Shreya….I think…ab aap gyi…?…chalo…bye..insta pe milte h…?
Net nahi chal rha..??
Oh…?
Aadya..gyi aap??
Ha..nhi daali..mere jo followers usme se mai janti ni kisiko..bs ek do ko janti hu..baaki pta ni kaise aa gye..??
Kisi ne apni pic nahi dali h…?
Ok..shreya+s=shreyas..?
Jaa rha hu 4 bje h class raat m milta hu shreyas-s=Shreya ☺️☺️
Ha..agya..adu..?
Jaoge ya sirf bye bologe..? agar sirf bye bolna h toh baat v kr skte ho..class ke liye late ho jaoge..phir punishment milegi..?
Oh…aa gye…???
Aagya..??
Ha ha byeeee??
Bye..shreya+s= shreyas..?
Bye shreyas-s=Shreya ☺️☺️??
Na..yhi pe h..or shreyas..badi jaldi chale jate ho.??so much busy..or hum log khaali baithe rehte h…?
Bye shreya+s…?
Bye girls ☺️☺️you enjoy…
Sab gye…?
Now i have go for class??
Abhinav ne bhi follow kiya…abhinav ho kya yha…??
Ha..ho gya..and hello..shreya+s..?
Hello shreyas…?
Maine bhi kiya….hui ki nahi…?
Hii girls ???
Kr diya maine..
Ok…?
Ruko..kr rhi follow..?
aadyasingh2399
Ha..batao..
Mere me h thoda bht..?
Batau…?? ?. ..follow karogi…?
Meri bhi h id…but kuch h nahi usme…??
Batao..mai follow kr dungi..abhinav ki id h secret22210
Mai v ni chalat thi..beech me gyi thi..id h lekin..
Shreya….vaise maine ek banai h…but usme 0 fans, 0 following and 0 posts h….???….bolo to batau…?
To rehne do secret…aise hi h to…???
ID batane k liye…banani padegi…?
Shreya….mai insta nahi chalati…?
Aise hi..secret..?
Apki id kya h aadya..
Itni secret kyu h abhinav…???
Meri id..secret h aadya..?
Meri..shreyad2407..?apki..?
Abhinav and shreya….apni insta id batana…?
Ok…yr kr lo..baat..ab jaati ni vaha..?
Bye..shreya+s=shreyas..
Nhi..kyu..ek hi din ki..phir nhi gyi vaha..?
Ok bye
Pe*
Insta pe baat krti ho kisi se..??ho vaha oe ya ni..
Hn ji..sunao..
Shreya jii…suno..
Wlcm dear…shreya+s=shreyas..?
Thanks dear….?shreyas-s=Shreya ☺️☺️?
◆High cost of borrowing leads to a major share of earnings.◆Many times, the higher interest rate leads to the requirement to pay more than the earnings, which leafs to falling into a debt-trap.◆Borrowers falling into debt-traps discourage more people from borrowing, and this is reducing development of the country.◆Banks and cooperative societies lending to more borrowers will lead to higher incomes and many people could then borrow cheaply for a variety of needs like growing crops, set-up business or small-scale industries

The reasons for expanding credit in India are(i) High cost of borrowing leads to a major share of earnings going into payment of interest on the loan.(ii) Sometimes the higher interest rate leads to the requirement to pay more than the earnings, thus falling into a debt-trap.(iii) Borrowers falling into debt-traps discourage more people from borrowing, thus reducing development of the country.(iv)Banks and cooperative societies lending to more borrowers will lead to higher incomes and many people could then borrow cheaply for a variety of needs like growing crops, set-up business or small-scale industries.