
| B. | World Bank |
| C. | Organisation for Economic Co-operation and Development (OECD) |
| D. | Asian Development Bank |
| E. | None of these |
| Answer» C. Organisation for Economic Co-operation and Development (OECD) | |
| 159. |
SDR is calculated based on the basket of five international currencies. The five currencies include |
| A. | US Dollar, Euro, Yen, Pound and Yuan |
| B. | US Dollar, Euro, Yen, Pound and Dinar |
| C. | US Dollar, Euro, Rubble, Pound and Yuan |
| D. | US Dollar, Euro, Yen, Pound and Australian Dollar |
| E. | None of these |
| Answer» B. US Dollar, Euro, Yen, Pound and Dinar | |
| 160. |
Unstructured Supplementary Service Data (USSD) Service is a |
| A. | Online banking service |
| B. | Digital India Service |
| C. | Credit Card Service |
| D. | Mobile Service |
| E. | None of these |
| Answer» E. None of these | |
| 161. |
How much FDI is allowed in e-commerce companies in India? |
| A. | 100% |
| B. | 49% |
| C. | 51% |
| D. | 26% |
| E. | 34% |
| Answer» B. 49% | |
| 162. |
If a bank wants to introduce a new deposit scheme, the same is now approved by: |
| A. | RBI |
| B. | IBA |
| C. | respective Bank's Board |
| D. | Both A and B |
| E. | None of these |
| Answer» D. Both A and B | |
| 163. |
Which one of the following has largest network, accounts and annual deposits: |
| A. | IDBI |
| B. | ICICI |
| C. | Post office saving bank |
| D. | IOB |
| E. | None of these |
| Answer» D. IOB | |
| 164. |
Bank can issue a duplicate of a lost demand draft at the request of the: |
| A. | Payee |
| B. | holder |
| C. | Purchaser |
| D. | Either A or C |
| E. | None of these |
| Answer» E. None of these | |
| 165. |
Which of the following is the nodal agency of Unstructured Supplementary Service Data (USSD) Service? |
| A. | NPCI |
| B. | RBI |
| C. | SBI |
| D. | SEBI |
| E. | FBI |
| Answer» B. RBI | |
| 166. |
What is the Validity of a cheque? |
| A. | 1 month |
| B. | 3 month |
| C. | 4 month |
| D. | 6 month |
| E. | 2 month |
| Answer» C. 4 month | |
| 167. |
Bank overdraft limit for Account holders of PMJDY increased to? |
| A. | Rs.15,000 |
| B. | Rs.20,000 |
| C. | Rs.10,000 |
| D. | Rs.5,000 |
| E. | Rs.25,000 |
| Answer» D. Rs.5,000 | |
| 168. |
____________ is the official minimum rate at which the Central Bank of a country re-discounts the approved bills, held by commercial banks. |
| A. | Prime Lending Rate |
| B. | Reverse Repo Rate |
| C. | Repo Rate |
| D. | Bank rate |
| Answer» E. | |
| 169. |
Which among the following formulates the Fiscal policy in India? |
| A. | RBI |
| B. | SEBI |
| C. | Ministry of Finance |
| D. | NITI Aayog |
| Answer» D. NITI Aayog | |
| 170. |
Which bank has launched a SIM Binding feature in its digital banking platforms to protect customers from various frauds? |
| A. | Union Bank of India |
| B. | HDFC Bank |
| C. | Yes Bank |
| D. | ICICI Bank |
| E. | State Bank of India |
| Answer» F. | |
| 171. |
The government notified a hike in the foreign direct investment (FDI) limit in pension fund management to what percent under the national pension system (NPS)? |
| A. | 74% |
| B. | 100% |
| C. | 49% |
| D. | 64% |
| E. | 70% |
| Answer» B. 100% | |
| 172. |
Bharti Airtel has partnered with which industry group for 'Made in India' 5G network solutions? |
| A. | Bajaj Group |
| B. | Adani Group |
| C. | Tata Group |
| D. | Aditya Birla Group |
| E. | Mahindra Group |
| Answer» D. Aditya Birla Group | |
| 173. |
ESIC Works under which of the following ministry? |
| A. | Ministry of Home Affairs |
| B. | Ministry Rural Development |
| C. | Ministry of Finance |
| D. | Ministry of Personnel and Public grievance |
| E. | Ministry of Labour and Employment |
| Answer» F. | |
| 174. |
Which financial institution has launched new health insurance plan called Arogya Rakshak? |
| A. | IRDAI |
| B. | SIDBI |
| C. | SBI |
| D. | SEBI |
| E. | LIC |
| Answer» F. | |
| 175. |
The Confederation of Real Estate Developers Associations of India (CREDAI) has signed a memorandum of understanding (MoU) with which payments bank to facilitate opening of bank accounts for construction workers? |
| A. | Jio Payments Bank |
| B. | Paytm Payments Bank |
| C. | Airtel Payments Bank |
| D. | India Post Payments Bank |
| E. | Fino Payments Bank |
| Answer» E. Fino Payments Bank | |
| 176. |
Who was the first Governor of Reserve Bank of India? |
| A. | Sir Osworn A. smith |
| B. | Sir James B. Tailor |
| C. | Sir C.D. Deshmukh |
| D. | Sir V.R. Rao |
| E. | None of these |
| Answer» B. Sir James B. Tailor | |
| 177. |
IMF and World Bank are considered as such institutions |
| A. | Which strengthens international economic cooperation and helps in building a more stable and prosperous global economy |
| B. | IMF promotes international monetary cooperation. |
| C. | The World Bank promotes long-term economic growth and supports poverty reduction |
| D. | All of the above |
| E. | None of the above |
| Answer» E. None of the above | |
| 178. |
Which of the following branch of the World Bank was formed in the year 1992 for quick financial action and innovation activities? |
| A. | IFC |
| B. | IDF |
| C. | MIGA |
| D. | ICSID |
| E. | None of these |
| Answer» C. MIGA | |
| 179. |
Which of the following is not correctly matched? |
| A. | State Bank of Indore -1959 |
| B. | Allahabad Bank 1959 |
| C. | Andhra Bank -1980 |
| D. | Bank of Baroda -1969 |
| E. | None of the above |
| Answer» C. Andhra Bank -1980 | |
| 180. |
Which of the following country is the largest lender of America? |
| A. | Britain |
| B. | Japan |
| C. | China |
| D. | Brazil |
| E. | India |
| Answer» D. Brazil | |