Which One of the Following Statements, is In-Correct, with Regard to Numerical Rating Method of Underwriting?

• A. Under this Method, Underwriters assign the Positive Rating-Points for All Negative or Adverse Factors.
• B. Under this Method, Underwriters assign the Positive Points for Any Positive or Favourable Factors.
• C. Under this Method, the Total Number of Points, so assigned, will decide How Much Extra- Mortality-Rating (E.M.R.), it has been given.
• D. Under this Method, if the Extra-Mortality- Rating (E.M.R.) is Very High, Insurance may even be declined.