_ is a bank led model which allows online interoperable financial inclusion transaction at PoS (MicroATM) through the Business correspondent(BC) of any bank using the Aadhaar authentication.

• A. Immediate Payment Service(IMPS)
• B. Aadhar Enabled Payment System (AEPS)
• C. Cheque Truncation System(CTS)
• D. National Financial Switch (NFS)